Assisted Living Communities in Lawton, Oklahoma

Genworth's 2024 Cost of Care Survey lists the median monthly cost of assisted living in Lawton as $4,948 — $402 below the national norm. Rates vary across the state, with Lawton being one of the most affordable cities. Oklahoma City, where seniors spend $4,573, boasts the least costly fees. On the other hand, facilities in Enid charge the most, with residents facing monthly payments of $5,550.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Oklahoma page.

Seniors in Lawton have various care options. Assisted living is the most expensive care type in the area at $4,948 per month. Those requiring the skilled medical care and round-the-clock monitoring that nursing homes provide pay just $4,410 for a semi-private room, a $538 savings on assisted living rates.

The Long-Term Care Service of Protective Health Services, a division of the Oklahoma Department of Health Services, oversees assisted living facilities in Lawton and throughout the state. It conducts annual surveys in each facility to ensure the health and safety of residents and performs follow-up visits to ensure that any deficiencies found were corrected.

• Retirees in Lawton benefit from Oklahoma’s relatively friendly taxes on retirement incomes. Seniors don’t pay taxes on Social Security benefits or Railroad Retirement benefits. The state also exempts up to 75% or $10,000 of military retirement plans, whichever is greater, from taxes. Other types of retirement income, up to $10,000 for singles or $20,000 for couples, may also be excluded.
• Oklahoma has one of the highest combined state and local sales tax rates in the nation, at an average of 8.95%. However, seniors in Lawton don’t pay nearly this much. Comanche County has one the lowest sales tax rates statewide, only 0.38%, for a total combined sales tax rate of 4.88%. The county has lower sales taxes than 97.8% of the rest of the counties and cities in the state. Also, prescription drugs are tax-exempt, which is beneficial to aging adults who may have ongoing medical issues.
• Lawton’s cost of living is 24% below the national average, which can be a major draw to seniors on fixed incomes. Groceries are 10% lower than the national average, despite being fully taxed, unlike many states. Unfortunately, health care costs are 16% higher than the national average.
• Seniors in Lawton have two local hospitals to choose from should they require emergency care. Comanche County Memorial Hospital and Southwestern Medical Center both have on-site emergency departments and medical-surgical ICUs. The county hospital also has a cardiac ICU.
• Lawton is far enough south that it experiences summer heat extremes with few cooling breezes. The summer climate in Lawton can be muggy and is among the hottest in the state, with average July temperatures of 96 degrees. However, winters are generally mild with only about 2 inches of snow annually.