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The 10 Best Home Care Agencies for Seniors in Clemmons, NC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Clemmons, NC, residents and their loved ones rate In Home Care agencies across the 21 options below.

Home Care Agencies in Clemmons, NC

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Paying for Home Care in Clemmons, NC

The Cost of Home Care in Clemmons, NC

Genworth Financials’ 2021 Cost of Care Survey estimates home care in Clemmons at $3,909 per month. This is less than both the state and national averages. The cost for home care in Clemmons is also lower than in nearby cities, averaging roughly $300 less than Greensboro per month and almost $800 less than Charlotte. Hickory residents also pay slightly higher costs than those in Clemmons at nearly $200 more per month.

Clemmons

$3,909

North Carolina

$4,385

The United States

$4,957

Greensboro

$4,195

Hickory

$4,099

Charlotte

$4,668

The Cost of Home Care vs. Other Senior Care Options in Clemmons, NC

Both home care, which includes nonmedical assistance with daily tasks, and home health care, which also includes skilled nursing, have estimated costs of $3,909 per month in Clemmons. Other options for care include adult day care, which costs roughly $2,500 less than home care and provides care during day time hours. Assisted living facilities cost about $1,000 more than home care and seniors who require round-the-clock care can choose a nursing home for a little more than double the cost of home care.

Home Care

$3,909

Home Health Care

$3,909

Adult Day Health Care

$1,354

Assisted Living

$4,923

Nursing Home Care (semiprivate room)

$8,197

Note: Data for Clemmons was unavailable, so data for the nearest city, Winston, was used instead.

Financial Assistance for Home Care in Clemmons, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Clemmons Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Clemmons:

ResourceContactAddressService
Senior Services Inc. Meals on Wheels(336) 748-59322895 Shorefair Drive, Winston-Salem, NC 27105The Senior Services nonprofit of Winston-Salem offers Meals on Wheels food deliveries to elderly residents in the city and surrounding areas, including Clemmons. Hot nutritious lunches are offered during weekdays and frozen meals can also be delivered for reheating. The service is available to seniors 60 or over who are homebound and living in Forsyth County.
North Carolina Weatherization Assistance Program (WAP)(336) 904-03381398 Carrollton Crossing Drive, Kernersville, NC  27284The North Carolina Weatherization Assistance Program is partially federally funded. In the state, it’s managed by the Department of Environmental Quality in coordination with different county and regional community development agencies. Low-income seniors 60 or older and low-income families are given preference for no-cost home weatherization, including insulation, HVAC repairs, cooling systems and furnaces or boilers. Elders receiving Supplemental Security Income are automatically eligible. Otherwise, household income is limited to $25,760 for a single person or $34,840 for two people.
State-County Special Assistance, In Home (Help to Stay in Your Home)(336) 703-3800741 N. Highland Ave., Winston-Salem, NC 27101The North Carolina Department of Health and Human Services operates the State-County Special Assistance, In Home (Help to Stay in Your Home) Program for Adults. Seniors who apply will be visited by a case manager from their county Department of Social Services to see if they’re eligible for financial subsidies and cash supplements to help them continue to live independently at home without having to enter a care facility. Visiting case managers will work with the elderly client and their caregivers or family members to see if they can safely stay at home with a combination of personal, family and state support.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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