Located in Macomb County on Lake St. Clair’s Anchor Bay, Chesterfield is a medium-sized community with scenic views and a range of outdoor recreational amenities. Summers are mild, providing plenty of opportunities to enjoy everything the region has to offer, and the extensive public transportation system makes it easy to attend appointments, run errands and meet up with friends. The community has about 47,000 residents, nearly 14% of whom are aged 65 and over.   

Assisted living is ideal for those who want to remain in the community but need some personal care services. These residential facilities are staffed with trained caregivers who provide help with daily living activities, and residents enjoy a maintenance-free lifestyle with meals provided. On average, assisted living residents in Chesterfield pay $4,750 per month for this type of residential care, which exceeds state and national medians.  

This guide provides more in-depth information on senior care costs in Chesterfield, including alternatives to assisted living. It also summarizes some programs and agencies that serve seniors.  

Directory of Assisted Living Facilities in Chesterfield, MI

The Village of East Harbor

33875 Kiely Dr., Chesterfield, MI, 48047

My mom moved into the Village of East Harbor. It’s clean, perfect, and has good care. It’s a beautiful community. I would recommend anyone being there. The staff is impeccable. They got a chapel and a … (read more)
My mom moved into the Village of East Harbor. It’s clean, perfect, and has good care. It’s a beautiful community. I would recommend anyone being there. The staff is impeccable. They got a chapel and a … (read more)

Sandalwood Village

47640 Gratiot Ave., Chesterfield, MI, 48051

We really liked it. I checked both assisted living and memory care. They were really nice and I really liked how they had everything set up there. It was very clean, and they’re very personable there. … (read more)
We really liked it. I checked both assisted living and memory care. They were really nice and I really liked how they had everything set up there. It was very clean, and they’re very personable there. … (read more)

Prestige Commons

33503 23 Mile Road, Chesterfield, MI, 48047

It was a very nice facility. The only thing that I didn’t like about it was that it was a two-level facility and I didn’t want her taking the elevator. Also, there was no nice place to sit outside. Th … (read more)
It was a very nice facility. The only thing that I didn’t like about it was that it was a two-level facility and I didn’t want her taking the elevator. Also, there was no nice place to sit outside. Th … (read more)

Grace Senior Living

29891 23 Mile Rd, Chesterfield, MI, 48047

Grace is a wonderful place. Owners are present at the facility daily, and I can and have approached them with issues and they have fixed them immediately. My mother was sad about going into a senior l … (read more)
Grace is a wonderful place. Owners are present at the facility daily, and I can and have approached them with issues and they have fixed them immediately. My mother was sad about going into a senior l … (read more)

United Residential Care Services

48605 Callens, Chesterfield, MI, 48047

joyce started her company in order to be able to provide intelligent and caring services for the elderly and hospice patients. In addition to being a supremely caring individual, she is a wonderful bu … (read more)
joyce started her company in order to be able to provide intelligent and caring services for the elderly and hospice patients. In addition to being a supremely caring individual, she is a wonderful bu … (read more)

2012, 2015

Shorehaven

14560 Lakeside Circle, Sterling Heights, MI, 48313

Shorehaven Senior Living is located in Sterling Heights, Michigan, conveniently close to an array of restaurants and shopping centers. Residents and visitors like that the facility is a spacious, clea … (read more)
Shorehaven Senior Living is located in Sterling Heights, Michigan, conveniently close to an array of restaurants and shopping centers. Residents and visitors like that the facility is a spacious, clea … (read more)

Sunrise of Shelby Township

46471 Hayes Road, Shelby Township, MI, 48315

Sunrise of Shelby Township looked like it was a great community. They had seniors that were engaging in activities. It’s a very comfortable, cozy atmosphere. The person that did the tour was very know … (read more)
Sunrise of Shelby Township looked like it was a great community. They had seniors that were engaging in activities. It’s a very comfortable, cozy atmosphere. The person that did the tour was very know … (read more)

2015

Brookdale Utica

45969 North Pointe Boulevard, Utica, MI, 48315

Brookdale Utica is closer to my home than the others. My husband’s moving in there and it’s very, very nice. They were awesome and Vernon was so helpful. The prices are not as high as some of them, wh … (read more)
Brookdale Utica is closer to my home than the others. My husband’s moving in there and it’s very, very nice. They were awesome and Vernon was so helpful. The prices are not as high as some of them, wh … (read more)

