The 10 Best Home Care Agencies for Seniors in Springdale, AR for 2024

Springdale offers its 88,609 residents, 9.8% of which are seniors 65 or older, natural beauty and numerous creeks, rivers and waterfalls, as well as easy access to several hospitals such as Northwest Medical Center and Regency Hospital. With relatively mild weather, temperatures rarely go above 90 or below 25 degrees, earning a Comfort Index of 7.4, one of the most pleasant in the state. While the city has a cost of living that is roughly 13% lower than the national average, the cost of home care is on par with the U.S. average at $4,957. Seniors can receive personal care provided in the comfort of their residences. Those who need limited skilled nursing can opt for home health care for the same average cost.

Below we’ve compiled a comprehensive directory of every home care provider in the Springdale area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

The Genworth’s Cost of Care Survey estimates the median prices for home care in Springdale are on par with the U.S. average of $4,957. However, costs in Springdale are higher than the state average of $4,185. In Hot Springs and Little Rock, seniors pay $667 less for care. In Fort Smith, seniors can receive home care for an average of $4,176. Some of the most affordable home care in the state can be found in Pine Bluff, which costs around $950 less than what seniors pay in Springdale.

In Springdale, home care and home health care both average a monthly cost of $4,957, despite home health care providing additional medical services provided by a trained nurse or therapist. Some seniors who need help with daily tasks move into assisted living, which is, on average, $1,307 cheaper than home care. Those with more intensive medical needs than can be provided at home may require nursing home care, which averages  $1,126 more than home care for a semiprivate room.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.