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The 10 Best Home Care Agencies for Seniors in Oklahoma City, OK for 2024

Oklahoma City ranks first among all cities in Oklahoma, according to Caring’s 2022 Senior Living Report. It received top marks for affordable housing, opportunities for civic involvement and air and drinking water quality. Older adults also have access to high-performing hospitals such as Integris Baptist Medical Center and Community Hospital-Oklahoma City. Although Oklahoma City isn’t a common retirement destination, its low cost of living and partially untaxed retirement income make it affordable for seniors seeking home care. Genworth’s 2021 Cost of Care Survey lists the average cost for home care at $4,957 per month. Home care includes personal care and chore assistance but not medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Oklahoma City area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Oklahoma City, OK

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Paying for Home Care in Oklahoma City, OK

The Cost of Home Care in Oklahoma City, Oklahoma

Although data from the 2021 Genworth Cost of Care Survey indicates that Oklahoma City’s average monthly home care cost is slightly higher than the state average by $95 per month, it mirrors the national average. It’s also more than other cities highlighted in the survey. Oklahoma City is much higher than Lawton’s average by $1,144 monthly but only slightly more than Tulsa’s by $190. Enid’s average cost of home care mirrors the state average, making it $95 lower. 

Oklahoma City

$4,957

Oklahoma

$4,862

The United States

$4,957

Lawton

$3,813

Tulsa

$4,767

Enid

$4,862

The Cost of Home Care vs. Other Senior Care Options in Oklahoma City, Oklahoma

Aging adults have multiple senior care options in Oklahoma City. Adult day health is the lowest cost option at $1,593 but provides limited care. Assisted living runs $4,800 and requires moving to a long-term care community. Home care is slightly higher at $4,957 but allows seniors to remain in their homes and receive assistance with personal and household tasks. Home health care increases to $5,005 but includes medical services from registered nurses and/or therapists. Nursing home care is the most expensive option at $5,551 for semiprivate rooms in long-term skilled nursing facilities. 

Home Care

$4,957

Home Health Care

$5,005

Adult Day Health Care

$1,593

Assisted Living

$4,800

Nursing Home Care (semiprivate room)

$5,551

Financial Assistance for Home Care in Oklahoma City, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Oklahoma City, OK

Oklahoma City provides several resources made possible through nonprofit organizations and government entities that help seniors age in place. These resources are often available at no cost but may offer a sliding scale when there’s a participation fee.

ResourceContactService
Low Income Home Energy Assistance Program (LIHEAP)(405) 522-5050The Oklahoma Department of Human Services operates LIHEAP to help low-income residents with winter heating and summer cooling bills. Individuals with life-threatening medical conditions qualify for assistance year-round through the Energy Crisis Assistance Program. Seniors and other applicants must meet income guidelines and be responsible for paying their home energy bills.
Weatherization Assistance Program(405) 232-0199The Weatherization Assistance Program is available through the Community Action Agency of Oklahoma City & OK/CN Counties, Inc. It helps low-income residents reduce their energy bills and increase energy efficiency through weatherization solutions like caulking, additional insulation and weather stripping. The program prioritizes seniors, disabled individuals and homes with children.
Meals on Wheels OKC(405) 609-1035Meals on Wheels OKC operates under the Ending Hunger OKC program. It delivers hot, nutritious meals to homebound seniors aged 60 to help them retain their independence and remain in their homes. This program is open to seniors regardless of income, but donations are appreciated.
Central Oklahoma Habitat for Humanity Critical Home Repair(405) 409-5557Central Oklahoma Habitat for Humanity’s Critical Home Repair program helps low-income homeowners struggling to maintain their homes due to age, disability or income. Repairs include minor roof and structural repairs, installation of grab bars and ramps, door and window replacement, weatherization, interior and exterior painting and more.
Oklahoma Tax Commission OK State Property Tax Credit or Refund(405) 521-3160Low-income seniors aged 65 or older or younger with a disability earning $12,000 or less annually may qualify for a property tax refund or credit. Applicants don’t have to include gifts in their income but must have paid their property taxes in full and attached Form 538-H to claim the credit or request a refund.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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