Memory Care Communities in Lubbock, Texas

The monthly cost for memory care in Lubbock, $4,938, is just a few dollars under the Texas state average of $4,998 but significantly below the U.S. average of $5,625. Prices are much higher in the state capital of Austin, where the monthly cost is $6,681; Dallas’ cost is also above Texas averages at $5,244. Some of the lowest monthly prices are in central San Angelo, where reported costs are just $3,750. 

In most U.S. regions, the price of memory care is roughly 20%-30% higher than the price of assisted living care. In the following lists, we’ve estimated memory care costs by adding 25% to the price information reported by the annual Genworth Cost of Care Survey.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Lubbock’s monthly cost for adult day care is exceptionally low at $731. All other types of long-term care cost thousands of dollars a month. Assisted living runs an average of $3,950 per month, while home-based care from homemaker or home health aide services costs $4,576 per month. Nursing homes are the most expensive options at $5,475 per month for a semiprivate room and $7,239 for a private one. Still, those prices are notably lower than elsewhere in the nation.

Memory care facilities, assisted living communities and other group homes that focus on providing individual health care are licensed by Texas Health and Human Services. Memory care facilities are considered Type B facilities in this state. The Texas HHS categorizes facilities as Type B if their residents generally need significant assistance and supervision in emergency situations.

• The cost of living is a major upside to life in Lubbock. On a scale where 100 represents the U.S. average, Lubbock scores a remarkably low 79.9 overall. Housing costs are by far the lowest at 57.6 on the same scale, but health costs are slightly higher than national averages at 104.8.
• With the sun shining on an average of 264 days per year, Lubbock is much sunnier than most places in the U.S. The national average is 205. It’s also a dry area, getting lower than average rainfall of 20 inches against the U.S. average of 38 inches.
• Balanced weather makes Lubbock a good choice for seniors who enjoy the outdoors. Summer in the Lubbock area is warm, with average highs in the low 90s from June through August, but low humidity allows residents to remain fairly comfortable. Winters are very mild, with regular highs in the mid-50s from December to February.
• Crime is a downside of living in Lubbock; occurrences are significantly above national averages. On a scale of 1 to 100 where 100 represents high crime, Lubbock scores 46.4 against a U.S. average of 22.7 for violent crime and 66.9 against a U.S. average of 35.4 for property crime. Memory care facilities tend to have private security and exterior surveillance cameras for the protection of their residents, which can lower the salience of high crime in the area.
• On average, U.S. states have an income tax rate of 4.6%, but there’s no state income tax in Texas. This helps seniors save more money from Social Security benefits and retirement income. The flip side is that the sales tax rate in Texas, 8.3%, is a bit higher than the national average of 7.3%.