22226 Garrison St., Ste. 250, Dearborn, MI, 48124
4.6
(154 reviews)
"Scott and Claudine of Right at Home of Wayne County were the angels I needed to assist my elderly parents and handicapped sister in their home. They provided home care helpers for 24/7 care at the very moment I needed it. And, even as a new client, ..."
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7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102
4.1
(28 reviews)
"We've been using HomeCare.com for Mom. Everything's been great. Any time I need something done I just contact them and they get it done. If I need a different caregiver, they find a replacement pretty fast. Everything's catered to us. We use them fou..."
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296 S Main Street, Plymouth, MI, 48170
4.9
(16 reviews)
"Caregiving Experts was great when they took care of my Mom. The caregivers were dependable and trustworthy. Karen was always responsive to my Mom’s care needs. I highly recommend this caregiving agency...."
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20100 Mack Ave, Grosse Pointe Woods, MI, 48236
4.8
(8 reviews)
"The cost is well worth the services. The caregivers great and works well with the patient and household...."
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32231 Schoolcraft Rd, Ste 200, Livonia, MI, 48150
"My son contacted Right at Home because I needed the care and they contacted me. I've been using them for five months now. They're very punctual. Their communications with me have been excellent. They just do a good, good job. They are here two hours ..."
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18000 Mack Ave, Ste B, Grosse Pointe, MI, 48230
"Right at Home provides in-home caregiving services for thousands of families across the nation. We offer companionship and help with everyda..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
2268 10th Street, Wyandotte, MI, 48192
4.8
(97 reviews)
"I had Synergy home care for my husband, in 2020. They were great! I was not consistent on when I would need them. I would call at the last minute and say I needed them, and 99% of the time they would send someone. The ladies they sent were friend..."
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37777 Devoe Street, Clinton Township, MI, 48036
4.9
(7 reviews)
"I have known Paula M and her wonderful caregivers for about 3 years! I know many people who are in nursing homes, I wish I could take them all out and let Paula's caregivers give them the care they need! The homes are beautiful, the meals are fantast..."
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28951 McDonald St , Westland, MI, 48186
5.0
(5 reviews)
"This company was amazing with my Grandmother.... Faithful Hands went over and beyond to care for her and made sure they met me and my family’s every needs to help us out. I recommend faithfully hands to care for your loved ones!!!!..."
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2569 Union Lake Road, Commerce Township, MI, 48382
5.0
(4 reviews)
"I'm so happy that I told my doctor that I wanted Affinity to provide me with my rehabilitation after my hip surgery. I was given the best patient care possible. The staff came to visit me at the hospital to setup my home care needs before I came home..."
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20108 Blackstone, Detroit, MI, 48219
5.0
(2 reviews)
"My parents are very pleased with the home care aide that this agency has assigned to them. The aide is very caring and helpful. Runs errands, cleans and assists my parents with cooking. Also, the owner, Rona, is kind and compassionate. I'm gratef..."
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31700 W 13 Mile Rd, Ste 212, Farmington Hills, MI, 48334
5.0
(2 reviews)
"We have used Nothing But Us Care for my spouse, and they're excellent. We were very pleased with the service that we got from them. They did just about everything we asked. The caregiver who came was willing to do anything we asked, including cleanin..."
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25319 Little Mack Ave., Saint Clair Shores, MI, 48081
5.0
(1 reviews)
"I think that Experts In Home Health Managem in Eastpointe, Michigan is an excellent choice for someone who is independent and who prefers to live independently in the privacy of their own home and who is looking for some outside supportive care servi..."
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1055 Charter Dr, Ste 102, Flint, MI, 48532
5.0
(1 reviews)
"Home is truly where the heart is. This is why we work hard to keep the elderly, the ill or the disabled in the comfort of their homes for as..."
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34505 West 12 Mile Road, Suite 155,, Farmington Hills, MI, 48331
5.0
(1 reviews)
"The care that Amada provides us is very good. The staff is also very good; they're excellent. Our communication with the agency is OK; it's good. They provide home healthcare for my husband. They shower and dress him, they feed him, take him down his..."
