Memory Care Communities in Albertville, Alabama

Seniors in Albertville pay approximately $3,481 monthly for memory care. This rate offers substantial savings over the state’s median of $5,179 and tracks thousands of dollars below the national norm of around $6,688, as well as the rate in nearby cities. For example, in Daphne, monthly care costs run well above Albertville’s norm at around $5,980, and in Anniston, memory care facilities charge about $6,066 for care. Similarly, monthly fees in Huntsville and Birmingham track considerably higher than in Albertville at $6,436 and $7,019, respectively.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Albertville, memory care rates come in at around $3,481 per month.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.

In Albertville, memory care costs around $3,481 per month. This exceeds the cost of assisted living, which includes personal care services, meals and recreation in a residential setting for a median rate of $2,785. Additionally, it runs about $1,600 over the monthly cost of home health care, which encompasses private skilled nursing services at home or in the community. However, it comes in at less than half the cost of nursing home care, which runs about $7,908 for around-the-clock medical supervision and skilled nursing services in an institutionalized setting with semi-private accommodations.

The Alabama Department of Public Health oversees memory care communities in Albertville and the rest of the state, and it requires them to obtain annual licensing and undergo routine inspections. The department officially recognizes these communities as specialty care assisted living facilities, and it enforces rules related to building amenities and security features, staffing and dementia-specific services.

• On a 100-point cost of living index, Albertville scores 80.5 points, bringing it about 20% below the national norm and 4% below Alabama’s average. This puts the city among the more budget-friendly places to live in the state and nation, which may promote competitive memory care pricing.
• Albertville has hot, muggy summers with average daytime temperatures between 81 and 88 degrees Fahrenheit, sometimes reaching up to 95 degrees. Winter weather is milder, with daytime temperatures ranging from 51 to 58 degrees Fahrenheit. To enable residents to enjoy the outdoors, memory care facilities often feature secure outdoor spaces and organize activities such as supervised walks and picnics. 
• Dementia Friendly Alabama serves seniors and families in Albertville through a variety of resources to supplement residential memory support services, helping them make important decisions regarding their current and future care plans. It connects seniors to robot companion pets and organizes early-stage engagement opportunities.
• The AARP Livability Index gives Albertville a rating of 45 points compared to the average U.S. city score of 48 points. While this indicates the region has a narrower range of features and initiatives for older residents, memory care facilities make up for gaps in services and amenities through dementia-specific recreational and social opportunities and regular wellness services.
• Albertville reports about 22 crimes per 1,000 people annually, with property-related offenses accounting for most of these incidents. Residents have a 1 in 1,515 chance of becoming victims of violent crime, making this city an attractive option for families seeking memory care services in northern Alabama.
• Marshall Medical Center South sits 4 miles away in Boaz and serves as the closest major hospital to Albertville. This hospital features the GoldCare 55+ program, which provides older adults with free health screenings and access to age-specific services. It also has a team of board-certified neurologists who diagnose and treat memory-related conditions.
• Alabama exempts Social Security benefits and income from pensions from its income tax, and seniors pay only 5% on income they draw from retirement savings accounts. This may help some prospective residents afford care in Albertville.