Assisted Living Communities in Las Cruces, New Mexico

Las Cruces’ average cost of assisted living is $3 less than the state average and $5 less than the national average. It also has the second-lowest average compared to the other three New Mexico cities on Genworth’s survey. Farmington’s average cost of $3,999 is less than Las Cruces’ cost by $496 per month. However, Las Cruces’ average is less than Albuquerque’s $4,750 and Santa Fe’s much higher $5,814.

The average cost of assisted living in Las Cruces is $4,495 per month, according to Genworth’s 2021 Cost of Care Survey. However, this price varies based on living arrangements, services, amenities and other factors.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Mexico page.

Older adults may benefit from comparing other types of senior care based on their needs and budgets. While adult day health care is the lowest cost option in Las Cruces at only $1,950 per month, it offers the least amount of care. At-home care appeals to seniors wishing to age in place and is close in cost to assisted living. In-home care averages $4,195 per month, while home health care costs $4,605. Nursing home care is the highest cost option, with the greatest level of care provided at an average cost of $7,336.

The New Mexico Department of Health, Division of Health Improvement, Health Facility Licensing and Certification Bureau (HFLC) licenses and oversees assisted living facilities in Las Cruces and throughout New Mexico. HFLC includes the Program Operations Bureau and the District Operations Bureau. These bureaus establish, monitor and enforce quality standards to ensure the health and safety of assisted living residents statewide.

• Las Cruces seniors have access to top-quality health care with various medical facilities serving the city, including two general hospitals. Mountainview Regional Medical Center is high performing in treating COPD. Memorial Medical Center-Las Cruces offers an on-site medical-surgical ICU, cardiac ICU and emergency department. Rehabilitation Hospital of Southern New Mexico is a specialty hospital focused on physical rehabilitation and assistive technology. Las Cruces VA Clinic handles eligible veterans’ medical needs.
• Since 2022, single filers with less than $100,000 adjusted gross income or joint filers with less than $150,000 don’t pay state income taxes on their Social Security benefits in Las Cruces. Although New Mexico does fully tax other types of retirement income, it allows an exclusion of up to $8,000 of retirement income for single filers with incomes below $28,500 or $51,000 for joint filers. In 2022, New Mexico also began exempting up to $10,000 of military retirement pay from income taxes. This amount increases to $20,000 in 2023 and $30,000 in 2024, then doesn’t apply after 2026.
• New Mexico’s not entirely favorable income tax picture for well-off retirees is partially offset in Las Cruces by its lower-than-average cost of living. The city’s overall cost of living is lower than the national average by about 15%. Health care costs are about 13% lower, and transportation costs are about 26% less than the national average.
• Property crime is on the high side in Las Cruces, but violent crime is slightly lower than the national average. Las Cruces’ violent crime rate is significantly lower than the state average and less than half the rate of Odessa, Texas, which is of comparable size by population.
• Las Cruces joined the AARP Age-Friendly Network in May 2021 to improve the health and quality of life of the older adults within its community. The city has since created policies to promote an age-friendly community. Currently, Las Cruces scores the highest under health and housing, with transportation not far behind. The city is above the national median in all three categories.

The average cost of assisted living in Las Cruces is $4,495 per month, according to Genworth’s 2021 Cost of Care Survey. However, this price varies based on living arrangements, services, amenities and other factors.

Las Cruces’ average cost of assisted living is $3 less than the state average and $5 less than the national average. It also has the second-lowest average compared to the other three New Mexico cities on Genworth’s survey. Farmington’s average cost of $3,999 is less than Las Cruces’ cost by $496 per month. However, Las Cruces’ average is less than Albuquerque’s $4,750 and Santa Fe’s much higher $5,814.

Las Cruces

New Mexico

United States

Farmington

Albuquerque

Santa Fe

Older adults may benefit from comparing other types of senior care based on their needs and budgets. While adult day health care is the lowest cost option in Las Cruces at only $1,950 per month, it offers the least amount of care. At-home care appeals to seniors wishing to age in place and is close in cost to assisted living. In-home care averages $4,195 per month, while home health care costs $4,605. Nursing home care is the highest cost option, with the greatest level of care provided at an average cost of $7,336.

In-Home Care

Home Health Care

Adult Day Health Care

Assisted Living Facility

Nursing Home Facility (semiprivate room)

There are several options that can help you pay for assisted living in Las Cruces. Supplemental Security Income Category G is a federal assistance option, and New Mexico offers Centennial Care, a Medicaid program, to eligible seniors.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New Mexico page.