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The 10 Best Home Care Agencies for Seniors in Lawton, OK for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Lawton, OK, residents and their loved ones rate In Home Care agencies 3.0 out of 5 stars across the 13 options below.

Home Care Services in Lawton, Oklahoma

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Paying for Home Care in Lawton, OK

Seniors who need in-home care can hire a home care agency for assistance. The 2021 Genworth Cost of Care Survey estimates an average cost of $3,813 for these services. This is nearly $1,000 less than the state’s average cost, and it is over $1,000 less than the national average of $4,957. It is also the most affordable option in the state. To the north of Lawton in the state capital, Oklahoma City, the cost is significantly higher at $4,957. In Tulsa the average sits at $4,767, while in Enid it is $4,862.

The Cost of Home Care in Lawton, OK

Lawton

$3,813

Oklahoma

$4,862

The United States

$4,957

Oklahoma City

$4,957

Tulsa

$4,767

Enid

$4,862

The Cost of Home Care vs. Other Senior Care Options in Lawton, OK

While home care costs an average of $3,813 a month in Lawton, it may not be the right care option for all seniors. Sometimes, seniors want to age at home but require additional medical care, and home health care is a good choice. It also averages $3,813. Seniors who need daytime help only might choose adult day health care services for around $1,442 a month. Assisted living averages $3,561, and nursing home care averages $4,664.

Home Care

$3,812

Home Health Care

$3,812

Adult Day Health Care

$1,442

Assisted Living Facility

$3,561

Nursing Home Facility (semiprivate room)

$4,664

Financial Assistance for Home Care in Lawton, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Lawton, OK

For older adults in Lawton, the community offers several resources through non-profit and government agencies. These organizations deliver important services that help seniors live safely and independently at home. Most services are free or low-cost.

ResourceContactService
Homeowner Housing Rehabilitation(580) 581-3347The city of Lawton offers the Homeowner Housing Rehabilitation service for low-income residents, and many seniors on fixed income qualify. Through this program, seniors can get financial help to bring their homes up to safe living standards.
Association South Central Oklahoma Governments(580) 736-7036ASCOG oversees many senior support services in Lawton and the surrounding communities. Senior nutrition programs, including homebound meal deliveries, information and assistance service, case management and a caregiver respite program are all offered through this organization.
Legal Aid Services of Oklahoma, Inc.(888) 534-5243Legal Aid Services of Oklahoma gives seniors access to free legal advice through local law offices. Older adults can speak to a lawyer at no cost for their non-criminal legal concerns. This service includes help with estate planning.
Comanche Nation Elderly Center(580) 492-3240The large Comanche population in Lawton can get services for their seniors at the Comanche Nation Elderly Center. This organization ensures older Comanche adults get the food and resources they need to age at home safely. The programs offered here include meal delivery, transportation, referrals and education. Seniors can work with a case manager to ensure all of their needs are matched with the appropriate services. Caregiver training and respite is also offered.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

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Review of Visiting Angels - Lawton

We're using Visiting Angels - Lawton for my husband. They offer health care, housekeeping, and provide transportation to doctor's appointment and outings. The caregivers are OK, and the management...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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