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The 10 Best Home Care Agencies for Seniors in Norman, OK for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Norman, OK, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 27 options below.

Home Care Services in Norman, Oklahoma

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On this page:

  • Home Care Services in Norman, Oklahoma
  • Paying for Home Care in Norman, OK
  • Financial Assistance for Home Care in Norman, OK
  • Norman Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Norman, OK

The Cost of Home Care in Norman, OK

According to the Genworth Cost of Care Survey 2021, the median cost of home care in Norman is the same as the national average of $4,957 per month. Norman and the Oklahoma City area have slightly higher home care costs than the rest of the state, which average $4,862. Cities north of Norman, such as Enid and Tulsa, have comparable costs at $4,862 and $4,767. Lawton, just south of Norman, offers lower home care costs at $3,813.

Norman

$4,957

Oklahoma

$4,862

The United States

$4,957

Lawton

$3,813

Enid

$4,862

Tulsa

$4,767

The Cost of Home Care vs. Other Senior Care Options in Norman, OK

Home care in Norman costs about $590 less than nursing home care. Seniors who require medical support, such as physical, occupational and speech therapies, medication administration and care from registered nurses, can choose home health care — which costs approximately $50 more than in-home care. Assisted living in Norman is more than $150 cheaper than home care. Adult day care is the most affordable option for seniors who require nonmedical assistance.  

Home Care

$4,957

Home Health Care

$5,005

Adult Day Care

$1,593

Assisted Living

$4,800

Nursing Home Care (semiprivate room)

$5,551

Note: Data for Norman was unavailable, so data for the nearest city, Oklahoma City, was used instead.

Financial Assistance for Home Care in Norman, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Norman Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Norman:

ResourceContactAddressService
Aging Services Inc.(405) 321-32001179 East Main St., Norman, OK, 73071ASI offers transportation on its wheelchair-accessible van, with trips available to medical appointments and errand and shopping destinations on a reservation basis. Another program provides home-delivered meals to homebound seniors on weekdays. Other programs cover case management, housekeeping and support for paying for respite care. There are small suggested donations for many programs, but ASI seeks to help those who can’t donate as well.
Meals on Wheels of Norman(405) 321-7272528 East Main St., Norman, OK 73070Meals on Wheels works in partnership with the Norman Regional Health System and delivers meals to ill, elderly and disabled individuals in Norman. During deliveries, the organization’s volunteers also serve as friendly faces for clients. A sliding scale based on clients’ income determines the cost of each meal. Seniors with pets may also be interested in the organization’s Animeals program, which provides pet food.
Senior Health Insurance Counseling Program(1-800) 763-2828400 Northeast 50th St., Oklahoma City, OK 73105The counselors of SHIP work with seniors to provide information on topics such as Medicare, Medicaid and supplementary coverage as well as various related topics. The counselors also assist and advocate on behalf of older adults. SHIP, a nonprofit organization, works with current Medicare beneficiaries, the people who represent them and individuals who are nearing Medicare eligibility.
Dale K. Graham Veterans Foundation(405) 550-88061268 North Interstate Dr., Norman, OK 73072Providing services at no charge, the Dale K. Graham Veterans Foundation helps seniors who served in the military. It assists with claims for pension benefits and other forms of aid from the US Department of Veterans Affairs. To get started, the organization suggests that clients have their DD Form 214, award letters, VA correspondence and relevant medical records and history available.
Housing Rehabilitation Programs(405) 366-5324201 West Gray St., Norman, OK 73069The city of Norman runs multiple programs designed to make housing fit to live in again. The Rehabilitation Deferred Payment Loan Program assesses homes to determine needed repairs and then oversees the repair process. Elements eligible for repair include roofing and mechanical, electrical and plumbing systems. The repairs are funded by a 0% interest, forgivable loan. Meanwhile, the Emergency Repair Deferred Payment Loan Program steps in to correct urgent safety problems. Another offering funds accessibility modifications to homes. Income limits apply to all programs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Communities Nearby

Home Care

Christy Beisel

Other

Review of Home Instead - Norman, OK

My Grandmother started using Home Instead for 4 hours a day after her health started to decline. She grew to really enjoy the company and the help the caregivers provided. They would help her get...

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Home Care

Victor

I am a past client of this provider

Review of Home Instead - Norman, OK

Home Instead Senior Care provided all kinds of help. They helped with dressing, cleaning up, washing clothes and dishes, and preparing meals. The caregivers were all very good. We had no...

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Home Care

Mike

I am a current client of this provider

Review of Home Instead - Norman, OK

Home Instead Senior Care is good. They were recommended by somebody we know. They're caring. The work attitude is good. The caregiver is very caring, sensitive, and patient. We have her mostly for...

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In Home Care near Norman, OK

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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