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The 10 Best Home Care Agencies for Seniors in Miami Beach, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Miami Beach, FL, residents and their loved ones rate In Home Care agencies across the 38 options below.

Home Care Services in Miami Beach, Florida

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Paying for Home Care in Miami Beach, FL

The Cost of Home Care in Miami Beach, Florida

Home care in Miami Beach, according to the Genworth 2021 Cost of Care Survey, costs $4,195 for home care services. The state average is $4,767 per month and the national average is $4,957. Naples has one of the highest costs for home care in nearby cities at $5,720 per month. In Port St. Lucie, the cost for care is $4,671 and Sebring residents pay the same as the state average.

Miami Beach

$4,195

Florida

$4,767

The United States

$4,957

Naples

$5,720

Port St. Lucie

$4,671

Sebring

$4,767

The Cost of Home Care vs. Other Senior Care Options in Miami Beach, Florida

Senior care in Miami Beach ranges from $1,517 per month for adult day health care to $9,019 per month for a semiprivate room in a nursing home. Home care is $4,195 per month for help with personal care tasks while home health care costs $4,385 per month for medical care, which includes wound care, medication administration and therapy. Assisted living communities are $4,385 per month for residential care.

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Financial Assistance for Home Care in Miami Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Miami, FL

Nonprofit organizations and government entities in Miami and throughout Miami-Dade County provide various programs designed to help seniors wanting to age in place. These programs are often offered at no cost but usually have income limits and help ensure that older adults can safely remain in their homes.

ResourceContactService
Low-Income Home Energy Assistance Program (LIHEAP)(786) 469-4640LIHEAP helps seniors with low incomes pay for their heating and cooling bills. Priority is given to those who are facing a crisis situation, including disconnection. Eligible seniors may receive up to $5,000 in assistance per year. To qualify, you must be a U.S. citizen, a resident of Miami-Dade County and must meet the income requirements.
Home Rehabilitation Program(305) 673-7491The Home Rehabilitation Program in Miami helps seniors with limited incomes make necessary repairs to bring their homes up to code. These repairs include installing energy-efficient appliances, adding home modifications to enable disabled seniors to get full use of their property, and carpentry services, including exterior painting and repairing eaves and flooring.
Home Weatherization Assistance(786) 469-4600The Home Weatherization Assistance Program (WAP) provides financial assistance to seniors who need to lower their home energy costs through home repairs and upgrades. Upgrades include attic insulation installation, installing low-flow showerheads, weather-stripping, energy-efficient light bulbs, and repairing or replacing doors, windows, water heaters and HVAC systems.
Meals on Wheels South Florida(954) 731-8770The South Florida Meals on Wheels Program delivers nutritious meals to seniors aged 60 and older in the community. The service also provides congregate meals at local senior centers and offers companionship to those who are unable to leave their homes.
Respite for Elders Living in Everyday Families (RELIEF)(800) 963-5337The RELIEF program provides a break to full-time caregivers free of charge. This respite is offered by volunteers who give up to four hours of their time at once.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Miami Beach, FL

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Other Options in Miami Beach, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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