The 10 Best In Home Care Service in Beverly, MA for 2023
Beverly is a northern suburb of Boston in Essex County. Seniors make up about 17.7% of its approximately 42,700 residents, which is almost 1% more than the national average. Seniors who like vibrant environments may appreciate its dense, suburban feel. The city boasts popular beaches and parks and a traditional downtown that includes plenty of shops, restaurants, galleries and a theater district. Its primary medical care facility is Beverly Hospital, and seniors can benefit from Boston’s numerous nationally ranked hospitals about 30 miles south.
Seniors whose medical care can be delivered in their homes have numerous home health care agencies to choose from, while those best suited to nonmedical care are also well served by the region’s home care agencies. The median fee for home care in Beverly is $6,292, which is above the norm for Massachusetts.
Below we’ve compiled a comprehensive directory of every home care provider in Beverly– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Beverly, MA
Right at Home Salem Marblehead
6 Lynde Street, Salem, MA, 01970
We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She
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We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She puts his creams on. She does whatever he or I ask of her. Once a week, she’ll give him a shave on his head. She puts the wash in the machine. She’s wonderful. She’s never been late. I always know when she’s going to be having a day off or she’s taking an extra day off because she tells me, so that I can write it down and make sure that there is somebody covering her.
She’s just a wonderful all-around person. I don’t know what I would do without her in the morning, because when she is in the shower supervising my husband, I have a chance to go into the shower and get myself ready for the day. Without her, I am kind of lost, only because when she’s there, I know that he will be taken care of. She makes sure he has his eyeglasses and his watch. She puts cream on his face, and she checks him to make sure that there are no wounds that are coming. In the hour or the 45 minutes that she’s here, she is great. She makes sure that he remembers to take his meds in the morning. I said to the supervisor of all the people that come out, I think she’s great. Snow, wind, anything, she’s there.
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We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She
… (read more)
We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She puts his creams on. She does whatever he or I ask of her. Once a week, she’ll give him a shave on his head. She puts the wash in the machine. She’s wonderful. She’s never been late. I always know when she’s going to be having a day off or she’s taking an extra day off because she tells me, so that I can write it down and make sure that there is somebody covering her.
She’s just a wonderful all-around person. I don’t know what I would do without her in the morning, because when she is in the shower supervising my husband, I have a chance to go into the shower and get myself ready for the day. Without her, I am kind of lost, only because when she’s there, I know that he will be taken care of. She makes sure he has his eyeglasses and his watch. She puts cream on his face, and she checks him to make sure that there are no wounds that are coming. In the hour or the 45 minutes that she’s here, she is great. She makes sure that he remembers to take his meds in the morning. I said to the supervisor of all the people that come out, I think she’s great. Snow, wind, anything, she’s there.
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Meetcaregivers, Inc.
124 Vernon St. , Newton, MA, 02458
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
… (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
… (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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Mature Caregivers – Waltham, MA
204 2nd Ave, Waltham, MA, 02451
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
… (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Senior Helpers Boston North
153 Andover St, Suite 203, Danvers, MA, 01923
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
… (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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Perfect Care Match
638 Adamsville Road, Westport, MA, 02790
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
<p></p>
– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
<p></p>
– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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MAS Home Care of Massachusetts
338 Plantation Street, Worcester, MA, 01604
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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BrightStar Care Danvers / North Shore
85 Constitution Lane, Suite 200F, Danvers, MA, 01923
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
Foundational Home Care
275 Grove Street, Suite 2-400 , Newton, MA, 02466
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
… (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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Assisting Hands Home Care of Wilmington
5 Middlesex Ave, Ste 19, Wilmington, MA, 01887
On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour atte
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On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour attendants till they were satisfied she had readjusted okay and could use her walker safely (which ended up taking a month). Assisting Hands responded very quickly (on a weekend) and got aides lined up for her with only four days notice. Both the administrative staff and the aides were all very professional and even more importantly friendly, kind and warm – really felt like they were all just helpful people by nature. My mother-in-law can very fussy (example: her dentist actually refuses to see her anymore), but all the folks at Assisting Hands were understanding and patient with her. I would recommend them to anyone, and will use them again if the occasion ever arises again (hopefully not, but you never know).
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On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour atte
… (read more)
On very short notice we needed help for my mother-in-law when she returned to her assisted living facility after spending a month in rehab for a broken arm. Her facility insisted she have 24 hour attendants till they were satisfied she had readjusted okay and could use her walker safely (which ended up taking a month). Assisting Hands responded very quickly (on a weekend) and got aides lined up for her with only four days notice. Both the administrative staff and the aides were all very professional and even more importantly friendly, kind and warm – really felt like they were all just helpful people by nature. My mother-in-law can very fussy (example: her dentist actually refuses to see her anymore), but all the folks at Assisting Hands were understanding and patient with her. I would recommend them to anyone, and will use them again if the occasion ever arises again (hopefully not, but you never know).
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Help in Home
841 Main Street, West Newbury, MA, 01985
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
… (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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Nurta Home Healthcare – Lynn, MA
330 Lynn Way, #346, Lynn, MA, 01901
I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f
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I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request for personal care needs were handled quickly. They able to answer my questions.
Nurta Home Healthcare provides personal care and companion care to my mother’s sister. After she fall and broke her the second time, we knew it is time to have someone with her. We searched online and came around Nurta home healthcare, spoke to the care coordinator and schedule a free in home assessment.
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I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f
… (read more)
I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request for personal care needs were handled quickly. They able to answer my questions.
Nurta Home Healthcare provides personal care and companion care to my mother’s sister. After she fall and broke her the second time, we knew it is time to have someone with her. We searched online and came around Nurta home healthcare, spoke to the care coordinator and schedule a free in home assessment.
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Associated Home Care, Inc.
