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The 10 Best Home Care Agencies for Seniors in Valrico, FL for 2024

Valrico is a cozy suburb to the west of Tampa that’s home to nearly 38,000 residents. Adults aged 65 and older make up 18% of this population. While this is lower than the percentage of seniors in the state of Florida overall, it’s higher than the national average. These older adults pay an average of $4,767 per month for home care, which includes personal assistance but not medical care. This is the same price as the average for Florida. The cost of living in Valrico is slightly higher than the average for Florida.

Below we’ve compiled a comprehensive directory of every home care provider in the Valrico area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Valrico, FL

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Paying for Home Care in Valrico, FL

The Cost of Home Care in Valrico, FL

The average cost of home care in Valrico is $4,767 per month, according to the Genworth Cost of Care Survey for 2021. This matches the median price of home care for the state of Florida overall, which is about $190 less than the national average. Further south along the Gulf Shore, Cape Coral has an average rate of $5,196. The Villages, to the north, is even more expensive at $5,720. Miami ($4,195) has some of the least expensive home care prices in the state. In Gainesville, the average cost is $4,481.

Valrico

$4,767

Florida

$4,767

The United States

$4,957

Miami

$4,195

Cape Coral

$5,196

The Villages

$5,720

Gainesville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Valrico, FL

Compared to other types of senior care in Valrico, home care costs are middle of the road. Home health care, which offers some light medical services, is a bit more expensive at $4,862. Adult day health care is significantly less expensive with a median price of $2,123 per month. Assisted living is also a more affordable option at $3,350. Due to the high level of supervision and medical care, nursing homes ($8,927) have the most expensive rates in the city.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living Facility

$3,350

Nursing Home Facility (semiprivate room)

$8,927

Note: Data for Valrico was unavailable, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Home Care in Valrico, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Valrico, FL

Valrico seniors and families have access to several programs and resources that make aging in place easier and more affordable. These resources are provided by state and county governments at no cost to the beneficiary. 

ResourceContactService
Senior Citizen Trash Discount813-272-5680Senior citizens in Valrico are eligible for discounted fees on waste disposal provided by Hillsborough County. Discounts affect disposal, collection, car and special curbside pickup fees. To be eligible, you must be at least aged 65 and the owner and occupant of the property receiving the discount. If you also own an accessory dwelling that's no larger than 900 square feet, you may be eligible for a discount on that property's waste disposal if the occupant is disabled.
Senior In-Home Services813-272-5250Seniors who live in their own homes in Valrico may be eligible to receive a variety of in-home services from Hillsborough County. These include companionship, home-delivered meals, personal care, homemaking assistance, consumable medical supplies and emergency alert response devices. The county can also provide free respite for family caregivers. The services provided are determined by a case manager who performs an in-home assessment.
Free Caregiver Support Program813-676-5553The Senior Care Center runs the Tailored Caregiver Assessment and Referral System Program (TCARE), which promotes aging in place for seniors in Valrico. It does this by creating plans for caregivers so that they can improve their effectiveness and decrease their levels of stress. TCARE also connects family caregivers with the resources they need to have long-term success.
Emergency Home Energy Assistance Program813-272-5220If a utility company is threatening to cut off electricity to your home in Valrico, you may qualify for emergency assistance from Hillsborough County. You must be at least 60 years old, a U.S. citizen or legal resident and earn less than 150% of the federal poverty guidelines to be eligible. You can apply for this program by scheduling an appointment with the Plant City Community Resource Center.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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