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The 10 Best Home Care Agencies for Seniors in Darien, CT for 2024

Darien, Connecticut is a coastal town in Fairfield County that’s home to 21,500 people. About 13.6% of its residents are seniors aged 65 and older, which is roughly 3% lower than the national average. The climate is quite temperate for the region, and the area’s low crime rates may offer peace of mind to seniors living on their own. Based on the Genworth 2021 Cost of Care Survey, the average cost of home care in Darien is $5,339 per month. This rate applies to both in-home care services and home health care services, which include skilled nursing care in addition to household assistance. Seniors in Darien also have access to world-class medical care at Norwalk Hospital.

Below we’ve compiled a comprehensive directory of every home care provider in Darien– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Darien, CT

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Paying for Home Care in Darien, CT

The Cost of Home Care in Darien, CT

Based on its proximity to Bridgeport, Darien shares the same care costs. Seniors in this area typically pay $5,339 per month for home care, which is around $100 higher than the Connecticut state average and nearly $400 more expensive than the average American city. Rates in Hartford are similar to Darien, and costs are even lower in New Haven, which is on par with the state median. However, Darien is around $160 less expensive than Norwich. It’s also more affordable than the neighboring New York area, where costs are in excess of $5,500 per month.

Darien

$5,339

Connecticut

$5,243

The United States

$4,957

New Haven

$5,243

Hartford

$5,329

Norwich

$5,506

New York City Area

$5,529

The Cost of Home Care vs. Other Senior Care Options in Darien, CT

Seniors who require lower levels of care and supervision may consider adult day health care, which is very affordable at $1,619 per month. Individuals who need assistance with daily tasks will find home care to be around $900 less expensive than assisted living. While home health care also includes skilled nursing care, costs are the same as in-home care. Nursing homes are the most expensive with semiprivate rooms at $16,805 — $11,000 more expensive than home care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,619

Assisted Living

$6,273

Nursing Home Care (semiprivate room)

$16,805

Note: Data for Darien was not available, so data for the nearest city, Bridgeport, was used instead.

Financial Assistance for Home Care in Darien, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Darien Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Darien:

ResourceContactAddressService
Darien Housing Authority(203) 655-086624 Allen O’Neill Dr., Darien, CT 06820The Darien Housing Authority is a division of the city’s Department of Human Services. It owns and operates two small blocks of houses for lower-income families. These units are apartment-style living near the city center, with several onsite amenities. Applications are taken on a first-come-first-served basis and there is a waiting list. Eligibility is based on income. 
Discount Vouchers for Local Farmers Markets(203) 656-7328Department of Human Services Office, Room 109, Town Hall, 2 Renshaw Rd.Low-income Darien seniors may be eligible for vouchers to use at the city’s local farmer’s market. This includes being able to purchase fresh fruits and vegetables, local honey and herbs. Vouchers are distributed on a first-come, first-served basis, and proof of income eligibility is required. This program is funded through the city’s Department of Human Services and the Connecticut Department of Agriculture’s Senior Farmers’ Market Nutrition Program (SFMNP). 
City of Darien Renter’s Rebate Program(203) 656-7328Department of Human Services Office, Room 109, Town Hall, 2 Renshaw Rd.Darien’s Department of Human Services offers a rebate voucher program for seniors aged 65 and older who qualify based on income and are either disabled or collecting Social Security benefits. The program offers full or partial reimbursement for rent and/or utilities and is strictly income-based, depending on household size. 
Darien Commission on Aging(203) 656-7300Darien Town Hall, 2 Renshaw Rd. Darien, CT, 06820This community-funded program evaluates the needs of seniors, including establishing programs to allow them to age in place. Case managers are on hand to help seniors find benefits that they’re entitled to, as well as apply for healthcare coverage. The commission also provides access to transportation and social events for the elderly, including recreation access. 
The Loan Closet(203) 656-7328Department of Human Services Office, Town Hall, 2 Renshaw Rd.Parishioners and those in need of canes, wheelchairs or other medical equipment may be able to borrow supplies from The Loan Closet, part of the Department of Human Services. These items are free of charge and are to be returned when no longer needed. A $50 deposit may be required. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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