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The 10 Best Home Care Agencies for Seniors in Newburyport, MA for 2024

Newburyport is a quaint coastal city on the banks of the Merrimack River situated approximately 35 miles northeast of Boston. Rich in early American and maritime history, Newburyport has a vibrant arts community, an eclectic downtown core and plenty of community spirit, making it appealing to retirees from Massachusetts and beyond. Newburyport has a population of a little less than 18,000 citizens, and 20.5% of these are seniors aged 65 and over, which is several percentage points higher than the national average of 16.8%. Anna Jacques Hospital is available for those who require primary and emergency care, while Newburyport residents can find advanced and speciality medical services in nearby Boston.

According to the 2021 Genworth Cost of Care Survey residents of Newburyport pay an average of $6,292 per month for home care. Home care covers everyday household tasks, errands and basic grooming. For those who need light medical services provided by licensed providers such as physical therapists and nurses, home health care may be a better choice.

Below we’ve compiled a comprehensive directory of every home care provider in Newburyport– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Newburyport, MA

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Paying for Home Care in Newburyport, MA

The Cost of Home Care in Newburyport, MA

Those in Newburyport pay an average of $6,292 for home care services. This is slightly higher than the Massachusetts average of $5,911 and substantially higher than the national monthly average of $4,957. Cape Cod residents pay the most for home care at an average of $6,673 in Barnstable Town. The most affordable community in Massachusetts for home care is Springfield, with an average of $5,339. Midrange costs around the state are found in Pittsfield and Worcester at $5,625 and $5,720, respectively. 

Newburyport

$6,292

Massachusetts

$5,911

The United States

$4,957

Barnstable Town

$6,673

Springfield

$5,339

Pittsfield

$5,625

Worcester

$5,720

The Cost of Home Care vs. Other Senior Care Options in Newburyport, MA

At an average of $6,292 per week, home care in Newburyport is slightly more expensive than home health care, which averages $6,244. Assisted living costs an average of $6,819, while prices rise to $13,155 for nursing home care. The most affordable senior care option in Newburyport is adult day health care, which averages $1,614 per month. However, this option isn’t right for everyone because providers are typically only open during the day on weekdays. 

Home Care

$6,292

Home Health Care

$6,244

Adult Day Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semiprivate room)

$13,155

Note: Data for Newburyport was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Newburyport, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Newburyport Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Newburyport:

ResourceContactAddressService
Weatherization Assistance Program(617) 573-1100100 Cambridge St., Suite 300, Boston, MA 02114This program is funded by the U.S. Department of Energy and provides home energy efficiency services to low-income households. In order to qualify, income must not exceed 60% of the estimated state median income. Priority is given to seniors and individuals who are disabled and include those who receive Social Security income. Services include sidewall insulation, limited energy-related repairs, and more. 
Homestead Protection(978) 542-170045 Congress St., Suite 4100, Salem, MA 01970A new tax law states that all homeowners in the state of Massachusetts automatically receive $125,000 in protection against taxation if they haven’t already filed for homestead protection. Seniors who are age 62 and over are eligible for up to $1,000,000 in homestead protection and can have the homestead filed by a loved one on their behalf.
The Pettengill House, Inc(978) 463-880121 Water St., Suite 4A, Amesbury, MA, 01913The Pettengill House is an award-winning nonprofit agency that provides an array of services to low-income or at-risk households within the community. They have an emergency assistance program that provides financial assistance for utility bills, basic needs, and so much more. They also have a Senior Wellness Outreach Program that provides seniors over the age of 60 with comprehensive case management services.
Elder Services of the Merrimack Valley, Inc(978) 683-7747280 Merrimack St., Suite 400, Lawrence, MA 01843Elder Services of the Merrimack Valley is a nonprofit organization that services seniors and disabled adults who reside in Northeast Massachusetts. They have numerous programs, including Meals on Wheels and a financial resource program. They also have care managers who can assist seniors in developing care plans and finding the home care services that fit their needs.
Low-Income Home Energy Assistance Program (LIHEAP)(617) 573-1140100 Cambridge St., Suite 300, Boston, MA 02114LIHEAP is a federally funded program that assists low-income homeowners and renters with their winter heating bills. To be eligible, applicants must be at least 18 years old and meet household size and income limits. Once accepted, households can get a discount or monetary payment sent directly to the vendor that provides their electricity or gas, as well as assistance with their telephone bill.  

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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