Rose Senior Living – Clinton Township

44003 Partridge Creek Blvd., Clinton Township, MI, 48038

I visited Rose Senior Living – Clinton Township. It was a lovely facility. The apartments were very nicely laid out. The staff was very helpful, and the activity director was awesome. They have assist … (read more)
I visited Rose Senior Living – Clinton Township. It was a lovely facility. The apartments were very nicely laid out. The staff was very helpful, and the activity director was awesome. They have assist … (read more)

Lockwood of Clinton

24500 Metropolitan Parkway, Clinton Township, MI, 48035

Lockwood of Clinton is comparable to where my brother is at. They were very nice apartments. If I was going into one, I would think I’d be very happy over there at Lockwood. They had full kitchens and … (read more)
Lockwood of Clinton is comparable to where my brother is at. They were very nice apartments. If I was going into one, I would think I’d be very happy over there at Lockwood. They had full kitchens and … (read more)

The Parkdale

44315 N. Gratiot, Clinton Township, MI, 48036


Sandalwood Valley

33255 26 Mile Rd, New Haven, MI, 48048

I was very happy with it. I was very impressed. The staff was absolutely great. The one-bedroom was very nice. They have a salon and they have a place where people could go to in the summertime. The r … (read more)
I was very happy with it. I was very impressed. The staff was absolutely great. The one-bedroom was very nice. They have a salon and they have a place where people could go to in the summertime. The r … (read more)

Torrey Pines House of Bread

34720 24 Mile Road, New Baltimore, MI, 48047

My mother in law is at Torrey Pines and enjoys it there. There are nine people in the home. The food is great and cooked from scratch. The staff is great and keep an eye on her. I would recommend them … (read more)
My mother in law is at Torrey Pines and enjoys it there. There are nine people in the home. The food is great and cooked from scratch. The staff is great and keep an eye on her. I would recommend them … (read more)

Church of Christ Assisted Living

23621 15 Mile Road, Clinton Township, MI, 48035

Church of Christ is near where we live. The rooms are functional and of decent size. They have activities. It’s working out for us.
Church of Christ is near where we live. The rooms are functional and of decent size. They have activities. It’s working out for us.

Bickford of Shelby Township

48251 Schoenherr Rd, Shelby, MI, 48315

Bickford of Shelby Township had a lot of turnover of administration in the time my mother in law was there. The building was designed nice, until they had some building issues that they never should h … (read more)
Bickford of Shelby Township had a lot of turnover of administration in the time my mother in law was there. The building was designed nice, until they had some building issues that they never should h … (read more)

New Haven Facility

58483 Pasco Road, New Haven, MI, 48048


MetroParkway Home

37860 Hazel Street, Harrison Township, MI, 48045


Oakleigh of Macomb

49880 Hayes Rd., Macomb, MI, 48044


Hearthstone Communities Macomb II

48675 Lafayette Dr, Macomb, MI, 48044


Shelby Nursing Center

46100 Schoehnerr Rd., Shelby, MI, 48315

My dad was in this facility recently, it was his 3rd time for rehabilitation over the past couple years. The staff has all been very friendly and want I g to be helpful, starting with the receptionist … (read more)
My dad was in this facility recently, it was his 3rd time for rehabilitation over the past couple years. The staff has all been very friendly and want I g to be helpful, starting with the receptionist … (read more)

What to Consider About Assisted Living in Chesterfield

In Chesterfield and throughout Michigan, assisted living facilities are officially called homes for the aged. These facilities are licensed by the Michigan Department of Licensing and Regulatory Affairs, which ensures compliance with state regulations and fields and resolves complaints related to facility conditions and quality of care.

Benefits and Drawbacks of Assisted Living in Chesterfield

  • Chesterfield offers affordable health care services, but physician options may be limited. On a health cost index, health expenses, such as doctor’s office visits and inpatient hospital care, in Chesterfield come in about 17% below the national median. However, there are only about 139 doctors per 100,000 people compared to the national rate of 210. The city is home to Henry Ford Macomb Health Center, which offers primary care services, advanced wound care and imaging services.    
  • Seniors in Chesterfield can navigate the city via SMART, a public transportation system that provides fixed routes and ADA-compliant curb-to-curb services throughout the Detroit Metro. Passes are sold online, and reduced fares are available to seniors and those with disabilities.    
  • Chesterfield’s weather is cool with summer highs in the low-80s and winter lows in the teens. The city gets about 33 inches of rain and 32 inches of annual snowfall. Six months out of the year have significant snowfall, and January is the snowiest month, receiving an average of 10 inches.  
  • Chesterfield is a generally safe community, which may appeal to older adults researching retirement options. On a 100-point crime index, the city’s violent crime rate is 12 compared to the national score of 22.7, and the property crime is rated 27.1 versus the national rate of 35.4.  
  • Chesterfield is among the more expensive places in Michigan to live. Its overall cost of living is about 5% high than the national average and 15% higher than the state average. Transportation and housing cost more here than in the typical Michigan city, but seniors may save money on these living expenses by moving to assisted living. 
  • Chesterfield seniors don’t pay state taxes on Social Security benefits, so those who rely on this form of retirement income may pay very little in taxes. Other types of retirement income are taxed, but seniors can claim a large deduction to minimize the expense.  

