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The 10 Best Assisted Living Facilities in Cutler Bay, FL for 2024

Assisted Living Facilities in Cutler Bay, Florida

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What to Consider About Assisted Living in Cutler Bay

The Florida Agency for Health Care Administration licenses and oversees all assisted living facilities in Cutler Bay. This agency enforces high standards for housing, care planning, staffing and nutrition services through an initial licensing process and on-site inspections. It also conducts background checks on prospective caregivers and follows up on reports of abuse, neglect or exploitation in residential care settings. 

Benefits and Drawbacks of Assisted Living in Cutler Bay

 

  • There are no hospitals in Cutler Bay, but there are several major medical facilities within 10 miles of the city center, including Jackson South Community Hospital in Palmetto Bay and West Kendall Baptist Hospital in Miami. Health care costs are consistent with national norms and there are about 228 doctors per capita compared to 210 nationally, supporting access to care for assisted living residents.
  • Cutler Bay is listed on the AARP Age-Friendly Network and is recognized for its efforts toward creating a comfortable, safe environment for residents of all ages. It has a livability score of 50 for its public transportation options, neighborhood amenities and high patient satisfaction rates, which may make it an attractive option for seniors seeking assisted living.
  • Because Florida doesn’t have a state income tax, seniors only pay federal taxes on retirement earnings, even if they relocated from another state. This may help some seniors afford assisted living expenses in Cutler Bay.
  • Cutler Bay’s cost of living is relatively high and may be prohibitive for some seniors considering local retirement. On a 100-point index based on U.S. norms, the city rates 125.2, about 22 points higher than the Florida score. Housing costs, transportation and groceries are more expensive here than in a typical U.S. city, but choosing residential care may give some seniors greater control over monthly living expenses.
  • Violent crime occurs at about the same rate in Cutler Bay as in the nation as a whole, but property crime is considerably more prevalent. On a 100-point scale, the city scores 20.1 for violent crime and 50.7 for property-related offenses. By comparison, the national respective norms come in at 22.7 and 35.4. Fortunately, most assisted living facilities have security features such as controlled entry and alarm systems, promoting peace of mind for seniors and their families.
  • Cutler Bay shares the region’s humid subtropical climate, which is characterized by mild, comfortable winters and very warm summers and may appeal to prospective assisted living residents sensitive to cold weather. Year-round temperatures range from 57 to 89 degrees Fahrenheit, and the city gets 58 inches of rain.

Paying for Assisted Living in Cutler Bay

 

Assisted living services in Cutler Bay are moderately priced at $4,385 per month.

The Cost of Assisted Living in Nearby Cities

On average, seniors in Cutler Bay pay $4,385 per month for housing and services. While this is about 10% higher than the Florida norm, it offers potential monthly savings over the national average of $4,500. Local rates are affordable compared to care costs in Naples, where facilities charge approximately $5,300 per month for care, but rates may be lower in other nearby cities. For example, in North Port, care costs are about $200 less than in Cutler Bay. Similarly, seniors may spend about 14% less on assisted living in Port St. Lucie, and in Punta Gorda, rates are nearly $1,000 below Cutler Bay’s average.

Cutler Bay

$4,385

Florida

$4,000

United States

$4,500

Naples

$5,300

Port St. Lucie

$3,763

Punta Gorda

$3,350

North Port

$4,145

The Cost of Other Types of Senior Care

Assisted living facilities in Cutler Bay charge $4,385 per month for care and housing. By comparison, home health care, which features private skilled nursing services in the individual’s home, is available for the same monthly rate, but nonmedical in-home care costs about 4% less. Seniors in adult day health care pay competitive rates of $1,517 for daytime services, but those in nursing homes pay considerably more, with care costs starting at $9,019.

In-Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living Facility

$4,385

Nursing Home Facility (semiprivate room)

$9,019

Note: Data for Cutler Bay was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Assisted Living in Cutler Bay

Currently, there are two assistance programs available that can help low-income seniors pay for services at assisted living facilities, including the statewide 1915(b)(c) Managed Long-Term Care program and Medicaid Assistive Care Services

Seniors who receive Federal SSI benefits may also be eligible for Florida's optional state supplementation to help with long-term care costs. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Cutler Bay

Cutler Bay and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cutler Bay, please visit our Assisted Living in Florida page.

Assisted Living Laws and Regulations in Cutler Bay

 

Cutler Bay Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Reviews of Communities Nearby

Assisted Living

Lexi Rivero

I am a friend or relative of a current/past resident

Review of Mary's House ALF

I had the privilege of entrusting my grandmother to the care of Mary's House, and I must say, the experience exceeded all expectations. The staff at Mary's House provided such a warm and loving...

Provider response

Thank you, Lexi, for trusting us with your grandmother. She is a pleasure to be around and a very special lady.

Read more

Assisted Living

ElizH

I am a friend or relative of a current/past resident

Review of Mary's House ALF

My Father has Alzheimer’s, and needs more help than I can give him at home. We tried the two ALF in our area that are considered the best, but he did not like either of those. But once he tried...

Read more

Assisted Living

Reviewer#LD092923B

I visited this facility

Review of Mary's House ALF

Mary's House ALF was a home with a small number of residents. The place was clean and pretty. The people were very nice and they served home-cooked meals. They appeared to have good care. The...

Provider response

Thank you for your kind words, please let me know if there is anything I can do to help you.

Read more

Helpful Articles

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Other Options in Cutler Bay, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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