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The 10 Best Home Care Agencies for Seniors in Royersford, PA for 2024

Royersford, PA, is located about a half-hour northwest of Philadelphia. This small town of nearly 5,000 residents has a senior community that makes up approximately 13.9% of its population. Royersford offers low crime rates and a comfortable summer climate. Royersford’s residents are served by the Phoenixville Hospital, which is only a 5-mile drive away. Seniors who prefer to receive assistance with personal care and housekeeping yet remain in their own homes may choose home care, which runs about $5,329 per month in Royersford, according to the 2021 Genworth Cost of Care Survey. Those who require nursing services or therapy may prefer home health care instead.

Below we’ve compiled a comprehensive directory of every home care provider in the Royersford area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Royersford, PA

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Paying for Home Care in Royersford, PA

The Cost of Home Care in Royersford, PA

Home care costs run somewhat high in Royersford, according to the 2021 Genworth Cost of Care Survey. At $5,329 per month, they are $372 more than the national and Pennsylvania state averages. In comparison with other Pennsylvania cities, Royersford’s costs are also at the top end. Pittsburgh’s rates are higher by only $10 per month. Home care in other cities is less expensive. Allentown’s prices are $133 below those of Royersford. Harrisburg and Scranton offer lower rates at $4,767 and $4,576, respectively.

Royersford

$5,329

Pennsylvania

$4,957

United States

$4,957

Pittsburgh

$5,339

Harrisburg

$4,767

Scranton

$4,576

Allentown

$5,196

The Cost of Home Care vs. Other Senior Care Options in Royersford, PA

Home care is among the least expensive senior care options in Royersford. Nursing home care stands at the top of the cost range with a price over $6,000 more than home care. Assisted living is also more expensive at $5,685 per month. Home health care with its light medical services from nurses and therapists is only $10 more per month. Adult day programs are, however, less expensive, by over $3,500, but they do not include the same level of care.

Home Care

$5,329

Home Health Care

$5,339

Adult Day Health Care

$1,777

Assisted Living

$5,685

Nursing Home Care (semiprivate room)

$11,437

Note: Data for Royersford was unavailable, so data for the nearest city, Philadelphia, was used instead.

Financial Assistance for Home Care in Royersford, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Royersford, PA

Seniors in Royersford, which is in Montgomery County, can access a variety of services to help them remain safely in their own homes. They can apply for energy assistance, weatherization, home repair and meal delivery. They may also qualify for property tax rebates and even gather at a local senior center for recreation and socialization.

ResourceContactService
Phoenixville Senior Center(610) 935-1515At the Phoenixville Senior Center, seniors gather for daily meals, with breakfast and lunch served. The center offers exercise sessions, games, presentations and blood pressure checks. Classes and clubs are available, as well as frequent special events and social gatherings.
Home Delivered Meals Program(610) 278-3601Seniors 60 and older who cannot shop for food or prepare meals and who do not have anyone to do so for them may qualify for the Home Delivered Meals Program. Those who qualify receive hot, nutritious meals several days per week
Low-Income Home Energy Assistance Program (LIHEAP)(866) 857-7095Pennsylvania offers the Low-Income Home Energy Assistance Program to help low-income families and individuals pay their heating costs. Those who meet income qualifications may receive a grant of up to $1,000. Crisis grants are also available to assist with broken heating equipment or a complete lack of fuel.
Weatherization Assistance Program(866) 466-3972Pennsylvania's Weatherization Assistance Program helps low-income homeowners make their homes more energy-efficient. Services may include replacing or modifying a heating system, installing more insulation, sealing doors and windows and making other minor repairs. Recipients must meet income guidelines.
Owner-Occupied Housing Rehabilitation Program(612) 278-3540Qualifying homeowners who meet income limits may be able to receive funds to repair their homes. Repairs may include structural issues, plumbing problems, electrical systems, furnaces, hot water heaters, inadequate security and water/sewer connections. There may be a waiting list for funding.
Property Tax/Rent Rebate Program(888) 222-9190Seniors ages 65 and over and widows or widowers ages 50 and over may qualify for a property tax or rent rebate of several hundred dollars if they meet income restrictions. Application assistance is available, but deadlines apply.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.Contains flex elementsImage width (percent):85

Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  
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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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