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The 10 Best Home Care Agencies for Seniors in Suffolk County, NY for 2024

Suffolk County is the easternmost county of New York and is home to ten towns. Over 17% of residents are adults over 65, according to the U.S. Census — slightly more than the national rate. Family-friendly Suffolk County has a low crime rate, good health cost index and several high-quality hospitals, including Long Island Community Hospital and Good Samaritan Hospital in the south, Peconic Bay Medical Center next to Gardiners Bay, and St. Joseph Hospital toward the east.

Home care costs $5,148 on average in the county, per Genworth Financial’s 2021 Cost of Care Survey. While home care provides personal care for seniors, home health care costs slightly more and offers minor medical services, such as wound care.

Below we’ve compiled a comprehensive directory of every home care provider in Suffolk County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Suffolk County, NY

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Paying for Home Care in Suffolk County, NY

The Cost of Home Care in Suffolk County, NY

Home care in Suffolk County costs $5,148 a month, which is slightly less than the state average of $5,339 but more than the national average of $4,957. While many areas in the state have higher average costs, including New York City, Poughkeepsie and Rochester, prices to the east in Buffalo are slightly less. 

Suffolk County

$5,148

New York

$5,339

The United States

$4,957

New York City Area

$5,529

Poughkeepsie Area

$5,339

Buffalo

$4,957

Rochester

$5,720

The Cost of Home Care vs. Other Senior Care Options in Suffolk County, NY

While the cost of monthly home care in Suffolk County is $5,148, costs for other types of senior care vary greatly in the area. The lowest-priced care is adult day health care, which costs $1,268 on average. The most expensive care is nursing home care. Home health care, which includes light medical services by certified professionals, such as wound care or assistance with insulin, costs over $400 more than home care, and assisted living care costs over $100 more.

Home Care

$5,148

Home Health Care

$5,577

Adult Day Care

$1,268

Assisted Living

$5,269

Nursing Home Care (semiprivate room)

$13,437

Note: Data for Suffolk County was unavailable, so data for the nearest city, Albany, was used instead.

Financial Assistance for Home Care in Suffolk County, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.

  • Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Suffolk County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Suffolk County:

ResourceContactServiceAddress
Senior Resident Services(631) 436-1892The Community Development Corporation of Long Island (CDCLI) is a nonprofit organization that provides a range of senior services at four different venues across the county. The aim of the services is to assist seniors to age in place and remain independent for as long as possible. Volunteers help seniors to apply for the Home Energy Assistance Program, Supplemental Nutrition Assistance Program and Housing Choice Voucher. Additionally, they help seniors fill out paperwork, pay bills and understand programs such as Medicare Part D. The centers also offer activities, including arts and crafts, movie screenings, fitness classes and wellness programs.
Catholic Charities of Long Island(631) 789-5219The Catholic Charities of Long Island is a nonprofit organization that is funded by community donations and staffed by volunteers from the church. It serves hot meals at congregate sites two days a week for senior citizens in the area. There is no charge for the meals, and transport to the sites can be arranged. In addition, the organization runs a Meals on Wheels program that delivers warm or frozen meals to seniors in the area on a daily or weekly basis. Seniors need to be homebound to qualify for the program, and a small donation is requested for the meals. Case managers can assist seniors in applying for other programs that they may qualify for.143 Schleigel Boulevard, Amityville, NY 11701
The Weatherization Assistance Program(631) 471-1215 Ext 155The Weatherization Assistance Program is funded by the U.S. Department of Energy and the U.S. Department of Health and Human Services. This free program assists low-income households to reduce their energy costs. Priority is given to the elderly and disabled residents. An energy audit is conducted on the property to determine what cost-effective measures could be installed to reduce energy usage. Some of the services offered include attic insulation, weather stripping, and repairing or replacing water heaters.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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