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Assisted Living Communities in Chesterfield, MI
Chesterfield sits on the east side of Macomb County in east-central Michigan, where assisted...
living facilities offer residential care for seniors. Based on 2024 survey data, seniors in this region budget a monthly expense of around $5,949 for assisted living. By comparison, the national and state medians run lower at $5,350 and $5,050, respectively.
Our comprehensive guide includes 1644 reviews reviews of assisted living facilities in the Chesterfield region. Reviewers give local facilities an average rating of 3.9 out of 5 stars out of five stars.
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Reviews of Communities Nearby
Assisted Living
Reviewer#RD1204d
4.0
Review of The Village of East Harbor
The Village of East Harbor is very clean and very homey. You would feel very comfortable there. The staff is very nice to my husband. The building is very good. The cleanliness of the facility is...
Assisted Living
Barbara
5.0
Review of Volante of Chesterfield
My cousin moved into Volante of Chesterfield. She says the food is very good, and she's a very picky eater. The facility is very clean and neat. It's a very nice place. My cousin is very happy with...
Assisted Living
Barbara
5.0
Review of Commonwealth Senior Living at New Baltimore
We went to look at Commonwealth Senior Living at New Baltimore. The place was not suited for my cousin. But if I had to go to a senior living, it would be a nice place for me to go. We ate over...
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The Cost of Assisted Living in Chesterfield, MI and Nearby Cities
The 2024 Genworth Cost of Care Survey reports that assisted living costs in Chesterfield come in near $5,949 monthly, which runs well above the state median of $5,050. Some neighboring cities offer lower rates, including Flint and Monroe, where facilities charge about $4,250 and $3,850, respectively. However, costs in Ann Arbor exceed Chesterfield’s median at around $6,500.
Chesterfield
$5,949
Michigan
$5,050
The United States
$5,350
Flint
$4,250
Lansing
$5,500
Ann Arbor
$6,500
Monroe
$3,850
Paying for Assisted Living in Chesterfield, MI
Financial Assistance for Assisted Living in Chesterfield
Michigan provides personal care services through the Medicaid State Plan, which covers homes for the aged. It also provides an optional state supplement for supplemental security income recipients who reside in a home for the aged that limits room and board charges.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.
The Cost of Other Types of Senior Living in Chesterfield, MI
Assisted living residents in Chesterfield pay approximately $5,949 per month. By comparison, senior care options that include skilled nursing cost hundreds to thousands of dollars more. For example, seniors pay around $6,292 for home health care and roughly $10,798 for nursing home care. Additionally, in-home care agencies charge higher fees of about $6,101.
In-Home Care
$6,101
Home Health Aide
$6,292
Assisted Living Facility
$5,949
Nursing Home Facility (semiprivate room)
$10,798
Note: Since data for Chesterfield is unavailable, we used data for the nearest city, Detroit, instead.
Free Assisted Living Resources in Chesterfield
Seniors in Chesterfield have access to a range of programs to supplement the services they obtain in assisted living and help them make educated decisions regarding their care. The following table features local agencies that provide free and low-cost services to older adults.
| Resource | Contact | Service |
|---|---|---|
| Senior Center | (586) 949-0400, Ext. 4 | Chesterfield Township’s Parks and Rec Department operates the local senior center, which hosts a range of social and recreational activities for older adults. At this center, seniors participate in age-friendly fitness classes, Movie Reviewers Club, book clubs, card games and billiards. All programs limit the number of participants, so registration is required for all programs. The center is open on weekdays from 8 a.m. to 4:30 p.m. |
| Veterans Services | (586) 469-5100 | Macomb County’s Veterans Services Office helps qualifying veterans and their family members obtain service-related benefits, such as health care, veteran and survivors’ pension benefits, emergency financial assistance, disability compensation and the Aid and Attendance benefit, which can help cover medical and care-related expenses. The office can also screen veterans for veterans’ home placement. |
| Area Agency on Aging 1-B | (800) 852-7795 | The local Area Agency on Aging is a nonprofit agency that administers a range of free and low-cost programs to seniors aged 60 and over, helping them make informed decisions regarding their care and obtain affordable services in the community. This agency has health insurance options counselors who review individuals’ Medicare benefits and help them determine whether they qualify for Medicaid, which can help pay for assisted living services. The agency also operates the Resource Center, which helps callers connect with services, such as medical equipment rentals, nutrition counseling and transportation. |
| Elder Law of Michigan, Inc. | (866) 400-9164 | Elder Law of Michigan is a statewide charitable organization with legal professionals who specialize in age-related issues. Through this agency, older adults get help with accessing public benefits that may cover assisted living services, including Social Security, Supplemental Security Income, the MI Choice Waiver and Medicaid. |
| Michigan Long-Term Care Ombudsman Program | (866) 485-9393 | The state’s Long-Term Care Ombudsman Program advocates on behalf of older adults in assisted living. It has local volunteers who visit facilities and ensure compliance with state guidelines. The ombudsman can also investigate reports of abuse or neglect. |
Assisted Living Laws and Regulations in Chesterfield
Chesterfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.
