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The 10 Best Home Care Agencies for Seniors in Boynton Beach, FL for 2024

Named one of the best places to retire in the 2022 Caring Senior Living Report, Boynton Beach, Florida attracts seniors looking for plenty of sunshine and a variety of senior living options. The cost of in-home senior care averages $4,195 per month, according to the 2021 Genworth Cost of Care Survey. In-home care differs from home health care because it doesn’t include medical services provided by a registered nurse or another licensed health care professional. Seniors who need medical care can easily get to nearby Bethesda Hospital East or Bethesda Hospital West. University of Miami Health System is also an option for seniors who need specialty medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Boynton Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Boynton Beach, FL

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Paying for Home Care in Boynton Beach, FL

The Cost of Home Care in Boynton Beach, Florida

Seniors in Boynton Beach can expect to pay an average of $4,195 per month for home care, which is over $500 lower than the state and national averages. Orlando and Sarasota are at the higher end of the range, with average monthly costs of $4,767 and $5,720, respectively. In Port St. Lucie, the cost of home care averages $4,671 per month. 

Boynton Beach

$4,195

Florida

$4,767

The United States

$4,957

Sarasota

$5,720

Orlando

$4,767

Port St. Lucie

$4,671

The Cost of Home Care vs. Other Senior Care Options in Boynton Beach, Florida

Home care costs slightly less than home health care and assisted living, which both average $4,385 per month in Boynton Beach. Costing an average of $1,517 per month, adult day health care is much cheaper than home care. Nursing home care costs an average of $9,019 per month for a semiprivate room, making it the most expensive option.

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Note: Data for Boynton Beach was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Home Care in Boynton Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Boynton Beach, FL

Boynton Beach seniors have access to a variety of resources that make it easier to live independently. Local nonprofit organizations and government agencies provide assistance with utility bills, deliver nutritious meals and offer other services to help seniors stay healthy and manage their financial affairs. Check with one of these resources if you need help aging in place.

ResourceContactService
Palm Beach County Homestead Exemption(561) 355-3230Palm Beach County allows residents to exempt $25,000 of the first $50,000 of a property's assessed value from property taxes. The property must be your primary residence. If the assessed value is between $50,000 and $75,000, you may qualify for an additional exemption of up to $25,000.
Meals on Wheels Palm Beaches (MoWPB)(561) 802-6979MoWPB delivers nutritious meals to homebound seniors living in Boynton Beach and other parts of Palm Beach County. The organization also has an Animeals program, which provides pet food and veterinary care for lower-income MoWPB participants.
Palm Beach County Community Services (PBCCS)(561) 355-4792PBCSS administers the Low-Income Home Energy Assistance Program (LIHEAP), which helps cover past-due utility bills and address energy-related emergencies. The program also offers up to $15,000 for HVAC replacement. To qualify, your income must fall below 150% of the Federal Poverty Level (FPL) or 60% of the state median income.
Area Agency on Aging Palm Beach/Treasure Coast (AAoA)(561) 684-5885The AAoA offers a wide range of services to help seniors live their best lives. Available services include caregiver support, home-delivered meals, respite care, home improvements and medical transportation.
Palm Beach County Senior Services (PBCSS)(561) 841-4200PBCSS operates senior centers throughout Palm Beach County. The agency also offers health education classes, tax preparation assistance, fitness programs and other services to area seniors.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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