The 10 Best Assisted Living Facilities in Homestead, FL for 2023

Homestead is a fast-growing city in the southern region of Florida and has nearly 81,000 residents. While it has a relatively small senior community, with those aged 65 and over making up less than 8% of the population, the city offers a senior center, high access to health care and a range of supportive resources for older adults. It features warm weather throughout the year, good air quality and several local hospitals, making it a favorable option for retirees.

Homestead supports its senior community through several assisted living facilities. These facilities provide housing, three meals plus snacks every day and a wide variety of social and recreational activities, along with personal care services and housekeeping to promote a worry-free environment. On average, seniors in Homestead pay $4,385 per month for care, which is high compared to the state norm of $4,000 but a little less than the national average of $4,500.

Through this guide, readers can learn more about how assisted living costs in Homestead compare to rates in other Florida cities, along with common ways seniors pay for services. The guide also highlights top resources for seniors in the city.

Assisted living facilities in Homestead, as well as the rest of Florida, follow rules set by the Agency for Health Care Administration. This agency requires facilities to meet minimum standards for building amenities, nutrition and medication services, staffing and care planning for licensure. It also investigates reports of substandard care in assisted living facilities.

• Florida doesn’t have a state income tax, meaning that seniors only pay federal income taxes on retirement income such as pensions, returns on investments and Social Security benefits. This may let them put more money toward assisted living expenses in Homestead.
• The American Lung Association gives Miami-Dade County a C grade for ozone pollution levels, an A for 24-hour particle pollution and a passing score for annual particle pollution. This indicates relatively good air quality in Homestead, which may be beneficial for older adults.
• There are 228 doctors per capita in Homestead compared to the national average of 210, and health care costs are consistent with national norms. Homestead Hospital is located in the city proper and there are nearly three dozen more within driving distance, including Jackson South Community Hospital in Palmetto Bay and West Kendall Baptist Hospital in Miami. This may make Homestead a good option for seniors managing chronic medical conditions.
• Summers in Homestead are very warm with daytime temperatures in the low 90s. Winters are very warm with highs in the high 70s. Humidity levels tend to be very high and may be uncomfortable to some, but assisted living facilities keep residents comfortable throughout the year with features such as individual climate control and indoor recreational activities.
• Crime is relatively prevalent in Homestead, making assisted living a good option for vulnerable individuals. The city scores 61.3 for violent crime and 59.8 for property crime on a 100-point crime index, which is high compared to respective national norms of 22.7 and 35.4. Assisted living facilities have security features such as surveillance cameras, promoting a safe environment for residents.
• The cost of living in Homestead is a little high compared to state and national averages. The city ranks 113.7 on a 100-point index based on nationwide norms, with 100 being the national average. While this may be prohibitive for some seniors, the state funds programs such as the Long-Term Care Program to help qualified individuals pay for assisted living.

Assisted living facilities in Homestead charge average monthly rates of $4,385.

In Homestead, assisted living residents pay $4,385 per month on average for care, which is nearly $400 more than Florida’s typical rate of $4,000 but a little below the national norm of $4,500. Care costs in Homestead are nearly $1,000 below the average rate in Naples. However, other nearby cities have more affordable rates, including Port St. Lucie, where facilities charge $3,763, and Sebring and Lakeland, where respective averages come in at $3,436 and $3,300.

Assisted living costs are moderate compared to other long-term care costs in Homestead, especially since rates account for housing and meals along with personal care. In-home care costs slightly less at $4,195, but home health care shares the monthly rate of $4,385. Seniors in adult day health care facilities pay the lowest rates of $1,517 but only receive daytime services in a community environment. Nursing home care is the costliest at $9,019, more than double the cost of assisted living.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits 
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.