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The 10 Best Assisted Living Facilities in New Castle, PA for 2023

 

New Castle is a vibrant city near the Pennsylvania-Ohio border with about 22,000 residents, including 17% of whom are age 65 and over. Its low cost of living makes it a financially feasible option for individuals seeking long-term retirement solutions, and comfortable weather supports an active lifestyle. The city also has high access to affordable health care, further promoting the financial stability of its older residents.

In addition to these benefits, New Castle has several assisted living facilities. These facilities are primarily for seniors who need help with daily living activities such as meal preparation and personal care. Many facilities have amenities such as hair salons and fitness centers, and some accommodate pets. Monthly rates vary considerably based on how many residents a facility has and the range of amenities available, but on average, seniors in New Castle pay $4,783 for care. This is hundreds of dollars higher than respective state and national norms of $4,100 and $4,500.

This guide provides more cost comparisons to help seniors find the best long-term care solution for their budgets, and it highlights common ways to pay for services. It also lists resources that support current and prospective assisted living residents.

Directory of Assisted Living Facilities in New Castle, Pennsylvania

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What to Consider About Assisted Living in New Castle

In New Castle, assisted living facilities comply with minimum standards set by the Pennsylvania Department of Human Services. This department licenses assisted living facilities and enforces rules related to staff training, building features and care planning. It also administers tests to caregivers to ensure competency, and it fields and reviews complaints related to care quality.

Benefits and Drawbacks of Assisted Living in New Castle

 

  • Health care costs in New Castle are about 14% lower than in the nation as a whole, providing potential savings on services such as inpatient care, dental exams and doctor’s office visits. UPMC Jameson, a full-service community hospital, is located in the city proper and provides senior care, rehabilitation services and emergency care. Additionally, many assisted living facilities have on-call physicians and telemedicine services.
  • Pennsylvania’s state income tax laws are very friendly toward retirees, which may leave more money in the bank for long-term care expenses. The state doesn’t tax Social Security benefits or withdrawals from retirement accounts, and pension income is tax-exempt for all taxpayers aged 60 and over.
  • The overall cost of living in New Castle is about 27% lower than the national norm and 23% lower than the state norm, which may make it a financially viable option for those living with fixed incomes.
  • Historically, crime occurs at a higher frequency in New Castle than in a typical U.S. city. A 100-point crime index shows a violent crime score of 30.5 and a property crime rating of 51.4. By comparison, the national respective norms are 22.7 and 35.4. The rates for both types of crime have been decreasing for about a decade, which may provide peace of mind to prospective assisted living residents.
  • On a 10-point comfort index, New Castle has a high rating of 9 versus the national rating of 7.8, indicating that its weather is pleasant compared to nationwide norms. Year-round temperatures range from an average January low of 18 degrees to an average July high of 83 degrees, and the city gets about 41 inches of rain and 35 inches of snow. Many assisted living facilities feature individual climate control in residents’ rooms, promoting year-round comfort.

Paying for Assisted Living in New Castle

 

On average, seniors in New Castle pay $4,783 per month for assisted living.

The Cost of Assisted Living in Nearby Cities

In New Castle, assisted living residents pay an average of $4,738 per month for housing and custodial care. This exceeds the state norm by about $600, and it’s about $200 higher than the national average. While seniors in Chambersburg typically pay even more for care, with local care costs averaging $4,823, other nearby cities may be more affordable for those seeking residential services. In Altoona, for example, care costs are about $700 less on average than in New Castle, and in Pittsburgh and Johnstown, respective rates are even lower, averaging $3,250 and $2,725.

New Castle

$4,738

Pennsylvania

$4,100

United States

$4,500

Pittsburgh

$3,250

Johnstown

$2,725

Altoona

$4,030

Chambersburg

$4,823

The Cost of Other Types of Senior Care

At a median of $4,728 per month, assisted living is among the more expensive senior care options in New Castle. While nursing home care costs more, with monthly rates starting at $7,543, other alternatives may have lower monthly rates. Seniors who arrange private in-home care and home health care pay an average of $4,290 for services while those who attend adult day health care pay around $1,842.

In-Home Care

$4,290

Home Health Care

$4,290

Adult Day Health Care

$1,842

Assisted Living Facility

$4,738

Nursing Home Facility (semiprivate room)

$7,543

Note: Data for New Castle was unavailable, so data for the nearest city, Youngstown, OH, was used instead.

Financial Assistance for Assisted Living in New Castle

In Pennsylvania, including New Castle, seniors who receive SSI could be eligible for assistance paying for assisted living costs. According to PA Code 2800.27, seniors can't be charged more than their monthly income for assisted living services.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Pennsylvania page.

Financial Assistance in Pennsylvania

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Pennsylvania page.

Free Assisted Living Resources in New Castle

New Castle and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in New Castle, please visit our Assisted Living in Pennsylvania page.

Assisted Living Laws and Regulations in New Castle

 

New Castle Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Pennsylvania are required to follow. Visit our Assisted Living in Pennsylvania page for more information about these laws.

Laws and Regulations in Pennsylvania

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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