7 Nursing Homes Near Albertville, AL
Albertville, Alabama, has 21,711 residents, and 13.2% of them are aged 65 and older. Seniors here are only six miles away from the health care services offered at Marshall Medical Center South in Boaz. Marshall Medical Center North is only 10.4 miles away in Guntersville. According to Genworth Financial’s 2020 Cost of Care Survey, nursing home costs in Albertville are relatively low compared to the U.S. average. Semiprivate rooms here cost an average of $6,266 per month, while nationwide, semiprivate rooms cost an average of $7,756.
Nursing homes are designed to serve people who don’t require hospitalization but need more medical care than they can obtain at home or in other care settings. Typically, these facilities provide 24/7 monitoring, skilled nursing services, therapies, meals, housekeeping and social activities. These features make nursing homes more expensive than other senior living options. Seniors who can manage without such high levels of care and supervision may find more suitable and economically feasible support with home health care or assisted living services.
This guide explains nursing home costs and compares them with other care options in Albertville and other cities around the state. It also includes some local resources available to seniors and their families.
Directory of Nursing Homes in Albertville, AL
750 AL Highway 75 N, Albertville, AL, 35951
8922 Alabama Highway 227 North, Crossville, AL, 35962
3120 NORTH STREET, Guntersville, AL, 35976
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Nursing Home Costs in Albertville, AL
In Albertville, semiprivate rooms in nursing homes have an average monthly cost of $6,266. The average monthly rate for private rooms is $6,570.
The Cost of Nursing Home Care in Nearby Cities
When comparing the monthly rates for nursing home semiprivate rooms, Albertville’s average cost of $6,266 is $1,490 below the national median of $7,756. The cost here is also $274 lower than Alabama’s statewide average of $6,540.
Albertville is one of Alabama’s most affordable cities for nursing home care. Costs in the Birmingham area are $122 higher. The Anniston area’s rates match the state average, which is $274 higher than the local cost. In Huntsville, seniors pay $6,950 or $684 more than those in Albertville. The $7,604 average monthly rate in Decatur exceeds what seniors pay in Albertville by $1,338.
The United States
The Cost of Other Types of Senior Care
Families in Albertville may want to compare the costs of different types of senior care as they explore placement options for their aging loved one. Adult day health care is typically the least expensive option, and although local cost data isn’t available, the statewide average is just $655 per month. Assisted living costs an average of $2,207 per month. Home care and home health care services each cost $3,527 per month, on average. Prices increase dramatically for nursing home care. A semiprivate room in Albertville has an estimated cost of $6,266 per month, while a private room costs $6,570.
Home health care
Nursing home (semiprivate room)
Nursing home (private room)
Note: Data for Albertville was unavailable, so data for the nearest city, Gadsden, was used instead.
Financial Assistance for Nursing Home Care in Albertville, AL
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
Free Resources for Seniors in Albertville, AL
Albertville has an array of resources to enhance the quality of life and health of its seniors. These services may make it possible for elders to age in their own residences and delay out-of-home placement. They may also ease the transition into a long-term care facility that becomes the best option.
|Marshall County Council on Aging||(256) 571-7805||Marshall County’s COA offers free, unbiased health insurance counseling through the State Health Insurance Program (SHIP). It can also help Alabamians aged 55 and older obtain prescription medications at no cost. Eligible seniors may qualify for assistance through the Medicaid Waiver Program, which provides in-home services as an alternative to nursing home care. The COA also arranges transportation for the county’s seniors and runs Alabama Cares, a caregiver relief initiative.|
|TARCOG Long-Term Care Ombudsman Program||(256) 830-0818||The Top of Alabama Regional Council of Governments provides ombudsman services for Marshall County’s long-term care facility residents. The ombudsman advocates for these residents to ensure care quality and resolution of grievances. This mediator also provides information about long-term care with prospective and current residents and their families.|
|Care and Assurance to the Aging & Homebound (CASA) of Marshall County||(256) 582-7119||Volunteer-led CASA of Marshall County provides critical services to keep adults safe and engaged while delaying the need for nursing home care. This agency offers home visits and needs assessments, deliveries of fresh vegetables, assistance with medications and referrals to other community resources. CASA also arranges minor safety modifications and home repairs, including air conditioners, fans and heaters, and provides transportation and gas vouchers.|
|Legal Services Alabama||(866) 456-4995||LSA provides free self-help and expert legal advice, mediation and representation to individuals aged 60 and over, regardless of income. Licensed attorneys can assist seniors in civil matters including public benefits, veterans’ benefits and elder law issues.|
|GAP Marshall County Guardianship Program||(256) 388-9851||The GAP Guardianship Program trains and appoints volunteer guardians for adults who can no longer manage their own affairs. The guardians serve as companions, advocates and surrogate decision makers regarding health care, living arrangements and access to community services.|