495 Cabot Street, Beverly, MA, 01915
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
… (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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Independence Home Care, Inc.
21 Custom House Street, Suite 910, Boston, MA, 02110
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH
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I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IHC had excellent services and I found out that they were very much right. I would go back to Independence Home Care if I ever need services again. I can not say enough wonderful things about IHC. They are very professional, caring about the client and the family’s needs. When I needed to leave my mother I was very happy to do so with Independence Home Care. Myself and my family will always be grateful to Joan and Ann for all the kindness and great assistance they have shown my mother.
Rita D., Cambridge, MA
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I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH
… (read more)
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IHC had excellent services and I found out that they were very much right. I would go back to Independence Home Care if I ever need services again. I can not say enough wonderful things about IHC. They are very professional, caring about the client and the family’s needs. When I needed to leave my mother I was very happy to do so with Independence Home Care. Myself and my family will always be grateful to Joan and Ann for all the kindness and great assistance they have shown my mother.
Rita D., Cambridge, MA
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Seniors Helping Seniors
380 Pearl Street, Reading, MA, 01867
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in
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Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in the activities at her assisted living facility.
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Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in
… (read more)
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in the activities at her assisted living facility.
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PartnersHealth Care At Home – Beverly
152 Conant Street, Beverly, MA, 01915
We are using Partner’s Health Care At Home for my dad, and they are awesome. I would highly recommend them.
We are using Partner’s Health Care At Home for my dad, and they are awesome. I would highly recommend them.
Home Again Private Care LLC
600 W Cummings Park # 1225, Woburn, MA, 01801
Home Again Private Care provided excellent care to my motherinlaw Loretta, who has advanced Dementia and Parkinsons. Their caregivers were reliable, compassionate, and skilled. My motherinlaw felt she
… (read more)
Home Again Private Care provided excellent care to my motherinlaw Loretta, who has advanced Dementia and Parkinsons. Their caregivers were reliable, compassionate, and skilled. My motherinlaw felt she was treated with respect and dignity and we always had peace of mind knowing they were with her. Carol and Rachel were quick to respond to any of questions and flexible with schedule changes. Thank you Home Again!
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Home Again Private Care provided excellent care to my motherinlaw Loretta, who has advanced Dementia and Parkinsons. Their caregivers were reliable, compassionate, and skilled. My motherinlaw felt she
… (read more)
Home Again Private Care provided excellent care to my motherinlaw Loretta, who has advanced Dementia and Parkinsons. Their caregivers were reliable, compassionate, and skilled. My motherinlaw felt she was treated with respect and dignity and we always had peace of mind knowing they were with her. Carol and Rachel were quick to respond to any of questions and flexible with schedule changes. Thank you Home Again!
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Plan B Home Care
100 Trade Center, Ste. G700, Woburn, MA, 01801
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
… (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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Comfort Keepers of the North Shore
129 Dodge Street, Suite One, Beverly, MA, 01915
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
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Paying for Home Care in Beverly, MA
The Cost of Home Care in Beverly, MA
The typical senior in Beverly pays about $6,292 per month for home care. According to the 2021 Genworth Cost of Care Survey, this is about $381 per month more than normal for Massachusetts and $1,335 more than the U.S. average. Beverly’s seniors also pay more than their peers in Worcester, who pay approximately $5,720, and in Springfield, where the median is $5,339. However, they don’t pay as much as in Barnstable, where the typical fee is $6,673. In Manchester, New Hampshire, to the west, the median fee is $6,149.
The Cost of Home Care vs. Other Senior Care Options in Beverly, MA
Adult day care is Beverly’s most affordable option, at $1,614. Home health care is less costly than home care, with the former costing around $6,244, and the latter, $6,292. Home health care is a medical service typically delivered by registered nurses and therapists, while home care provides nonmedical services. Assisted living fees of around $6,819 make it the most affordable option with accommodations, while nursing home care is the costliest, at $13,155 for a semiprivate room.
Note: Data for Beverly was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Beverly, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Beverly Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Beverly:
Senior Center – Meals, Trips and Activities
Address: 90 Colon Street, Beverly, MA 01915
Phone: (978) 921-6017
Beverly Council on Aging (BCOA) operates a senior center with many programs, activities and services for seniors in the area, such as theme parties and group outings to restaurants and local attractions. Volunteers at the center can help residents learn how to use computers, smartphones and tablets on Mondays and Fridays, which helps seniors stay connected to the community and family.
Transportation for Seniors and the Disabled
Address: 90 Colon Street, Beverly, MA 01915
Phone: (978) 921-6078
BCOA also offers wheelchair-accessible transportation for Beverly seniors and people with disabilities. It’s free for anyone going to and from the senior center and costs $1 for trips to other locations, such as medical appointments or shopping.
Support Groups, Wellness Programs and Referrals
Address: 90 Colon Street, Beverly, MA 01915
Phone: (978) 921-6017
Seniors and caregivers in Beverly may benefit from the support groups, wellness programs and referral services offered by BCOA. Light exercise and balance training classes are available, along with walking groups, health seminars and medication counseling.
Meal Delivery for Seniors
Address: 100 Cummings Center, Suite 106H, Beverly, MA 01915
Phone: (978) 281-1750
SeniorCare Inc. manages the local Meals on Wheels program, which provides home-delivered lunches for seniors who can’t prepare a nutritious meal for themselves. There is no financial eligibility requirement, but a donation of $2 per meal is requested.
Heating Fuel and Energy Assistance
Address: 119 Rear Foster Street, Building 13, Peabody, MA 01960
Phone: (978) 531-0767
North Shore Community Action Programs (NSCAP) helps low-income seniors and families pay for heating fuel and energy used between November and April. Free inspections to improve energy efficiency and lower household utility bills are also available.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
