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The 10 Best Home Care Agencies for Seniors in Bloomingdale, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bloomingdale, IL, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 53 options below.

Home Care Services in Bloomingdale, Illinois

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Paying for Home Care in Bloomingdale, IL

The Cost of Home Care in Bloomingdale

Home care services in Bloomingdale have an average monthly cost of $4,957, according to the Genworth 2020 Cost of Care Survey. The median cost throughout the state is $190 less and the national cost is $476 less. Comparing the costs in other cities across the state can be helpful when trying to decide on a place to retire. Danville residents pay the same as the state average of $4,767. In Peoria, the monthly average is $4,385, while in Springfield seniors pay around $4,624.

Bloomingdale

$4,957

Illinois

$4,767

United States

$4,481

Peoria

$4,385

Danville

$4,767

Springfield

$4,624

The Cost of Home Care vs. Other Senior Care Options in Bloomingdale

Long-term care is provided by different types of caregivers depending on an individual’s needs. Seniors who prefer to stay in their homes and receive help with daily living tasks or with medical care can choose home care at $4,957 or home health at $5,053. Adult day health provides assistance only during daytime hours at $1,614 per month. Assisted living communities cost an average of $4,950 per month, while a semiprivate room in a nursing home costs $8,076.

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semiprivate room)

$8,076

Financial Assistance for Home Care in Bloomingdale, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Bloomingdale, IL

Bloomingdale and the state of Illinois offer many different programs and services for those who prefer to remain in their homes. These services address a variety of needs, including transportation, meals, insurance counseling and health and fitness.

ResourceContactService
Bloomingdale Senior Center(630) 529-7794The Bloomingdale Senior Center offers programs to seniors from Monday through Friday. The center offers a clean and safe place to participate in an array of activities, including congregate meals, health and fitness, income tax assistance, bingo, card games, outings and arts and crafts.
DuPage Center for Independent Living(630) 893-7000The DuPage Center for Independent Living serves as an advocate for seniors and individuals with disabilities in DuPage County. Services provided by the center include independent living skills training, peer counseling, personal assistant program, referrals and information on additional programs and services throughout the community.
Illinois Weatherization Assistance Program(217) 785-2533The Illinois Weatherization Program helps low-income seniors make modifications and repairs to their homes to make them more energy-efficient. This includes installing insulation, analysis of energy bills, inspections of all energy equipment and information on how to adjust equipment for maximum efficiency.
Illinois Low-Income Home Energy Assistance Program (LIHEAP)(877) 411-9276LIHEAP helps low-income households pay for energy bills, primarily during the colder winter months. The program typically makes a single payment that covers the entire energy bill costs during one season. To be eligible, seniors must have an income that doesn’t exceed 200% of the federal nonfarm poverty level.
DuPage County Meals on Wheels(630) 620-0804Meals on Wheels provides two meals a day to seniors aged 50 and older who are unable to prepare or afford nutritious meals on their own. The service also offers companionship and well checks on those who live alone. Menus for those with special diets are included in the plan.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Mary Edith B

I am a current client of this provider

Review of Home Helpers Home Care of Wheaton

I like that my caregiver takes me to the grocery and dentist and having someone who can drive me around is great. I like that they are vey attentive and if I have an issue or schedule change they...

Provider response

Mary Edith, thank you for your wonderful feedback! We're so glad to hear that having a caregiver who can assist with errands and appointments has made things easier for you. It's important to us...

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Home Care

Tom V_6

I am a past client of this provider

Review of Home Helpers Home Care of Wheaton

She got to know my wife. She provided care. They were very caring.

Provider response

Thank you so much for your kind words! We're thrilled to hear that our caregiver truly connected with your wife and provided the compassionate care she deserves. Building meaningful relationships...

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Home Care

Richard A_18

I am a current client of this provider

Review of Home Helpers Home Care of Wheaton

They provide the care that was requested. They are easy to communicate with.

Provider response

Thank you for your feedback! We're glad to hear that we’ve met your care needs and made communication easy. If there’s anything more we can do to support you, please let us know. We’re here to help!

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In Home Care near Bloomingdale, IL

RoselleGlendale HeightsMedinahCarol StreamHanover ParkItasca

Other Options in Bloomingdale, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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