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1142 N Main St, Rochester, MI, 48307
5.0
(1 reviews)
"I can not say enough about the wonderful level of care that Vicky provides for my parents. This is the 3rd agency that I went through to find home care for my elderly parents. My mother passed away shortly after we found this agency, it was due t..."
READ MORE8190 E Lantz st, Detroit, MI, 48234
5.0
(1 reviews)
"The caregivers from Touch of Blessings were excellent. They gave caring and competent service. I needed a lot of assistance during the day as I am currently unable to walk. They also were able to accommodate a changing schedule as I sorted out whe..."
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7154 Heather Heath Lane, West Bloomfield, MI, 48322
5.0
(1 reviews)
"Matt provided wonderful home health care for me after my major spine surgery. He assisted me with daily living activities and helped me to achieve independence. He was exceptional in that he was willing to do whatever I needed or my family needed a..."
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26677 W 12 Mile Rd , Southfield, MI, 48034
5.0
(1 reviews)
"I’m very happy with my mothers caregiver. She is very dependable and patient. She goes above and beyond for her. ..."
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42321 Ann Arbor Rd E. Suite. 200, Plymouth, MI, 48170
5.0
(1 reviews)
"No place like home care has been a god send when it comes to making sure my mom and dad are safe in their own home. My mom suffered a stroke and is no longer able to take care of my dad. Our only result we thought was moving them both in an assistan..."
READ MOREAccording to the Genworth 2020 Cost of Care Survey, the median cost of home care across the state of Michigan is $4,576 per month. Seniors can prepare to pay more in Detroit where the average cost is $4,767. In Kalamazoo, home care costs the same as the national average of $4,481. However, Grand Rapids is one of the more expensive cities in the region for home care at $4,862. Saginaw residents pay $4,576.
Detroit
$4,767
Michigan
$4,576
United States
$4,481
Kalamazoo
$4,481
Grand Rapids
$4,862
Saginaw
$4,576
Long-term care can vary in cost from $1,733 a month for adult day health care to $8,821 per month for a semiprivate room in a nursing home. Assisted living communities in Detroit cost around $4,750, while seniors who prefer to age in place pay $4,767 for home care and $4,957 for home health care, which includes medical care.
Home Care
$4,767
Home Health Care
$4,957
Adult Day Health
$1,733
Assisted Living
$4,750
Nursing Home Care (semiprivate room)
$8,821
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Seniors who live on their own in Detroit may get help paying for bills or receive other forms of assistance through a wide range of programs and services. These are available through nonprofit and government agencies.
| Resource | Contact | Service |
|---|---|---|
| Detroit Senior Solution | (313) 446-4444 | Detroit Senior Solution operates as the local Area Agency on Aging. This nonprofit provides health, nutrition and wellness programs and promotes independence for seniors who live in the city. The agency also provides Medicare and Medicaid counseling to help seniors make informed choices regarding their insurance. |
| The Senior Alliance | (800) 815-1112 | The Senior Alliance connects seniors and their caregivers in Wayne and surrounding counties with programs and services to improve their quality of life. This includes Meals on Wheels, transportation, in-home care, adult day health care and community living support. |
| Program of All-Inclusive Care for the Elderly (PACE) | (855) 445-4554 | PACE is a program that helps seniors remain in their homes and within the community for as long as possible. PACE offers medical and day center transportation, personal care, meals, home chore services, health education, nutritional counseling and medical equipment. |
| Michigan Weatherization Assistance Program (WAP) | (515) 373-8896 | WAP is a federally funded program for seniors aged 60 and older to help make their homes energy-efficient. The program provides home inspections to test for leaks and the safety and efficiency of all appliances. Through the program, seniors may have help with repairs or the replacement of heating and air conditioning units. It also assists with the installation of insulation. |
| Michigan Energy Assistance Program (MEAP) | (517) 636-4486 | MEAP helps low-income seniors and families pay their energy bills. Payments are made possible through the State Emergency Relief Program (SER) and are available year-round. Payments are made directly to the utility department in a one-time lump sum that typically covers the cost of energy usage for a single season. |
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
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