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Assisted Living Communities in Chesterfield, Michigan

Chesterfield sits on the east side of Macomb County in east-central Michigan, where 45 assisted living facilities offer residential care for seniors. Based on 2024 survey data, seniors in this region budget a monthly expense of around $5,949 for assisted living. By comparison, the national and state medians run lower at $5,350 and $5,050, respectively. 

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Directory of Assisted Living in Chesterfield, MI

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The Cost of Assisted Living in Chesterfield, MI and Nearby Cities

The 2024 Genworth Cost of Care Survey reports that assisted living costs in Chesterfield come in near $5,949 monthly, which runs well above the state median of $5,050. Some neighboring cities offer lower rates, including Flint and Monroe, where facilities charge about $4,250 and $3,850, respectively. However, costs in Ann Arbor exceed Chesterfield’s median at around $6,500.

Chesterfield

$5,949

Michigan

$5,050

The United States

$5,350

Flint

$4,250

Lansing

$5,500

Ann Arbor

$6,500

Monroe

$3,850

Paying for Assisted Living in Chesterfield, MI

Financial Assistance for Assisted Living in Chesterfield

Michigan provides personal care services through the Medicaid State Plan, which covers homes for the aged. It also provides an optional state supplement for supplemental security income recipients who reside in a home for the aged that limits room and board charges.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

The Cost of Other Types of Senior Living in Chesterfield, MI

Assisted living residents in Chesterfield pay approximately $5,949 per month. By comparison, senior care options that include skilled nursing cost hundreds to thousands of dollars more. For example, seniors pay around $6,292 for home health care and roughly $10,798 for nursing home care. Additionally, in-home care agencies charge higher fees of about $6,101.

In-Home Care

$6,101

Home Health Aide

$6,292

Assisted Living Facility

$5,949

Nursing Home Facility (semiprivate room)

$10,798

Note: Since data for Chesterfield is unavailable, we used data for the nearest city, Detroit, instead.

Free Assisted Living Resources in Chesterfield

Seniors in Chesterfield have access to a range of programs to supplement the services they obtain in assisted living and help them make educated decisions regarding their care. The following table features local agencies that provide free and low-cost services to older adults.    

ResourceContactService
Senior Center(586) 949-0400, Ext. 4Chesterfield Township’s Parks and Rec Department operates the local senior center, which hosts a range of social and recreational activities for older adults. At this center, seniors participate in age-friendly fitness classes, Movie Reviewers Club, book clubs, card games and billiards. All programs limit the number of participants, so registration is required for all programs. The center is open on weekdays from 8 a.m. to 4:30 p.m.
Veterans Services(586) 469-5100Macomb County’s Veterans Services Office helps qualifying veterans and their family members obtain service-related benefits, such as health care, veteran and survivors’ pension benefits, emergency financial assistance, disability compensation and the Aid and Attendance benefit, which can help cover medical and care-related expenses. The office can also screen veterans for veterans’ home placement.
Area Agency on Aging 1-B(800) 852-7795The local Area Agency on Aging is a nonprofit agency that administers a range of free and low-cost programs to seniors aged 60 and over, helping them make informed decisions regarding their care and obtain affordable services in the community. This agency has health insurance options counselors who review individuals’ Medicare benefits and help them determine whether they qualify for Medicaid, which can help pay for assisted living services. The agency also operates the Resource Center, which helps callers connect with services, such as medical equipment rentals, nutrition counseling and transportation.
Elder Law of Michigan, Inc. (866) 400-9164Elder Law of Michigan is a statewide charitable organization with legal professionals who specialize in age-related issues. Through this agency, older adults get help with accessing public benefits that may cover assisted living services, including Social Security, Supplemental Security Income, the MI Choice Waiver and Medicaid.
Michigan Long-Term Care Ombudsman Program(866) 485-9393The state’s Long-Term Care Ombudsman Program advocates on behalf of older adults in assisted living. It has local volunteers who visit facilities and ensure compliance with state guidelines. The ombudsman can also investigate reports of abuse or neglect.

What to Consider About Assisted Living in Chesterfield

In Chesterfield and throughout Michigan, assisted living facilities are officially called homes for the aged. These facilities are licensed by the Michigan Department of Licensing and Regulatory Affairs, which ensures compliance with state regulations and fields and resolves complaints related to facility conditions and quality of care.

Benefits and Drawbacks of Assisted Living in Chesterfield

  • Chesterfield offers affordable health care services, but physician options may be limited. On a health cost index, health expenses, such as doctor’s office visits and inpatient hospital care, in Chesterfield come in about 17% below the national median. However, there are only about 139 doctors per 100,000 people compared to the national rate of 210. The city is home to Henry Ford Macomb Health Center, which offers primary care services, advanced wound care and imaging services.    
  • Seniors in Chesterfield can navigate the city via SMART, a public transportation system that provides fixed routes and ADA-compliant curb-to-curb services throughout the Detroit Metro. Passes are sold online, and reduced fares are available to seniors and those with disabilities.    
  • Chesterfield’s weather is cool with summer highs in the low-80s and winter lows in the teens. The city gets about 33 inches of rain and 32 inches of annual snowfall. Six months out of the year have significant snowfall, and January is the snowiest month, receiving an average of 10 inches.  
  • Chesterfield is a generally safe community, which may appeal to older adults researching retirement options. On a 100-point crime index, the city’s violent crime rate is 12 compared to the national score of 22.7, and the property crime is rated 27.1 versus the national rate of 35.4.  
  • Chesterfield is among the more expensive places in Michigan to live. Its overall cost of living is about 5% high than the national average and 15% higher than the state average. Transportation and housing cost more here than in the typical Michigan city, but seniors may save money on these living expenses by moving to assisted living. 
  • Chesterfield seniors don’t pay state taxes on Social Security benefits, so those who rely on this form of retirement income may pay very little in taxes. Other types of retirement income are taxed, but seniors can claim a large deduction to minimize the expense.  

Assisted Living Laws and Regulations in Chesterfield

Chesterfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Barbara

I am a friend or relative of a current/past resident

Review of Volante of Chesterfield

My cousin moved into Volante of Chesterfield. She says the food is very good, and she's a very picky eater. The facility is very clean and neat. It's a very nice place. My cousin is very happy with...

Read more

Assisted Living

Barbara

I visited this facility

Review of Commonwealth Senior Living at New Baltimore

We went to look at Commonwealth Senior Living at New Baltimore. The place was not suited for my cousin. But if I had to go to a senior living, it would be a nice place for me to go. We ate over...

Read more

Assisted Living

Reviewer RC#0710a

I visited this facility

Review of Volante of Chesterfield

The Bay at Chesterfield was a clean and calm environment. The staff was very friendly and very knowledgeable. There's a nice hair salon, a nice movie room, and community involvement. The dining...

Read more

Helpful Articles

Assisted Living near Chesterfield, MI

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Other Options in Chesterfield, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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