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The 5 Best Assisted Living Facilities in Oswego, NY for 2023

To help you with your search, browse the 4 reviews below for assisted living facilities in Oswego. On average, consumers rate assisted living in Oswego 4.8 out of 5 stars.

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Oswego, call (855) 948-3865.

Directory of Assisted Living Facilities in Oswego, New York

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What to Consider About Assisted Living in Oswego

Oswego, New York, is situated in north central New York on the banks of Lake Ontario. Outdoor activities abound in this region in all seasons, with fishing being a popular activity among seniors in the milder months of the year. The State University of New York at Oswego also offers lifelong learning opportunities.

Oswego is a city of about 17,000 people with 14.1 percent aged 65 and older. There are five assisted living facilities in Oswego and one in nearby Hannibal, New York. In Oswego, as in the rest of New York, assisted living communities are designated Adult Care Facilities (ACF) and are regulated by the New York State Department of Health. 

Benefits and Drawbacks of Assisted Living in Oswego

  • Oswego receives an average of 137 inches of snow each winter. It's been called one of the snowiest cities in America. This type of climate and weather extremes could present health and mobility challenges to seniors in the area.
  • The cost of living in Oswego is 16.7 percent lower than the national U.S. average, especially in the areas of housing and health care.
  • Taxes in Oswego are slightly higher than in other states. New York state sales tax is 4 percent -- tied for seventh-lowest in the nation -- but the additional 4 percent assessed by Oswego County pushes the city above the national average. The income tax rate is 6.5 percent, 
  • The Oswego County Public Transit offers free Call-N-Ride bus service for seniors 60 and over. The vehicles are ADA-accessible with lifts that can accommodate up to 800 pounds. Transportation to Medicaid and non-emergency medical appointments can be scheduled.
  • The Oswego County Office for the Aging offers a Home Delivered Meals Program. Seniors may also gather for activities and meals at eight Senior Dining and Activity centers in the county. Transportation for seniors is available to some centers on designated days.
  • The Oswego area is home to Oswego Hospital in the event of medical emergencies or illness.

Paying for Assisted Living in Oswego

Assisted Living costs in Oswego start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Oswego and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in New York

Baldwinsville

$5,182

US

$4,000

Fayetteville

$3,455

Liverpool

$3,284

Syracuse

$3,182

Financial Assistance for Assisted Living in Oswego

Residents of Oswego have several options for assisted living financial assistance, including Medicaid waivers such as the Managed Long Term Care Waiver (MLTC) and the Consumer-Directed Personal Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

Financial Assistance in New York

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Free Assisted Living Resources in Oswego

Oswego and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Oswego, please visit our Assisted Living in New York page.

Assisted Living Laws and Regulations in Oswego

Oswego-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Assisted Living Laws and Regulations in New York

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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