The 3 Best Assisted Living Facilities in Crestview, FL for 2023

Crestview is conveniently located in the center of Okaloosa County, between the Yellow and Shoal rivers.  Nicknamed the “Hub City,” Crestview is home to three major roadway interchanges. Its population comprises approximately 25,274 people, with 10.5% of residents being seniors aged 65 and up. This city’s lakes, rivers and forests may be attractive to active seniors who enjoy getting outdoors for recreation and fresh air. Crestview also has a low cost of living and is located close to some of Florida’s best beaches.   

Residing in an assisted living facility helps seniors access help with daily tasks, such as grooming, cooking, housekeeping and transportation. Assisted living may be a good housing choice for seniors who want to maintain independence and don’t need the types of 24-hour medical care that nursing homes provide. Seniors living in Crestview pay an average of $4,375 per month for assisted living care, which is nearly 15% pricier than the Florida norm of $3,700. 

This guide is an introduction to assisted living in Crestview. Continue reading to find out more about monthly average care costs, the pros and cons of retiring in this city and free resources that are available to support Crestview’s seniors. 

Crestview’s assisted living facilities are regulated by The Agency for Health Care Administration, Bureau of Long Term Care. The bureau is responsible for licensing, regulating and inspecting assisted living homes in Florida.

• Florida is listed as one of the top states to retire in due to its warm climate. The fact that over 20% of the state population is elderly might make it easier for seniors to forge new friendships with their peers. Additionally, the cost of living in Crestview is less than the state and the national averages, making this city more affordable for seniors.
• The year-round climate in Crestview is pleasant for seniors, with an average annual high of 78 degrees and an average low of 53 degrees. The summer months can be hot and humid, reaching temperatures in the 90-degree range, which is when seniors may prefer to engage in indoor activities.
• Although a crime occurs about every 10 hours on average in Crestview, the overall crime rate of 18.44 per 1,000 residents is lower than in the average U.S. city. The majority of reported crimes take place in retail areas and rarely affect Crestview seniors residing in assisted living facilities.
• One of the country’s most tax-friendly states, Florida doesn’t tax seniors’ social security or other retirement income. There is no state income tax or inheritance tax, and seniors who are 65 or older can benefit from a homestead exemption from property taxes if they meet the financial criteria. In Crestview, the sales tax rate is 6%, while the average nationwide tax rate is 7.3%, making shopping a little more affordable for seniors living here. 
• Crestview has a limited number of public transportation options, as many small-sized cities often do. Okaloosa County Transit is a public bus service with wheelchair lifts and paratransit services for seniors who can’t ride the regular bus. The Dial-A-Ride service works with the Florida Commission for the Transportation Disadvantaged to provide cost-sharing assistance to seniors who meet the criteria. 
• A variety of green spaces provides opportunities for seniors to walk, fish or enjoy a picnic. Twin Hills Park boasts a lovely lake and recreation building. 

Assisted living in Crestview costs an average of $4,375 per month, according to Genworth’s Cost of Care Survey. The average cost of care in the state of Florida is $3,700 per month, while the median U.S. costs are $4,300. 

At $4,375 per month, Crestview’s assisted living costs are much lower than at least two other nearby cities’ average costs. Tallahassee is one of the state’s most expensive cities, with assisted living costs averaging $5,506, and Panama City is close behind with costs averaging $5,161 per month. Crestview’s neighboring towns of Ocala and Pensacola offer more affordable assisted living care at $4,000 and $3,805 per month, respectively.

Seniors in Crestview have access to other long-term care choices rather than moving to assisted living communities. At an average monthly cost of $4,481 for either option, homemaker services and home health aides are a little more expensive than assisted living but enable seniors to remain living in their own homes. Some seniors who require a higher level of care may need to consider moving to a nursing home in or near Crestview, where monthly costs average $7,908 for a semiprivate room and $9,277 for a private room. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.