Oswego ranks among the costliest cities in the state and nation for nursing home care, with facilities in this city charging $12,994 for services, compared to the state average of $12,775 and the national norm of $7,908. While care costs in Watertown surpass the local average by 14%, other cities typically have lower monthly care costs. For example, in Rochester, rates come in 4% below Oswego’s median, and in Binghamton, rates fall 8% below the local average. Additionally, seniors may save thousands of dollars by opting for care in Utica, where facilities charge $9,809 for specialized care.