Memory Care Communities in Waxahachie, Texas

In Waxahachie, memory care residents typically pay $5,244 per month for care, which is about 5% above the typical rate in Texas but 7% below the national norm. Local care costs run high compared to rates in nearby communities, with facilities in Tyler charging about 8% less for care. Similarly, in Sherman, rates are competitive at $4,375, and in Waco, seniors pay $3,500 for services.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in Waxahachie charge an average monthly rate of $5,244 for care, although actual rates may be higher or lower depending on the level of dementia support an individual needs.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Memory care is among the costlier senior care options in Waxahachie at $5,244 per month. Although this type of care costs 7% less than what nursing home residents pay for around-the-clock medical care, seniors may pay less for other local alternatives. For example, agencies charge $4,862 per month for in-home care, which includes companion and custodial services in clients’ homes, and home health care, which encompasses skilled nursing services, such as medication administration and disease management. Seniors who don’t need memory care pay $4,195 for assisted living, which provides residential care, and those who live at home and attend adult day health care pay $1,517 for daytime services.

Texas Health and Human Services licenses all memory care communities in Waxahachie as Type B assisted living facilities. It requires these facilities to provide nighttime attendance and evacuation assistance in an emergency and to follow minimum standards for building requirements, staff training and intake and discharge criteria.

• Because there’s no state income tax in Texas, Waxahachie seniors may be able to put a higher portion of their retirement income toward memory care expenses. The state has some of the highest property and sales tax rates in the nation, but opting for residential care may reduce seniors’ living expenses.

• In general, living costs in Waxahachie run about 1% higher than the national norm. Though housing costs come in about 12% below the nationwide average and groceries cost 5% less here than in other U.S. cities, residents spend about 14% more on utilities than in other communities. Fortunately, many memory care communities offer all-inclusive pricing, helping seniors and families budget for monthly expenses.

• The crime rate in Waxahachie is high compared to all U.S. and Texas cities, but it aligns with crime rates in similarly sized communities across the nation. Although residents have an above-average risk of becoming victims of violent or property-related crimes, memory care communities promote residents’ safety through security gates, monitored entry points and alarm systems.

• Waxahachie is home to Baylor Scott & White Medical Center – Waxahachie, a 300,000-square-foot not-for-profit hospital that offers inpatient, outpatient and emergency services along with a range of community initiatives. The hospital has a multidisciplinary neuroscience team that diagnoses and treats Alzheimer’s and other forms of dementia, and it can connect individuals to clinical trials. 

• The weather in Waxahachie is consistent with the rest of Texas, with daytime temperatures ranging from 57 degrees Fahrenheit in January to 96 degrees Fahrenheit in August. Aside from an occasional flurry in February, snow is scarce in this city, and residents see about 39 inches of rainfall during a typical year. To accommodate those who enjoy spending time outdoors, memory care facilities typically have secured courtyards, and indoor activities and amenities are available year-round for those sensitive to heat.