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The 5 Best Home Care Agencies for Seniors in Abilene, TX for 2024

Abilene is a mid-size city of 125,070 residents in north central Texas. Population data from the U.S. Census shows that 13.2% of Abilene residents are 65 years of age or older, meaning Abilene skews a bit younger than the average U.S. city. Abilene is primarily served by Hendrick Medical Center, a nonprofit considered high-performing in treating kidney failure, stroke, COPD and multiple heart conditions. Seniors who need home care services in Abilene pay an average of $4,528 per month, according to the 2021 Genworth Cost of Care Survey. The price is the same for home health care, which differs from home care in that it requires medical professionals.

Below we’ve compiled a comprehensive directory of every home care provider in the Abilene area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Abilene, TX

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Paying for Home Care in Abilene, TX

The Cost of Home Care in Abilene, TX

Abilene’s average monthly price for home care is roughly $430 less than the national average and nearly identical to the Texas average. In many of the state’s most populous cities, which include Dallas and Austin, prices are above the state average. Meanwhile, Houston is perfectly in line with the state average at $4,576. McAllen, which is located just minutes north of the Mexico border, is one of the state’s cheapest cities for home care.

Abilene

$4,528

Texas

$4,576

The United States

$4,957

Austin

$5,196

Houston

$4,576

McAllen

$2,860

Dallas

$4,862

The Cost of Home Care vs. Other Senior Care Options in Abilene, TX

Average prices for senior care in Abilene exist in a relatively narrow range. A semiprivate room in a nursing home is roughly $150 more expensive per month than home care, which is notable; in most U.S. cities, the average cost of nursing home-level care is usually thousands of dollars more than the average home care cost. Meanwhile, in Abilene, assisted living represents a monthly savings of over $1,000 compared to home care. In markets that provide adult day health care as an option, such care is usually the least expensive. However, no adult day care-specific price appears in Genworth’s 2021 survey for Abilene.

Home Care

$4,528

Home Health Care

$4,528

Assisted Living Facility

$3,449

Nursing Home Care (semiprivate room)

$4,669

Financial Assistance for Home Care in Abilene, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Abilene, TX

Abilene seniors have support from numerous nonprofit organizations and government agencies in the area. These groups can provide food security, caregiver support, financial assistance and more for eligible seniors.

ResourceContactService
Meals on Wheels (MOW) Abilene(372) 672-5050MOW Abilene delivers hot lunches to city residents 60 years of age and up. It has several related programs, including a Groceries on Wheels arm that seniors can use for monthly grocery deliveries and a Books on Wheels service operated in partnership with the Abilene Public Library.
Area Agency on Aging (AAA) of West Central Texas(325) 793-8417Medicare benefits counseling, nutrition initiatives and transportation options are among the many senior services available through this nonprofit organization. The AAA can also help seniors find in-home respite care and other kinds of caregiver support.
Senior Property Tax Exemption(800) 252-9121Texas residents receive a homestead exemption that exempts the first $40,000 of their primary residence's value from property taxes. Seniors qualify for an extra $10,000 exemption, letting them reduce the value by $50,000; for example, a $250,000 property would be taxed as if it was worth $200,000.
Texas Weatherization Assistance Program(512) 475-3800This program is designed to improve energy efficiency in participating households by adding caulking and insulation, upgrading outdated or faulty heating systems and patching holes. The program has income limits but is automatically open to seniors who are on SSI payments.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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