Paying for Assisted Living in Chesterfield

Chesterfield is among the more expensive cities in Michigan for assisted living. On average, seniors in this city pay $4,750 per month for care. This is $450 higher than the national median of $4,300 and $550 higher than the state rate of $4,200.  

The Cost of Assisted Living in Nearby Cities

While assisted living rates in Chesterfield exceed state and national averages at $4,750, this city is an affordable alternative to Monroe, where seniors pay $5,100 per month for services, and the Lansing area, where monthly care costs average $5,225. Ann Arbor is the most expensive surveyed option in Michigan for this type of care, with fees averaging $5,590. Those seeking more affordable care may consider Kalamazoo, where facilities charge approximately $3,950 per month.  

$4750

Chesterfield

$4200

Michigan

$4300

The United States

$5590

Ann Arbor

$5100

Monroe

$3950

Kalamazoo

$5225

Lansing Area

The Cost of Other Types of Senior Care

Seniors in Chesterfield have a range of care options to choose from, depending on their budget and lifestyle preferences. Home-based care is relatively costly, with seniors paying $4,767 for home care and $4,957 for specialized home health care. Adults who live in their own homes may save money by obtaining care in an adult day health care center, where seniors pay $1,733 per month for personal care, meals and recreational activities in a daytime community setting. Assisted living is affordable compared to home-based care at $4,750 per month. Nursing homes charge $8,821 for shared rooms and $10,646 for private accommodations. 

$4767

Homemaker Services

$4957

Home Health Aide

$1733

Adult Day Health Care

$4750

Assisted Living Facility

$8821

Nursing Home Facility (semiprivate room)

$10646

Nursing Home Facility (private room)

Note: Care cost data for Chesterfield was not available, so data for the closest city, Detroit Area, was used instead. 

Financial Assistance for Assisted Living in Chesterfield

Michigan provides personal care services through the Medicaid State Plan, which covers homes for the aged. It also provides an optional state supplement for supplemental security income recipients who reside in a home for the aged that limits room and board charges.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Paying for Assisted Living Facilities in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Chesterfield

Seniors in Chesterfield have access to a range of programs to supplement the services they obtain in assisted living and help them make educated decisions regarding their care. The following table features local agencies that provide free and low-cost services to older adults.    

Resource 

Contact 

Service 

(586) 949-0400, Ext. 4 

Chesterfield Township’s Parks and Rec Department operates the local senior center, which hosts a range of social and recreational activities for older adults. At this center, seniors participate in age-friendly fitness classes, Movie Reviewers Club, book clubs, card games and billiards. All programs limit the number of participants, so registration is required for all programs. The center is open on weekdays from 8 a.m. to 4:30 p.m. 

(586) 469-5100 

Macomb County’s Veterans Services Office helps qualifying veterans and their family members obtain service-related benefits, such as health care, veteran and survivors’ pension benefits, emergency financial assistance, disability compensation and the Aid and Attendance benefit, which can help cover medical and care-related expenses. The office can also screen veterans for veterans’ home placement.

(800) 852-7795 

The local Area Agency on Aging is a nonprofit agency that administers a range of free and low-cost programs to seniors aged 60 and over, helping them make informed decisions regarding their care and obtain affordable services in the community. This agency has health insurance options counselors who review individuals’ Medicare benefits and help them determine whether they qualify for Medicaid, which can help pay for assisted living services. The agency also operates the Resource Center, which helps callers connect with services, such as medical equipment rentals, nutrition counseling and transportation.

(866) 400-9164 

Elder Law of Michigan is a statewide charitable organization with legal professionals who specialize in age-related issues. Through this agency, older adults get help with accessing public benefits that may cover assisted living services, including Social Security, Supplemental Security Income, the MI Choice Waiver and Medicaid. 

(866) 485-9393 

The state’s Long-Term Care Ombudsman Program advocates on behalf of older adults in assisted living. It has local volunteers who visit facilities and ensure compliance with state guidelines. The ombudsman can also investigate reports of abuse or neglect.

Assisted Living Laws and Regulations in Chesterfield

Chesterfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Michigan