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The 10 Best Home Care Agencies for Seniors in Detroit, MI for 2024

Last Updated: June 5, 2024

Situated along the Detroit River in southeast Michigan, Detroit houses 64 home care providers. These agencies provide nonmedical home support with personal care and housekeeping tasks, while home health care providers offer skilled nursing services. In Detroit, residents pay roughly $6,101 per month in 2024 for home care. This lands higher than Michigan's statewide standard of $5,911 and the national median of $5,720.

Our directory contains 434 reviews reviews of Detroit's home care agencies, averaging a total of 5.0 out of 5 stars stars. These reviews help seniors find quality home care services aligning with their needs. 

Home Care Services in Detroit, Michigan

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Paying for Home Care in Detroit, MI

The Cost of Home Care in Detroit, MI

According to the 2024 Genworth Cost of Care Survey, home care in Detroit costs approximately $6,101 per month, a higher rate than the national median of $5,720. However, Detroit serves as an affordable alternative to Lansing, where seniors pay $6,673. In Grand Rapids, prices drop considerably to $2,860, presenting one of the lowest rates in the state.  

Detroit

$6,101

Michigan

$5,911

United States

$5,720

Lansing

$6,673

Flint

$5,720

Grand Rapids

$2,860

The Cost of Home Care vs. Other Senior Home Care Options in Detroit, MI

Home care serves as one of Detroit's most affordable care options, offering nonmedical assistance for $6,101 per month. Residents pay a higher rate of $6,292 to access medical support from licensed nurses and therapists through home health care. Assisted living offers a lower price point at $5,949, while adult day health care and nursing home services carry higher rates at $9,750 and $10,798, respectively. 

Home Care

$6,101

Home Health Care

$6,292

Adult Day Health Care

$9,750

Assisted Living Facility

$5,949

Nursing Home Care (semi-private room)

$10,798

Financial Assistance for Home Care in Detroit, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Detroit, MI

Seniors who live on their own in Detroit may get help paying for bills or receive other forms of assistance through a wide range of programs and services. These are available through nonprofit and government agencies.

ResourceContactService
Detroit Senior Solution(313) 446-4444Detroit Senior Solution operates as the local Area Agency on Aging. This nonprofit provides health, nutrition and wellness programs and promotes independence for seniors who live in the city. The agency also provides Medicare and Medicaid counseling to help seniors make informed choices regarding their insurance.
The Senior Alliance(800) 815-1112The Senior Alliance connects seniors and their caregivers in Wayne and surrounding counties with programs and services to improve their quality of life. This includes Meals on Wheels, transportation, in-home care, adult day health care and community living support.
Program of All-Inclusive Care for the Elderly (PACE)(855) 445-4554PACE is a program that helps seniors remain in their homes and within the community for as long as possible. PACE offers medical and day center transportation, personal care, meals, home chore services, health education, nutritional counseling and medical equipment.
Michigan Weatherization Assistance Program (WAP)(515) 373-8896WAP is a federally funded program for seniors aged 60 and older to help make their homes energy-efficient. The program provides home inspections to test for leaks and the safety and efficiency of all appliances. Through the program, seniors may have help with repairs or the replacement of heating and air conditioning units. It also assists with the installation of insulation.
Michigan Energy Assistance Program (MEAP)(517) 636-4486MEAP helps low-income seniors and families pay their energy bills. Payments are made possible through the State Emergency Relief Program (SER) and are available year-round. Payments are made directly to the utility department in a one-time lump sum that typically covers the cost of energy usage for a single season.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Peaches4

Other

Review of A Loving Touch Homecare Service LLC

Excellent care and Professional treat like family

Read more

Home Care

Doles Family

I am a past client of this provider

Review of A Loving Touch Homecare Service LLC

The owner of this company has the biggest heart, and The care provided by the staff is unmatched. I wish I could give more stars! I Highly recommend this company.

Read more

Home Care

cewiggins

I am a current client of this provider

Review of A Loving Touch Homecare Service LLC

1- Home Care Aid 2- arrives on time 3- The staff is very helpful. Ask what I want done.. Takes care of things they see that need to be done. Staff and I get along great. 4- Very responsive...

Read more

In Home Care near Detroit, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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