The 10 Best In Home Care Service in Lawton, OK for 2023
Lawton, Oklahoma, is a growing city that is home to 91,055 people. Around 11.5% of the population is age 65 and older, which is about 5% less than the national average. Located next to Elmer Thomas Park, Lake Helen and near several Native American cultural sites, this city is rich in both natural and historic beauty. Lawton features two local hospitals, including Comanche County Memorial Hospital, which is CARF-accredited. Older adults living at home in Lawton may need home care services, and the average cost for those is $3,813 — significantly lower than the national average. Seniors who need medical care at home may choose home health care, which has the same average cost.
Below we’ve compiled a comprehensive directory of every home care provider in the Lawton area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Lawton, OK
Visiting Angels – Lawton
1314 W. Gore Suite 7 , Lawton, OK, 73501
Cornerstone Caregiving – Oklahoma City, OK and Surrounding Areas
609 S. Kelly Ave, Ste E-2, Edmond, OK, 73003
Healthback Home Health – McAlester
1102 East Washington Avenue, Suite 3, Mcalester, OK, 74501
Healthback Home Health – Chickasha
420 South 22nd Street, Chickasha, OK, 73018
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Paying for Home Care in Lawton, OK
The Cost of Home Care in Lawton, OK
Seniors who need in-home care can hire a home care agency for assistance. The 2021 Genworth Cost of Care Survey estimates an average cost of $3,813 for these services. This is nearly $1,000 less than the state’s average cost, and it is over $1,000 less than the national average of $4,957. It is also the most affordable option in the state. To the north of Lawton in the state capital, Oklahoma City, the cost is significantly higher at $4,957. In Tulsa the average sits at $4,767, while in Enid it is $4,862.
The Cost of Home Care vs. Other Senior Care Options in Lawton, OK
While home care costs an average of $3,813 a month in Lawton, it may not be the right care option for all seniors. Sometimes, seniors want to age at home but require additional medical care, and home health care is a good choice. It also averages $3,813. Seniors who need daytime help only might choose adult day health care services for around $1,442 a month. Assisted living averages $3,561, and nursing home care averages $4,664.
Financial Assistance for Home Care in Lawton, OK
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Lawton, OK
For older adults in Lawton, the community offers several resources through non-profit and government agencies. These organizations deliver important services that help seniors live safely and independently at home. Most services are free or low-cost.
Resource
Contact
Service
(580) 581-3347
The city of Lawton offers the Homeowner Housing Rehabilitation service for low-income residents, and many seniors on fixed income qualify. Through this program, seniors can get financial help to bring their homes up to safe living standards.
(580) 736-7036
ASCOG oversees many senior support services in Lawton and the surrounding communities. Senior nutrition programs, including homebound meal deliveries, information and assistance service, case management and a caregiver respite program are all offered through this organization.
(888) 534-5243
Legal Aid Services of Oklahoma gives seniors access to free legal advice through local law offices. Older adults can speak to a lawyer at no cost for their non-criminal legal concerns. This service includes help with estate planning.
(580) 492-3240
The large Comanche population in Lawton can get services for their seniors at the Comanche Nation Elderly Center. This organization ensures older Comanche adults get the food and resources they need to age at home safely. The programs offered here include meal delivery, transportation, referrals and education. Seniors can work with a case manager to ensure all of their needs are matched with the appropriate services. Caregiver training and respite is also offered.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What is the difference between in-home care and home health care?
In-home care involves helping with daily care and chores at home. This might include help with dressing, bathing, cooking, shopping and driving. Home care may also include medication management. Home health care provides all of this plus additional medical care. For example, seniors can get physical therapy, wound care, diabetes management and basic medical checks at home through nurses and physical therapists.
How many home care agencies are there in Lawton?
Based on the most recent data from Caring.com, there are nine home care agencies in Lawton. Seniors can use the database on Caring.com to find reviews and contact information for these agencies as they search for the right one to meet their needs.
How do you pay for senior care at home?
The cost of home care can be challenging for seniors on a limited budget. There are many ways to pay for home care. Some seniors will use tools like a reverse mortgage to cover this cost. Medicare and Medicaid can sometimes pay for home care, and some seniors use annuities and other investments to pay for their care. Oklahoma’s SoonerCare program has home and community-based care waivers that allow the use of Medicaid funds to pay for senior care.
What is a home care plan?
A home care plan is a plan that a home care agency, a senior’s family members and a senior’s doctor work together to create. It makes provisions for the senior’s care needs based on abilities and disabilities.
Who is eligible for the veterans home care program?
The Department of Veterans Affairs has a Homemaker and Home Health Aid service that can pay for home care services. To qualify, the veteran must be enrolled in VA programs, meet the eligibility requirements for community care and fit the clinical criteria for requiring home care service.