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The 10 Best Home Care Agencies for Seniors in Midwest City, OK for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Midwest City, OK, residents and their loved ones rate In Home Care agencies across the 18 options below.

Home Care Services in Midwest City, Oklahoma

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Paying for Home Care in Midwest City, OK

The Cost of Home Care in Midwest City, OK

According to Genworth’s 2021 Cost of Care Survey, In-home care costs are around $4,957 per month in Midwest City, which is $95 more than the state average. The United States has an identical cost for home care, while Enid to the far north is higher at $4,862. Also north of Midwest City is Tulsa, with a home care cost of $4,767. To the south, Lawton’s in-home care costs are $1,144 lower than Midwest City’s. 

Midwest City

$4,957

Oklahoma

$4,862

United States

$4,957

Enid

$4,862

Tulsa

$4,767

Lawton

$3,813

The Cost of Home Care vs. Other Senior Care Options in Midwest City, OK

Midwest City in-home care costs $4,957, which is $48 less than home health care with medical services included. Seniors who need supervision and health care during the day may be good candidates for adult day health care, which costs $1,593 per month on average. Assisted living provides aid with daily tasks in a residential community for $4,800 monthly, while comprehensive nursing home care in a semiprivate room can be expected to cost $5,551.

Home Care

$4,957

Home Health Care

$5,005

Adult Day Health Care

$1,593

Assisted Living

$4,800

Nursing Home Care (semiprivate room)

$5,551

Note: Data for Midwest City was unavailable, so data for the nearest city, Oklahoma City, was used instead.

Financial Assistance for Home Care in Midwest City, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Midwest City, OK

Seniors in Midwest City have multiple resources available. There are nutritional programs such as Meals on Wheels and those related to housing, such as rent assistance and home repair. Some programs are for all Midwest City seniors, while others have requirements in order to qualify.

ResourceContactService
Meals on Wheels Oklahoma City(405) 609-1035Regardless of income, all seniors 60 and over can receive meal delivery from Meals on Wheels. This service is for homebound elderly who can’t shop for groceries or prepare meals on their own. The service is no-cost, but small donations are appreciated.
Community Action Partnership Emergency Home Repair(405) 232-0199Seniors needing emergency home repairs, such as electrical or roof repairs, may qualify through this agency. To qualify, seniors or their legal representatives must complete an application and meet eligibility requirements, which include home ownership status, income and location.
Community Action Partnership Emergency Rent/Mortgage Assistance(405) 232-0199Midwest City seniors who need help with rent or mortgage payments may qualify through the same agency. A late notice from the landlord or mortgage statement must be provided, and household income cannot exceed 200% of the Federal Poverty Guidelines.
Low-Income Home Energy Assistance Program(405) 522-5050Heating, cooling and emergency utility bill assistance may be available for Midwest City seniors through this program. Applications are taken online and via telephone. For the emergency or ECAP program, the application must be submitted within 72 hours of service termination, and a copy of the cutoff notice is required.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Midwest City, OK

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Other Options in Midwest City, OK

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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