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The 10 Best Home Care Agencies for Seniors in Massapequa Park, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Massapequa Park, NY, residents and their loved ones rate In Home Care agencies across the 54 options below.

Home Care Agencies in Massapequa Park, NY

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Paying for Home Care in Massapequa Park, NY

The Cost of Home Care in Massapequa Park, NY

When compared with average costs across New York State, the cost of home care in Massapequa Park is $190 more per month according to the 2021 Genworth Cost of Care Survey. The cost is also considerably above the national average of $4,957. When moving north of New York City, costs tend to lessen. In Poughkeepsie, seniors pay $190 less than in Massapequa Park, while even further north in Kingston and Binghamton, average home care costs are even lower at $5,148 and $4,814, respectively.

Massapequa Park

$5,529

New York

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Binghamton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Massapequa Park, NY

At $5,529 per month, home care is one of the less expensive senior care options in Massapequa Park, with home health care costing just slightly more at $5,720. Assisted living, which provides personal care and supervision in a residential facility, is $30 more than home health care, while nursing care, which offers round-the-clock medical supervision in a nursing facility, carries the highest monthly costs. Adult day health care is the least expensive at $1,950 monthly.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Massapequa Park was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Massapequa Park, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Massapequa Park Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Massapequa Park:

ResourceContactAddressService
Meals on Wheels(516) 992-008171 East Walnut Street, Long Beach, NY 11561The EAC Network is able to deliver one frozen meal each weekday to homebound seniors in Massapequa Park. In some cases, pet food delivery can be arranged, and cake may be delivered on birthdays. This service is available to those over the age of 60.
Home Energy Assistance Program (HEAP)(516) 227-851960 Charles Lindbergh Boulevard, Uniondale, NY 11553This program helps New York seniors with affording the payment of home heating bills. Eligible seniors may receive only one benefit payment per season and enrollment begins in mid-November. There are income restrictions and other eligibility requirements for this program.
ExpanDed In-Home Services for the Elderly Program (EISEP)(516) 227-890060 Charles Lindbergh Blvd, Uniondale, NY 11553Seniors in Massapequa Park may be eligible to receive comprehensive care coordination based on individualized needs. After an initial assessment is conducted, qualifying seniors will receive guidance regarding the creation of a care plan that best works for them. Follow-up assessments determine if adjustments to the care plan need to be made. This program is available to those who are 60 years old or more, impaired and not receiving Medicaid benefits at the time of application.
Life Line Program(516) 227-890060 Charles Lindbergh Blvd, Uniondale, NY 11553This is another program offered by the Nassau County Office on Aging. Massapequa Park seniors may be eligible to receive a discount for telephone services. The Life Line Program is open to those who already receive government benefits such as Medicaid, Veteran’s Disability Pension or the Home Energy Assistance Program.
Health Insurance Information, Counseling and Assistance Program (HIICAP)(800) 701-0501The HIICAP program seeks to educate seniors about the various government support programs and services that may be available to them. Volunteers provide one-on-one counseling, which aims to match benefits and discounts with those who need help the most.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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