6 Assisted Living Facilities near Cold Spring, MN

Top 5 Assisted Living Facilities in Cold Spring, MN

Assumption Community

Provides: Assisted Living
615 North First Street, Cold Spring, MN 56320
"My parents will be moving in. They've already rented an assisted living apartment. I know the building is not new, but it appeared to be new, very clean, and homelike. It had very comfortable..." More

John Paul Apartments

Provides: Assisted Living
200 EIGHTH AVENUE NORTH, Cold Spring, MN 56320

Serenity Place on 7th

Provides: Assisted Living
329 7th Ave SE, Saint Joseph, MN 56374
"The rooms at Serenity Place on 7th were nice, but the cabinets were a bit dated. The place looked clean. They were having some activities going on when we toured it. They had a library and a little..." More

Arlington Place

Provides: Assisted Living
21 16th Avenue Southeast, Saint Joseph, MN 56374

Todds Place

Provides: Assisted Living
569 State St N, Eden Valley, MN 55329

Woodcrest of Country Manor

Provides: Assisted Living
1200 Lanigan Way SW, Saint Joseph, MN 56374
"Woodcrest of Country Manor, coming to St. Joseph MN in Fall of 2017, has been designed to accommodate the changing needs and wants of seniors, while incorporating the experience and knowledge that..." More

    What to Consider About Assisted Living in Cold Spring

    Cold Spring has been dubbed "the best-kept secret in Minnesota” and was given its name in 1852 in reference to the numerous natural springs found throughout the region. It is home to over 4,000 people, over 20% of whom are aged 65 and over.    

    In Cold Spring, assisted living is not recognized as a distinct type of facility by the state. Instead, facilities are registered with the Minnesota Department of Health as housing with services establishments, and they are categorized as either Basic or Comprehensive home care providers. There are two assisted living facilities in Cold Spring and three more in the surrounding region.   

    Benefits and Drawbacks of Assisted Living in Cold Spring

    • Cold Spring seniors pay state income tax on all of their retirement income, including Social Security benefits and government pensions. Minnesota’s sales tax is also among the highest in the nation. This may affect how much money can be put toward assisted living expenses. 
    • Seniors who have respiratory or cardiovascular conditions can breathe easy in Cold Spring, which is located in a region that has very low levels of ozone and particle pollution according to the American Lung Association.  
    • The Cold Spring area has few facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Albany. 
    • While overall living expenses in Cold Spring are about 2% higher than the national average, they are about 4% lower than the statewide average, which may benefit seniors with restrictive assisted living budgets. 
    • Seniors seeking out a safe community for their retirement years may want to consider Cold Spring, where the violent crime rate is roughly 14 points lower than the national average and the property crime rate is 22 points lower than the national average of a 100-point crime index.  
    • Summers in Cold Spring are typical of those in the state as a whole, with July highs averaging 82 degrees and four comfortable months with temperatures ranging between 70-85 degrees. Winters are very cold with lows around 3 degrees, which may be a consideration for seniors who are sensitive to cold weather. 

    Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

    Paying for Assisted Living in Cold Spring

    Average Monthly Costs

    Cities in Minnesota

    $5,000.00 Sauk Rapids
    $4,000.00 US
    $2,022.00 Saint Cloud

    Assisted Living costs in Cold Spring start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

    It’s important to note that assisted living rates in Cold Spring and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

    Financial Assistance for Assisted Living in Cold Spring

    Low and moderate-income seniors in Cold Spring may have assisted living expenses covered through one of two programs, including the Medicaid program's Elderly Waiver and the Minnesota Consumer Support Grant program.    

    Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

    Financial Assistance in Minnesota Financial Assistance in Minnesota

    More Ways to Pay for Assisted Living

    While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

    • Veterans Benefits
    • Life Insurance Policy
    • Long-Term Care Insurance
    • Reverse Mortgage

    For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

    Free Assisted Living Resources in Cold Spring

    Cold Spring and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

    To see a list of free assisted living resources in Cold Spring, please visit our Assisted Living in Minnesota page.

    Assisted Living Laws and Regulations in Cold Spring

    Cold Spring-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

    Laws and Regulations in Minnesota Laws and Regulations in Minnesota

    Assisted Living near Cold Spring, MN

    Other Options in Cold Spring, MN

    Recent Reviews of Assisted Living in Cold Spring

    • Review of Assumption Community

      My parents will be moving in. They've already rented an assisted living apartment. I know the building is not new, but it appeared to be new, very clean, and homelike. It had very comfortable seati... Read more

    • Review of Assumption Community

      I like the small size of the Assumption Home Care. I like the caring staff. They're very thorough, and they are letting me know everything. The community is excellent. They update me all the time a... Read more

    • Review of Assumption Community

      Assumption Community is like no other Nursing home or assisted living facility out there. Most people have negative perspectives on nursing homes and Assumption completely changed my outlook. All... Read more

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