The 5 Best Assisted Living Facilities in Oswego, NY for 2023

To help you with your search, browse the 4 reviews below for assisted living facilities in Oswego. On average, consumers rate assisted living in Oswego 4.8 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Oswego, call (855) 948-3865.

Oswego, New York, is situated in north central New York on the banks of Lake Ontario. Outdoor activities abound in this region in all seasons, with fishing being a popular activity among seniors in the milder months of the year. The State University of New York at Oswego also offers lifelong learning opportunities.

Oswego is a city of about 17,000 people with 14.1 percent aged 65 and older. There are five assisted living facilities in Oswego and one in nearby Hannibal, New York. In Oswego, as in the rest of New York, assisted living communities are designated Adult Care Facilities (ACF) and are regulated by the New York State Department of Health. 

• Oswego receives an average of 137 inches of snow each winter. It's been called one of the snowiest cities in America. This type of climate and weather extremes could present health and mobility challenges to seniors in the area.
• The cost of living in Oswego is 16.7 percent lower than the national U.S. average, especially in the areas of housing and health care.
• Taxes in Oswego are slightly higher than in other states. New York state sales tax is 4 percent -- tied for seventh-lowest in the nation -- but the additional 4 percent assessed by Oswego County pushes the city above the national average. The income tax rate is 6.5 percent, 
• The Oswego County Public Transit offers free Call-N-Ride bus service for seniors 60 and over. The vehicles are ADA-accessible with lifts that can accommodate up to 800 pounds. Transportation to Medicaid and non-emergency medical appointments can be scheduled.
• The Oswego County Office for the Aging offers a Home Delivered Meals Program. Seniors may also gather for activities and meals at eight Senior Dining and Activity centers in the county. Transportation for seniors is available to some centers on designated days.
• The Oswego area is home to Oswego Hospital in the event of medical emergencies or illness.

Assisted Living costs in Oswego start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Oswego and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.