Home Care in Coralville, IA
Coralville is a suburb of Iowa City that is ranked as one of the best places to live in Iowa. Summers are mild with average highs of around 85 degrees, and based on the BestPlaces Air Quality Index, the city has above-average air quality. Seniors make up about 11% of the population, which is lower than the national average of 16.5%, and they have access to quality health care from the University of Iowa Health Care Hospital. Seniors who prefer to remain in their homes to receive help with activities of daily living can sign up to receive home care at a cost of $5,053 per month. Home health also provides skilled nursing care but costs the same amount.
Below we’ve compiled a comprehensive directory of every home care provider in the Coralville area – complete with services offe amoued and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
7 Home Care Services for Seniors Serving Coralville, IA
1700 S 1st Ave, Suite 25E – Eastdale Plaza, Iowa City, IA, 52240
200 1st St. SE, Suite 1500, Cedar Rapids, IA, 52401
829 Barrington Rd, Iowa City, IA, 52245
209 Scott Ct, Iowa City, IA, 52245
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Paying for Home Care in Coralville, IA
The Cost of Home Care in Coralville, IA
The average monthly rate for a home care provider in Coralville is $5,053, according to the Genworth 2020 Cost of Care Survey. The Iowa median is $286 less with a cost of $4,767. The national cost is lower than both with an average of $4,481. Compared to the rest of the state, Coralville is more expensive than most, with Sioux City residents paying $5,005 per month and those in Waterloo paying the same as the state average at $4,767. Des Moines is one of the more expensive cities with seniors paying $95 more than those in Coralville.
The United States
The Cost of Home Care vs. Other Senior Care Options in Coralville, IA
Long-term care costs vary widely. The cost of receiving home care and home health care in Coralville cost around the same at $5,053. Seniors who only need assistance during the day pay the least at $1,543 per month. Assisted living communities average $4,106 per month, while a nursing home is the most costly option at $6,859 per month.
Home Health Care
Adult Day Health
Nursing Home Care (semiprivate room)
Note: Data for Coralville was unavailable, so data for the nearest city, Iowa City, was used instead.
Financial Assistance for Home Care in Coralville, IA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Coralville, IA
The following is a list of resources available to seniors living in Coralville and Johnson County. These programs and services help seniors remain in their homes comfortably and work to improve their overall quality of life.
EngAGE helps seniors in the community stay healthy through a variety of activities. Seniors may sign up to take part in home exercise through a senior exercise video. Other activities include lunch clubs, theater trips, bus tours, crafting events and exercise. The services is provided by the Coralville Park and Recreation Department.
Elder Services serves seniors in Coralville with a variety of programs, which work towards keeping individuals in their homes as long as possible and fighting hunger in the aging population. The program provides home-delivered meals through Meals on Wheels and offers congregate meals at various sites in Johnson and Washington Counties. Other services include financial counseling and transportation.
The Iowa Valley Habitat for Humanity oversees home repairs and modifications for seniors and the physically disabled in Johnson County. These repairs and modifications can include the installation of a wheelchair ramp, furnace replacement and porch repair. The organization also performs light work, which includes changing lightbulbs, replacing furnace filters and changing batteries in smoke alarms. There is no cost for the service but seniors must have an income requirement that is 80% of the annual median as established by HUD.
The Iowa Rent and Utility Assistance Program helps low-income households pay utility and rent bills for up to 12 months. The program is provided by the Iowa Finance Authority. Utility services include electricity, gas, propane or fuel oil, water, sewer and trash removal.
SHIIP is a free and confidential service provided by the state of Iowa. The program helps seniors make informed decisions regarding their Medicare and other health coverage.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What types of services can a home care agency in Coralville provide?
Home care services are designed to meet the needs of an individual and can vary greatly. Typically, a home care agency helps with housekeeping and meal prep. They may aid a senior who needs help getting in and out of bed, help with grooming and bathing and even offer transportation to and from medical appointments.
What is the difference between in-home care and home health care?
In-home care typically involves any non-medical assistance required by a senior within their own residence. Home health meets the needs of seniors who need rehabilitation, wound care and help managing a chronic condition. Home health care may also be provided to seniors after surgery and for those who’ve suffered from and injury and need temporary assistance.
What is the average cost for in-home elderly care in Coralville?
According to Genworth, the monthly average cost of in-home care is $5,053 per month. This cost may vary depending on the number of hours the care is provided and how much assistance a senior needs. This cost is more than the average city across the country. .
What are the four levels of home care packages?
The four levels of home care detail the number of visits a home care worker makes and the types of care a senior will receive. These levels include basic care, low-level care, intermediate care and high-level care. Basic care includes housekeeping, grooming, dressing and help with meals and shopping. Those with low-level needs might include three to four visits per week but include the same services as those who sign up for basic care. An intermediate package might involve visits from a nurse or trained aide most days of the week. It might also include help from trained medical staff with services like podiatry, massage and health monitoring. Those with high-level care needs are for those who need medical support.
Can you write off in-home elderly care?
When using Form 1040 or 1040-SR, you may be able to deduct the cost of home care from your annual taxes. Using Schedule A, it may be possible to claim medical expenses, including at-home services like medication management, wound care, bathing and groom and assistance with toileting.