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The 10 Best Home Care Agencies for Seniors in Redmond, WA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Redmond, WA, residents and their loved ones rate In Home Care agencies across the 39 options below.

Home Care Agencies in Redmond, WA

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Paying for Home Care in Redmond, WA

The Cost of Home Care in Redmond, WA

Genworth Financials’ 2021 Cost of Care Survey estimates the median monthly cost of home care in Redmond at $6,769. This is $222 more than the state average of $6,547 and $1,812 more than the national average of $4,957. Nearby Bremerton seniors pay slightly less than those in Redmond with a monthly cost of $6,673. In Spokane, the cost of home care is on average $6,387 per month and Walla Walla seniors can expect to pay $6,149.

Redmond

$6,769

Washington

$6,547

The United States

$4,957

Bremerton

$6,673

Spokane

$6,387

Walla Walla

$6,149

The Cost of Home Care vs. Other Senior Care Options in Redmond, WA

Redmond has several options for seniors who require long-term care. Both home care and home health care cost $6,769 per month. Home care provides non-medical assistance with personal care while home health offers limited medical assistance like wound care and injections. Adult day health is the least expensive option at $2,600. Assisted living facilities cost around $6,750 per month, while a semiprivate room in a nursing home costs $9,916 per month.

Home Care

$6,769

Home Health Care

$6,769

Adult Day Health Care

$2,600

Assisted Living Facility

$6,750

Nursing Home Facility (semiprivate room)

$9,916

Note: Data for Redmond was unavailable, so data for the nearest city, Seattle, was used instead.

Financial Assistance for Home Care in Redmond, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Redmond, WA

Redmond has many resources that address the overall quality of life of seniors who prefer to receive care at home. Provided by both public and private agencies, these resources provide assistance with everything from transportation to home modifications. Seniors and their caregivers should contact the agencies directly for more information.

ResourceContactService
King County Housing Repair Program(206) 263-9095The Department of Community and Human Services (DCHS) administers the housing repair program. It helps low-income seniors make necessary repairs to their homes to address health and safety needs. This includes roof replacement, installing a new septic system, repairing steps and installing ramp systems.
King County Low-Income Home Energy Assistance Program(800) 756-5437King County LIHEAP is a federally funded program that helps low-income seniors and families pay for immediate home energy needs. Energy assistance payments are made directly to the energy provider. Amounts are dependent on an individual’s income and the household's total annual heating and cooling costs.
King County Housing Authority Weatherization Program(206) 214-1240The King County Housing Authority’s Weatherization Program helps low-income homeowners reduce their energy costs through ventilation repairs, installing insulation, HVAC repairs and duct sealing. Services are provided by federal, state and local utility funding and are free of charge to residents of King County.
King County Meals on Wheels(206) 448-5767The King County Meals on Wheels provides nutrition information and meals to homebound seniors in the county. The program is available to seniors aged 60 and older who have difficulty shopping for food and cooking for themselves. Seniors may order seven to 14 meals per week. These meals arrive frozen and packaged in trays that may be microwaved or heated in the oven. The program uses volunteers who also provide companionship and well checks.
Seattle/King County Area Agency on Aging(206) 684-0660The Seattle/King County Area Agency on Aging plans, coordinates and administers programs and services for older adults and those with disabilities throughout Seattle and King County. These programs include adult day services, caregiver support, elder abuse prevention, legal services, nutrition and transportation. The agency also operates the local senior centers in the area that offer healthy activities and social activities in a safe environment.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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