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The 10 Best Home Care Agencies for Seniors in Grove City, OH for 2024

Grove City is a suburb of Columbus, Ohio, home to 41,787 residents. The city’s senior community represents 16.4% of its population, which almost parallels the U.S. average. Its seniors enjoy an affordable cost of living, with health care and housing costing significantly less than the rest of the country. They can receive medical care in hospitals such as Grove City Methodist Hospital and Mount Carmel Grove City.

According to the 2021 Genworth Cost of Care Survey, home care in Grove City costs around $5,625 monthly, and home health care costs the same. Both types of care help seniors with day-to-day tasks. However, home health care providers also include light medical services such as medication management.

Below we’ve compiled a comprehensive directory of every home care provider in the CITY area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Grove City, OH

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Paying for Home Care in Grove City, OH

The Cost of Home Care in Grove City, Ohio

Grove City home care agencies charge $5,625 each month on average, which is more than both the state and U.S. shared median cost of $4,957. Grove City seniors pay substantially more for their home care than in cities such as Springfield ($4,385), Lima ($4,957) and Mansfield ($4,576). However, costs in southwestern Dayton ($5,434) are only a couple of hundred dollars below Grove City. 

Grove City

$5,625

Ohio

$4,957

The United States

$4,957

Dayton

$5,434

Springfield

$4,385

Lima

$4,957

Mansfield

$4,576

The Cost of Home Care vs. Other Senior Care Options in Grove City, Ohio

Both home care and home health care providers offer personal care services such as help with bathing, dressing and mobility, while the latter includes services performed by a trained nurse. Both types of care cost $5,625. Assisted living facilities in Grove City cost $4,085 per month, while nursing homes charge around $7,490. The most cost-effective senior care option for older adults in Grove City is adult day health care, which costs $1,733 each month. 

Home Care

$5,625

Home Health Care

$5,625

Adult Day Health Care

$1,733

Assisted Living Facility

$4,085

Nursing Home Facility (semiprivate room)

$7,490

Note: Data for Grove City was unavailable, so data for the nearest city, Columbus, was used instead.

Financial Assistance for Home Care in Grove City, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Grove City, OH

Seniors in Grove City can get assistance from several nonprofit and government agencies. These resources can help older adults continue to live in the comfort of their homes for as long as it’s feasible. 

ResourceContactService
Living Independence for the Elderly(484) 378-1215This program provides care coordination services for older adults aged 55 and above who are eligible for Medicare and/or Medicaid. Seniors receive an assessment followed by a care plan covering all their medical and personal care needs. Services available include hospital visits, doctor's appointments at a LIFE center and prescription drug coverage. The agency also provides home care and meal deliveries. The goal is to help seniors avoid moving into a facility by having all their care needs met in a community setting.
Pennsylvania Medicare Education and Decision Insight(610) 444-4819PA MEDI is part of a statewide initiative to help older adults understand their health insurance options as they age. A counselor can provide personalized advice on topics such as Medicare, prescription drug plans and Medicaid. Seniors can attend counseling sessions in person, over the phone or on Zoom.
The Low Income Home Energy Assistance Program(610) 466-1042Low-income seniors may be eligible for a lump-sum grant to help with the cost of their energy bills. LIHEAP is a statewide program delivered locally by the county’s assistance office. The amount of financial assistance provided varies based on seniors’ household incomes. The program may also offer an emergency grant to help older residents avoid having their fuel supply cut off.
The SeniorLAW Center(877) 727-7529The SeniorLAW Center is a nonprofit law firm offering direct legal advice and representation to older Chester residents. Seniors can receive assistance with legal issues they're facing related to housing matters, consumer law and advance health care directives.
Meals on Wheels of Chester County(610) 430-8500Meals on Wheels of Chester County delivers hot lunches during the week, performs safety checks and provides shelf-stable items during the winter for homebound older adults. Volunteers can also offer pet food to seniors who need help caring for their animal companions.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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