The 10 Best Home Care Agencies for Seniors in Reidsville, NC for 2025

According to Genworth’s 2021 Cost of Care Survey, home care services in Reidsville cost $4,195 per month. This rate is lower than the median in North Carolina by $190 and $762 less than the national average. The majority of nearby cities are more expensive, with Charlotte costing $4,668 per month, Durham $4,767 per month and Raleigh averaging $4,957. South Carolina residents looking for a more affordable rate may want to consider Winston-Salem, where home care is $286 less than in Reidsville. 

Reidsville residents who wish to receive services in their own homes have two options. Home care is nonmedical help for daily tasks and costs $4,195 per month on average. Seniors who need medical services provided by a licensed nurse or therapist can opt for home health care, also at a rate of $4,195. Other options to consider include assisted living care for $3,800 per month or adult day health care at the more affordable rate of $1,053. Nursing home care provides 24/7 skilled care, but is more expensive at $7,574 per month for a semiprivate room. 

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.