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The 10 Best Home Care Agencies for Seniors in Lubbock, TX for 2024

Lubbock is a lively mid-sized city in the southern Texas panhandle. Out of more than 260,000 residents, 12.3% are seniors — less than the national rate of 16.8%. Home to Texas Tech University, Lubbock boasts a variety of cultural attractions and recreational activities. Hospitals in Lubbock include the Covenant Medical Center, rated as the best regional hospital and a top 20 hospital in the state, and the University Medical Center, a teaching hospital for Texas Tech University. According to Genworth Financial’s 2021 Cost of Care Survey data, home care in Lubbock costs $4,576 per month. Home care helps seniors with daily living and household tasks, but not with medical or nursing support.

Below we’ve compiled a comprehensive directory of every home care provider in the Lubbock area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Lubbock, TX

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Paying for Home Care in Lubbock, TX

Monthly home care in Lubbock costs $4,576, which is $381 less than the national median and identical to the state median, according to Genworth Financial. Cities south of Lubbock have similar home care costs. Abilene’s home care rate of $4,528 is $48 less per month, and Midland’s home care rate of $4,671 is $95 more per month, compared to Lubbock’s rates. Areas north of Lubbock are less expensive — Amarillo’s home care rate of $4,052 is $525 less per month. 

The Cost of Home Care in Lubbock, TX

Lubbock

$4,576

Texas

$4,576

The United States

$4,957

Amarillo

$4,052

Midland

$4,671

Abilene

$4,528

The Cost of Home Care vs. Other Senior Care Options in Lubbock, TX

Lubbock’s seniors have many choices for long-term care that can satisfy a range of living preferences and budgets. Home care and home health care both cost $4,576 per month. Unlike home care, home health care includes medical services such as physical therapy or skilled nursing. For seniors preferring community-based living, assisted living facilities cost an average of $3,950 per month. A more affordable option is adult day care, costing only $731 per month. Seniors who require skilled nursing can expect to pay $5,475 per month for a semiprivate room in a nursing home.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Health Care

$731

Assisted Living Facility

$3,950

Nursing Home Facility (semiprivate room)

$5,475

Financial Assistance for Home Care in Lubbock, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lubbock, TX

Many resources are available to seniors living in Lubbock. With the help of information specialists in local agencies, seniors can access free or low-cost meals, property tax exemptions and several home care services. Below are some area agencies and programs available to help Lubbock seniors age in place.

ResourceContactService
South Plains Association of Governments Area Agency on Aging(806) 762-8721The Area Agency on Aging provides seniors aged 60 and older with information on community resources and services. The agency’s Care Coordination Program assists seniors with services needed for aging in place, including minor home repair, medical support, transportation and household chores.
The South Plains Aging and Disability Resource Center(855) 937-2372Seniors in Lubbock can contact the South Plains Aging and Disability Resource Center to learn about available long-term care support services and resources. The resource center provides comprehensive information on services that meet the needs of seniors at all income levels.
Lubbock Adult Activity Center(806) 767-2710The Lubbock Adult Activity Center offers classes, activities and fitness programs for Lubbock's seniors. The Weekday Lunch at Noon program provides hot meals in a group setting to seniors 60 and older for a $3 donation. The Lubbock Adult Activity Center is just one of several senior centers in the community.
Lubbock Meals on Wheels(806) 792-7971Lubbock Meals on Wheels provides a free meal delivery service to homebound seniors in need of meal assistance. Volunteers deliver hot balanced meals that are prepared fresh each morning. Some dietary restrictions can be accommodated. Emergency meal boxes are delivered yearly so that seniors have food if volunteers are unable to deliver meals. Seniors who struggle to feed their pets can have dry dog and cat food delivered through the Pet Program.
Lubbock Central Appraisal District(806) 762-5000Lubbock residents aged 65 or older who own and live in their own homes are eligible for additional homestead tax exemptions beyond the Texas general homestead exemption. The Lubbock Central Appraisal District accepts applications from residents requesting a homestead exemption. Provided that the agency has the senior’s date of birth on file, the additional exemption will automatically be applied.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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