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The 10 Best Home Care Agencies for Seniors in Bellevue, WA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bellevue, WA, residents and their loved ones rate In Home Care agencies 4.73 out of 5 stars across the 58 options below.

Home Care Agencies in Bellevue, WA

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Paying for Home Care in Bellevue, WA

The Cost of Home Care in Bellevue, WA

Seniors in Bellevue pay $6,769 per month for full-time home care services, according to data in the Genworth 2021 Cost of Care Survey. This exceeds Washington’s monthly average by about $220, and it’s over $1,800 over the national norm. Seniors in Bremerton pay about $100 less per month for this level of care, and in Kennewick, monthly fees are even lower at $6,197. In Longview, home care agencies charge $6,054 for nonmedical services, and seniors in Wenatchee pay about $860 less per month than home care clients in Bellevue.

Bellevue

$6,769

Washington

$6,547

The United States

$4,957

Bremerton

$6,673

Longview

$6,054

Wenatchee

$5,911

Kennewick

$6,197

The Cost of Home Care vs. Other Senior Care Options in Bellevue, WA

Home care agencies in Bellevue charge $6,769 per month for nonmedical services. Home health care, which includes skilled nursing, is available for the same average monthly rate. Older adults seeking a low-maintenance lifestyle may opt for assisted living, which is comparably priced to home care at $6,750 but includes most living expenses. Adult day health care is a budget-friendly alternative to in-home care at $2,600 per month, and nursing home care is considerably more expensive with base rates at $9,916.

Home Care

$6,769

Home Health Care

$6,769

Adult Day Care

$2,600

Assisted Living

$6,750

Nursing Home Care (semiprivate room)

$9,916

Note: Data for Bellevue was unavailable, so data for the nearest city, Seattle, was used instead.

Financial Assistance for Home Care in Bellevue, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

 

Bellevue Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bellevue:

ResourceContactAddressService
Eastside Friends of Seniors(425) 369-91201121 228th Avenue SE, Sammamish, WA 98075Eastside Friends of Seniors is a nonprofit organization that is run by volunteers and funded by donations from the local community. The program offers a range of free services to seniors living in Sammamish, Issaquah and Bellevue. In order to qualify for the program, seniors must be over the age of 60, live independently and require some help to be able to continue living independently. Services offered by the organization include transportation to medical services, assistance shopping and running errands, housekeeping, yard work and basic handyman chores. Although there is no charge for any of the services, donations are always appreciated. 
Catholic Community Services(877) 870-1582Multiple LocationsCatholic Community Services is a nonprofit organization that is based in Seattle and helps seniors in the Kings County area. The program offers nonmedical assistance to seniors to help them to continue to live independently in their own homes. Care is available for a few hours a day or on a constant basis. There is an hourly charge for the program, but financial assistance is available, and the program is free for those that cannot afford the payment. Additionally, the organization offers a congregate meal program on a regular basis. Transport can be arranged to the venue, and there is no charge for the meal. 
Community Center(425) 452-76814063 148th Avenue NE, Bellevue, WA 98007The North Bellevue Community Center is run by the Bellevue Department of Parks and Recreation. It offers a range of services and programs to help seniors in the community to maintain their independence and health for as long as possible. There is no charge for taking part in any of the activities but donations are always appreciated. Some of the activities provided include health and wellness programs, musical entertainment, arts and crafts, outings to local attractions and social events. Congregate meals are served at the center on a daily basis. 
Meals on Wheels(206) 448-5757Lillian Rice Building, 2208 Second Avenue, Suite 100, Seattle, WA 98121-2055The Meal on Wheels in Bellevue is operated by Sound Generation, which is a nonprofit organization based in Seattle. Meals are delivered on a weekly basis by volunteer drivers. The meals are frozen and packaged in ready-to-heat containers. Special diets can be accommodated, and a range of meal options are available. There is a small charge for each meal, but financing can be arranged for those who cannot afford the payment.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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