Mount Airy is a small city in North Carolina that’s big on southern charm. It’s conveniently located less than 40 miles from Winston-Salem, and the Virginia state line is just a short trip away. Although Mount Airy is home to only 10,208 people, it has a thriving population of seniors – nearly 27% of residents are people aged 65 and up. Retirees flock to Mount Airy for its very low cost of living, mild winter weather and tax laws that can help them save money in their golden years.

For seniors who can no longer live alone or don’t want the responsibility of maintaining their own home, transitioning to an assisted living facility may be a good option. Assisted living includes supervision, personal care, meals, transportation and social activities for residents. In Mount Airy, assisted living costs an average of $4,500 per month. This is higher than both the average for North Carolina, which is $3,800, and the national average of $4,300.

This guide covers some benefits and drawbacks of assisted living in Mount Airy, its cost compared to other North Carolina cities, the price of other types of care and resources for seniors in Surry County.

Directory of Assisted Living Facilities in Mount Airy, NC

2020

RidgeCrest

1000 RidgeCrest Lane, Mount Airy, NC, 27030

My mom is at RidgeCrest. The food is not the best, but it’s okay. There are also mostly not much of activities for assisted living. They need more maintenance done on the building as there’s a lack of … (read more)
My mom is at RidgeCrest. The food is not the best, but it’s okay. There are also mostly not much of activities for assisted living. They need more maintenance done on the building as there’s a lack of … (read more)

Twelve Oaks

1297 Galax Trail, Mount Airy, NC, 27030

I visited Twelve Oaks and I got a good overall impression. The amenities are average to slightly average. The rooms were basic and everything was clean, but they didn’t have any kitchen facilities, ju … (read more)
I visited Twelve Oaks and I got a good overall impression. The amenities are average to slightly average. The rooms were basic and everything was clean, but they didn’t have any kitchen facilities, ju … (read more)

Central Care, Inc

139 Apex Lane, Mount Airy, NC, 27030


Colonial Care Home Inc

340 Snowhill Drive, Mount Airy, NC, 27030


Cana Adult Home

2004 Wards Gap Road, Cana, VA, 24317



Dunmore Plantation

515 W. Kapp Street, Dobson, NC, 27017


What to Consider About Assisted Living in Mount Airy

In Mount Airy and the rest of the state, assisted living communities are licensed and regulated by the North Carolina Division of Health Service Regulation. Visit its website to learn about adult care facility providers, staffing requirements, inspection results and other information that can help seniors and their families make choices about long-term care.

Benefits and Drawbacks of Assisted Living in Mount Airy

  • Northern Regional Hospital is the largest medical facility serving Mount Airy. This hospital provides a full range of medical services, including primary care, specialty care and mental health support. It was rated “High Performing” in COPD treatment by U.S. News and World Report.
  • Surry County Express provides low-cost transit to seniors throughout Mount Airy, King, Winston-Salem and Pilot Mountain. Residents can ride the bus to doctor’s appointments, grocery stores, senior centers and many other destinations throughout the county. Half-prices rides are available for seniors 60 and up.
  • Compared to the national cost of living index of 100, the cost of living in Mount Airy is much more affordable with an index of 76.1. Groceries (94.1), housing (47.8) and transportation (65.1) are cheaper than average, while utilities (101.8) and health care (106.2) are more expensive.
  • North Carolina offers some tax breaks for seniors. Social Security benefits aren’t taxed; however, seniors must pay taxes on other kinds of retirement income, including pensions and annuities.
  • Mount Airy has been a member of the AARP Network of Age-Friendly States and Communities since 2016. This designation indicates a commitment made by local leadership to actively work toward making the area a good place to live for people of all ages.
  • Mount Airy receives a high amount of rainfall – an average of 47 inches per year, compared to the national average of 38. Annual snowfall levels are low, though. The city gets an average of 8 inches of snowfall per year (national average is 28). Summer temperatures are fairly mild, with an average high of 87 degrees in July.
  • The air quality in Mount Airy is on par with the national average with an index of 58. Mount Airy’s water quality is very high – the city has an index of 88, and the nationwide average is 55.

