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The 10 Best Home Care Agencies for Seniors in North Little Rock, AR for 2024

North Little Rock is a vibrant city home to cultural attractions, parks and age-friendly entertainment options. The cost of living in this community is low compared to national norms, and the weather is warm and humid, which may appeal to those sensitive to cold temperatures. There are about 438 doctors per capita, more than double the national average, providing high access to medical care. Of the city’s 65,000 residents, about 16% are aged 65 and over, increasing the need for flexible long-term care solutions. Home care, which includes personal care, companionship and assistance with household tasks, costs $4,290 per month in North Little Rock. It costs the same as home health care, which includes skilled nursing. 

Below we've compiled a comprehensive directory of every home care provider in the North Little Rock area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in North Little Rock, AR

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Paying for Home Care in North Little Rock, AR

The Cost of Home Care in North Little Rock, AR

The Genworth 2021 Cost of Care Survey reports that in North Little Rock, home care agencies charge $4,290 per month. While this is about $100 over the norm for Arkansas, it’s competitive compared to the national rate of $4,957. Care costs in Fayetteville are about $670 higher than in North Little Rock, but surveyed costs in other cities trend lower. In Fort Smith, seniors pay $4,176 for care, and in Pine Bluff and Jonesboro, respective care costs come in at $4,004 and $3,909.

North Little Rock

$4,290

Arkansas

$4,185

United States

$4,957

Pine Bluff

$4,004

Joneseboro

$3,909

Fort Smith

$4,176

Fayetteville

$4,975

The Cost of Home Care vs. Other Senior Care Options in North Little Rock, AR

Home care clients in North Little Rock pay $4,290 per month for services. This is equal to the cost of home health care, though some agencies may charge more for specialized services, and it's economical compared to residential options. Assisted living residents pay about $200 more monthly for care, and nursing home rates start at $6,083 for semiprivate accommodations. Seniors who want to live at home and pay less for care may be good candidates for adult day health care, which costs $1,907 per month. 

Home Care

$4,290

Home Health Care

$4,290

Adult Day Health Care

$1,907

Assisted Living

$4,488

Nursing Home Facility (semiprivate room)

$6,083

Note: Data for North Little Rock was unavailable, so data for the nearest city, Little Rock, was used instead.

Financial Assistance for Home Care in North Little Rock, AR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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