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Assisted Living Communities in Baltimore City, MD

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The Cost of Assisted Living in Baltimore City, MD and Nearby Cities

Baltimore City’s assisted living costs of $5,000 are typical for Maryland. Although they’re above the national average, this is expected, considering the city’s proximity to Washington D.C., where costs average $6,000 per month. Hagerstown is the only city in the area with lower costs than Baltimore City. At $4,500, they’re $1,000 less than the fees paid by Salisbury’s seniors and $1,700 below California’s typical costs.

Baltimore City

$5,000

Maryland

$5,000

The United States

$4,300

Washington D.C.

$6,000

Hagerstown

$4,500

California

$6,200

Salisbury

$5,500

Paying for Assisted Living in Baltimore City

In Baltimore City, the average monthly cost of assisted living is $5,000. Families comparing individual assisted living communities may want to consider other cities as costs can differ greatly, as the figures revealed in the 2020 Genworth Cost of Care Survey show.

Financial Assistance for Assisted Living in Baltimore City

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Living in Baltimore City, MD

Despite assisted living including room and board, its fees of $5,000 are only slightly above home health care, which typically costs $4,957 (although home care is a more affordable $4,671). The least expensive option is suitable for mobile seniors who can attend adult day care centers, where fees average at $1,896. The least affordable option is nursing home care. Seniors can expect to pay around $11,984 for a semiprivate room and $12,805 for a private room.

Home care

$4,671

Home health care

$4,957

Adult day health care

$1,896

Assisted living

$5,000

Nursing home (semiprivate room)

$11,984

Nursing home (private room)

$12,805

Free Assisted Living Resources in Baltimore City

The following resources are only some examples of help that families can apply for to make assisted living more affordable and comfortable for their loved ones.

ResourceContactService
VA Aid and Attendance Benefits(800) 827-1000The VA Aid and Attendance benefit is a payment made to qualifying U.S. military veterans to help cover some of their residential care costs. The benefit is also available to spouses. Payments are made monthly with the VA pension and can be up to $1,881 for a single vet, $2,230 for a couple and $1,209 for a surviving spouse. To apply, the senior must already be a resident in a senior living facility. VeteranAid.org provides a useful tool on their website for vets to check if they qualify.
Long-Term Care Ombudsman Program(410) 396-3144The Long-Term Care Ombudsman advocates for the rights of seniors residing in care communities throughout Maryland. Ombudsmen routinely make unannounced visits to assisted living facilities to speak to the residents and inform them of their rights. Additionally, ombudsmen will investigate complaints made by residents, their families and third parties. Families who want to know more about assisted living communities on their shortlists can apply to the ombudsman for more information, including occasions when the facilities violated standards.
State Health Insurance Assistance Program (SHIP)(410) 396-2273SHIP is a program that’s free of charge for seniors who are Medicare beneficiaries and those aged 64+ who need help with enrolling in a plan. Counselors provide confidential one-on-one information and advice about various Medicare plans, which can give seniors the coverage they need. The counselors can also discuss private health care insurance, although they won’t try to sell plans as their advice is unbiased.
Baltimore City Senior Centers(410) 396-1337There are 13 senior centers in Baltimore, each delivering a range of services and providing support for seniors in the surrounding areas. These services can include easy access to counselors who can help older citizens learn more about health plan options, such as Medicaid, and professionals who can conduct health screenings and vaccinations. There is also a range of programs for improving fitness, learning new skills and enhancing wellness. Additionally, centers offer hot and freshly prepared lunches.

Assisted Living Laws and Regulations in Baltimore City

Baltimore City-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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