Paying for Assisted Living in Mount Airy

Assisted living in Mount Airy costs an average of $4,500 per month, according to Genworth’s 2020 Cost of Care Survey. Comparatively, the North Carolina average is $3,800 per month, and the average cost nationwide is $4,300.

The Cost of Assisted Living in Nearby Cities

With an average monthly price of $4,500, Mount Airy is one of the more expensive areas for assisted living in North Carolina. To the east in Burlington, seniors pay approximately $2,850, or $1,650 less than Mount Airy residents. Assisted living is more expensive in the capital city of Raleigh, where it costs an average of $4,800. Charlotte has prices somewhat higher than rates in Mount Airy at $4,649.

$4500

Mount Airy

$3800

North Carolina

$4300

The United States

$2850

Burlington

$4800

Raleigh

$4649

Charlotte

The Cost of Other Types of Care

Seniors in Mount Airy have several other options for long-term care. They can save nearly $600 by choosing home care or home health care, both of which cost an average of $3,909 per month. Even though both are priced the same, home health care includes certain medical services that regular home care doesn’t. Adult day care is the most budget-friendly option at $1,452 because it only provides supervision during the daytime hours. Nursing home care is the costliest, with a semiprivate room priced at $7,787 and a fully private room at $8,182.

$3909

Homemaker Services

$3909

Home Health Aide

$1452

Adult Day Health Care

$4500

Assisted Living Facility

$7787

Nursing Home Facility (semiprivate room)

$8182

Nursing Home Facility (private room)

Note: Care cost data for Mount Airy was not available, so data for the closest city, Winston, was used instead.

Financial Assistance for Assisted Living in Mount Airy

Seniors who are looking for financial aid for assisted living costs have access to aid through North Carolina Medicaid’s Personal Care Services Program. Seniors may be eligible for a Medicaid Home and Community Based Services (HCBS) waiver or the Special Assistance (SA) Program, a non-Medicaid plan that provides assisted living coverage for eligible seniors.

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

Financial Assistance for Assisted Living in North Carolina

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

Free Assisted Living Resources in Mount Airy

In Mount Airy and surrounding Surry County, residents have access to a wide range of free services, resources and social supports. These resources, which include financial aid programs, legal assistance, benefits counseling and others, are provided by government agencies and nonprofit organizations across Surry County.

Resource

Contact

Service

(336) 783-8500

Surry County Senior Services functions as the Area Agency on Aging for Mount Airy. It offers Medicare counseling and a medication assistance program for low-income seniors who can't afford their prescriptions. Its website has information about community resources, programs for disabled seniors, caregiver support groups and financial help for low-income older adults.

(336) 783-8820

Mount Airy seniors who served in the military could qualify to receive disability compensation, pensions and other types of financial benefits and perks. Veterans Services helps Surry County residents learn about these benefits and apply for those they're eligible for. Agents also assist with obtaining military records and can provide free accredited representation before the U.S. Department of Veterans Affairs.

(866) 219-5262

Legal Aid of North Carolina provides free legal assistance to Surry County seniors of limited financial means. Residents can call its Senior Legal Helpline to get help with future planning, including advanced directives such as estates, health care proxies and living wills. The organization also addresses complaints about long-term care facilities. Other issues it helps with include civil issues such as bankruptcy, debt collection and denial of benefits.

(336) 367-7251

The Surry County Senior Center offers fun events and activities for residents of Mount Airy. Seniors can enjoy shopping trips, guest speakers, classes, luncheons and games. Activities include book clubs, cooking lessons, arts, crafts and dancing.

Assisted Living Laws and Regulations in Mount Airy

Mount Airy-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.

Assisted Living Laws and Regulations in North Carolina