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The 10 Best Home Care Agencies for Seniors in Stamford, CT for 2024

Stamford is a large city located in southwestern Connecticut with a senior population of 15.4%, a rate slightly below the national average of 16.8%. The city is appealing to seniors because of its pleasant summer weather, low crime rates and a higher-than-average number of physicians for easy health care access. Seniors can also find medical care at Stamford Hospital, a community teaching hospital with state-of-the-art technology.

According to the 2021 Genworth Cost of Care Survey, seniors pay an average of $5,339 per month for home care services in Stamford. For older adults who require light medical services, home health care is another option.

Below we’ve compiled a comprehensive directory of every home care provider in the Stamford area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Stamford, CT

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Paying for Home Care in Stamford, CT

The Cost of Home Care in Stamford, CT

According to the 2021 Genworth Cost of Care Survey, the cost of home care in Stamford is around $5,339 per month, which is about $100 more than the average state cost and $400 higher than the national median. The nearby city of New Haven offers slightly lower costs, while the capital city of Hartford and the northwestern city of Litchfield have similar monthly rates to Stamford at $5,329. Norwich, located in the southeast, has some of the highest rates in the state.  

Stamford

$5,339

Connecticut

$5,243

The United States

$4,957

Hartford

$5,329

New Haven

$5,243

Norwich

$5,506

Litchfield

$5,329

The Cost of Home Care vs. Other Senior Care Options in Stamford, CT

The cost of home care in Stamford is equivalent to the monthly rates of home health care. For seniors who require medical assistance, home health care can help with medication administration, vital signs monitoring and occupational or physical therapy. Adult day programs provide care for some of the lowest monthly costs. Assisted living care is another option for older adults who need daily assistance and is about $900 more than home care. A shared room in a nursing home has the highest monthly cost at $16,805. 

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living Facility

$6,273

Nursing Home Facility (semiprivate room)

$16,805

Note: Data for Stamford was unavailable, so data for the nearest city, Bridgeport, was used instead. 

Financial Assistance for Home Care in Stamford, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Stamford, CT

Seniors in Stamford can access a variety of services at both the local and state levels to make aging in the comfort of their homes even easier. These services include meal delivery, legal services, financial help with home utilities and housing assistance. More information can be found by contacting the resources below. 

ResourceContactService
Southwestern CT Agency on Aging(203) 333-9288The Southwestern CT Agency on Aging and Independent Living helps seniors maintain and improve their quality of life within their communities. Older adults can access resources such as financial assistance, health care services, senior employment help, and mental health or addiction treatment.
Senior Nutrition Program(203) 324-6175The Senior Nutrition Program partners with Meals on Wheels and Senior Community Café sites to bring nutritious meal services to individuals aged 60 or older. Seniors can either have meals delivered right to their door or enjoy them in a congregated setting.
Connecticut Energy Assistance Program(203) 357-0720CEAP helps individuals in the state afford to heat their homes. Benefits toward heating bills vary based on income level, household size, and whether or not a vulnerable individual lives at the residence. Seniors who receive government benefits such as Social Security Income may be eligible.
SilverSource(203) 324-6584SilverSource provides seniors in need with a safety net when they have nowhere else to turn. They help older adults with a range of services, including medical transportation, meal assistance, electricity bills, housing assistance and connections with other community residents.
Connecticut Legal Services(860) 344-0447Connecticut Legal Services helps people secure stable housing, health care, financial security, physical safety, education and personal autonomy. 35% of their clients are aged 60 or older and they have a track record of protecting seniors from consumer scams that target older adults.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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