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The 10 Best Home Care Agencies for Seniors in Broken Arrow, OK for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Broken Arrow, OK, residents and their loved ones rate In Home Care agencies 4.69 out of 5 stars across the 26 options below.

Home Care Agencies in Broken Arrow, OK

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Paying for Home Care in Broken Arrow, OK

The Cost of Home Care in Broken Arrow, OK

At $4,767 per month, home care services in Broken Arrow are more affordable than the state and U.S. average figures, which run $4,862 and $4,957, respectively. Enid shares the same monthly home care rate as the state average, costing almost $100 more than Broken Arrow. Home care costs in the state capital of Oklahoma City are in line with the national average, running $190 higher than in Broken Arrow. Lawton has some of the state’s lowest prices for in-home care, with a median monthly rate of $3,813. All figures are from Genworth’s Cost of Care Survey 2021.  

Broken Arrow

$4,767

Oklahoma

$4,862

United States

$4,957

Enid

$4,862

Oklahoma City

$4,957

Lawton

$3,813

The Cost of Home Care vs. Other Senior Care Options in Broken Arrow, OK

Broken Arrow’s senior citizens have several care options at their disposal. Local long-term care costs range from $1,517 per month for adult day health care to $5,323 for a semiprivate room in a nursing home. Home care, which includes help with daily activities and personal care, and home health care, which includes skilled nursing and rehabilitation therapies, share the same average price of $4,767 per month. At $3,855 per month, assisted living is more affordable than in-home care.      

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living

$3,855

Nursing Home Care (semiprivate room)

$5,323

Note: Data for Broken Arrow was unavailable, so data for the nearest city, Tulsa, was used instead.

Financial Assistance for Home Care in Broken Arrow, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Broken Arrow, OK

Several agencies and organizations offer free and affordable information and services to support seniors who choose to age at home. Programs include those related to financial counseling, weatherization, legal advice and transportation. Individuals can contact the following resources for further information. 

ResourceContactService
Community Action Resource & Development, Inc.(918) 341-5000CARD supports seniors in Tulsa, Wagoner and surrounding counties through its homemaker program, nutrition sites and home-delivered meal services. All seniors can access outreach referral assistance, regardless of income. The organization also runs weatherization and emergency assistance programs for low-income individuals.
Meals on Wheels of Metro Tulsa(918) 627-4103Meals on Wheels of Metro Tulsa uses a network of volunteers to deliver nutritious meals to homebound seniors and people with disabilities. All meals are suitable for people with diabetes, and vegetarian options are available. The organization also operates pet food and home safety programs.
Homestead Exemption(918) 596-5100Senior homeowners may be eligible for a property tax break in the form of a homestead exemption. Individuals should contact the Tulsa County Assessor for further information and to apply.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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