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The 10 Best Assisted Living Facilities in Coral Gables, FL for 2024

Nestled on the Florida coast, next to the Biscayne Bay Aquatic Preserve, Coral Gables is part of the greater Miami area. It's home to just over 49,000 people, of whom 19.3% are 65 or over. The sunny city is rated one of the best in the county for retirees due to its low violent crime rate and walkability. In addition to its award-winning local hospital, the city is within close range of the University of Miami, which has a specialized geriatric health care system. 

Coral Gables also has a broad selection of assisted living communities to match the needs of every senior. In these homes, residents can get help with daily tasks such as meal preparation, personal care, chores and mobility. There's also a variety of activities and amenities available to provide a vibrant lifestyle. In Coral Gables, this type of care costs $4,385 per month, which is less than the national average cost but more than Florida's median. 

This guide covers the pros and cons of retiring in Coral Gables, the cost of assisted living and other types of senior care and some low-cost resources in the area for older adults. 

Assisted Living Facilities in Coral Gables, Florida

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What to Consider About Assisted Living in Coral Gables

In Coral Gables and the rest of the state, assisted living communities are governed by the Florida Agency for Health Care Administration. This body is responsible for ensuring that senior care homes comply with state laws regarding cleanliness and quality of care.

Benefits and Drawbacks of Assisted Living in Coral Gables

  • Coral Gables is a relatively safe city with a low violent crime rate; it scores 13 compared to the nationwide average of 22.7. While the property crime rate is a little higher than average, at 49.2 compared to 35.4, many senior living communities have specialized security measures to keep resident property safe. 
  • The cost of living in Coral Gables is higher than the U.S. median, at 173.6 compared to the benchmark of 100. However, utility prices are a little more affordable than average, at 93.6 points compared to 100. The state of Florida also offers a wide range of assistance programs that can help make life more affordable to seniors. 
  • Florida is a very tax-friendly state toward retirees, with no state income tax, no estate tax and no inheritance tax. Sales and property taxes are close to the U.S. average. 
  • Many seniors love the year-round warm weather in Coral Gables. The city gets no snow in the winter and sees far more sunny days than the national median, averaging 43 more than the nation's 205. 
  • The whole state of Florida is part of the AARP's age-friendly network. This means leaders have committed to keeping the state accessible and friendly toward older adults. 
  • Health care is easily accessible in Coral Gables. The city has an estimated 228 physicians per 100,000 people, which is more than the national average of 205 per 100,000. Additionally, the local Coral Gables Hospital has received  surgical excellence and patient safety awards. 

Paying for Assisted Living in Coral Gables

In Coral Gables, assisted living costs an average of $4,385 per month, although actual prices vary by location.

The Cost of Assisted Living in Nearby Cities

Assisted living in Coral Gables costs a little more than the Florida average of $4,000 but is less expensive than the national average of $4,500. Seniors in Naples pay 18.8% per month more for assisted living than those in Coral Gables. Port St. Lucie, however, is more affordable, at $3,763. Tampa offers even more savings, averaging $3,350 per month. In the state capital of Tallahassee, assisted living is more expensive, coming to a monthly average of $4,650. 

Coral Gables

$4,385

Florida

$4,000

United States

$4,500

Naples

$5,300

Port St. Lucie

$3,763

Tampa

$3,350

Tallahassee

$4,650

The Cost of Other Types of Senior Care

Seniors looking for a more affordable care option may consider in-home care, which comes to about 4.4% less than assisted living. Home health care, however, costs about the same as assisted living, at $4,385. At $1,517 per month, adult day care is the city's most affordable senior care option. Nursing homes offer the most intensive type of care at the highest cost. In Coral Gables, this comes to $9,019 per month for a semi private room. A private room costs even more, averaging $10,904. 

In-Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living Facility

$4,385

Nursing Home Facility (semi private room)

$9,019

Note: Data for Coral Gables was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Assisted Living in Coral Gables

Florida's Assistive Care Services and Medicaid Long-Term Care programs help low-income seniors with the cost of services at assisted living facilities. Although room and board aren't covered, the MLTC plan does negotiate those fees on behalf of participants. 

The state also provides optional state supplementation to seniors receiving Federal SSI benefits and allows families to supplement room and board costs without impacting Medicaid eligibility or benefits. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Coral Gables

Coral Gables and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Coral Gables, please visit our Assisted Living in Florida page.

Assisted Living Laws and Regulations in Coral Gables

Coral Gables Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Reviews of Communities Nearby

Assisted Living

SG

I am a friend or relative of a current/past resident

Review of The Palace at Coral Gables

My husband is at The Palace at Coral Gables. He hasn't had a problem, but the other residents are cliquish so it's hard for him to make friends there. He wanted to play poker, but it's hard to get...

Read more

Assisted Living

john307371

I visited this facility

Review of The Palace at Coral Gables

The Palace was nice and upscale. When we went in, a couple of people were sitting around, and it turned me off. It did not appeal to me. They had classes, a pool, and a gym. It had a nice, big...

Read more

Assisted Living

Paul703305

I visited this facility

Review of The Palace at Coral Gables

My parents were in the waiting list at The Palace. Everybody was terrific; that's why my parents would be good there. The place was beautiful and clean. The staff was very nice and friendly. The...

Read more

Helpful Articles

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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