Traverse City is a scenic lakeside community where over a fifth of its over 15,500 residents are older adults aged 65 and above. The city is home to the Munson Medical Center and is within easy reach of other highly rated hospitals such as the Cadillac Hospital and the Charlevoix Hospital. Seniors in the area pay less for healthcare than the average American. According to the Genworth Cost of Care 2021 Survey, skilled nursing facilities in the city cost $8,821 on average each month, which is lower than the state’s median prices. 

Nursing homes offer the highest level of care a senior can receive. Facilities provide around-the-clock custodial care including help with getting in and out of  bed, eating, bathing and dressing. Residents also receive skilled nursing services, such as medication and chronic illness management. Seniors who only need help with certain tasks but not constant supervision might consider other options such as receiving in-home care or moving into an assisted living community.

This guide provides price comparison for nursing home rates between Traverse City, the U.S. as a whole and other Michigan areas. It also contains a number of resources for seniors in the city.

Directory of Nursing Homes in Traverse City, MI

Grand Traverse Pavilions

1000 Pavilions Circle, Traverse City, MI, 49684

My mom is doing fine at Grand Traverse Pavilions and we’re very happy. They have Bingo and music out on the lawn. The food is excellent. My mom’s room is very clean. It’s a private room and she likes … (read more)
My mom is doing fine at Grand Traverse Pavilions and we’re very happy. They have Bingo and music out on the lawn. The food is excellent. My mom’s room is very clean. It’s a private room and she likes … (read more)

Orchard Creek Senior Living and Health Care

9715 E Cherry Bend Rd, Traverse City, MI, 49684


Tendercare Health Center-birchwood

2950 LAFRANIER RD, Traverse City, MI, 49686

We didn’t feel the staff was that caring at Tendercare Health Center-Birchwood, and there wasn’t enough staff to go around. They have clean and spacious rooms. There was definitely an odor there.
We didn’t feel the staff was that caring at Tendercare Health Center-Birchwood, and there wasn’t enough staff to go around. They have clean and spacious rooms. There was definitely an odor there.

Bortz Health Care of Traverse City

2828 CONCORD ST, Traverse City, MI, 49684


Tendercare Traverse City

2585 Lafranier Drive, Traverse City, MI, 49686


Nursing Home Costs in Traverse City, MI

The average nursing home resident in Traverse City pays $8,821 monthly for a semiprivate room and $9,125 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

While the median costs for a nursing home in Traverse City are $913 above the U.S. average, the city is more cost-effective than Michigan’s average of $9,095. Nursing homes in cities such as Saginaw and Flint charge on average $8,517 and $8,395, respectively, which is a few hundred dollars below rates in Traverse City. A couple of hours drive southeast, in Bay City, seniors pay around $9,125 each month for nursing home care. Costs in southwestern Lansing soar to $9,551. 

$8821

Traverse City

$9095

Michigan

$7908

The United States

$9125

Bay City

$8517

Saginaw

$8395

Flint

$9733

Lansing

he Cost of Other Types of Senior Care

As transitioning into a nursing home is a difficult decision for seniors and their loved ones, it’s helpful to consider the costs of other care options in the city. Seniors who may benefit from receiving care at home could opt for home care or home health care services, at rates of $5,148 and $5,339, respectively. Assisted living communities provide limited care services and housing and cost $4,460 each month. The most affordable type of senior care in Traverse City is adult day health care, at a median monthly rate of $1,625. 

$5148

Home Care

$5339

Home Health Care

$1625

Adult Day Health Care

$4460

Assisted Living Facility

$8821

Nursing Home (semiprivate room)

$9125

Nursing Home (private room)

Note: Data for Traverse City was unavailable, so data for the nearest city, Midland, was used instead.

Financial Assistance for Nursing Home Care in Traverse City, MI

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Traverse City, MI

Seniors in Traverse City are served by a number of nonprofit and government agencies. These resources can assist seniors in locating suitable nursing home care or help them delay moving into one. 

Resource

Contact 

Service

(866) 485-9393

Seniors who are residents of licensed long-term care units such as nursing homes and their family members can request assistance from their local ombudsman. This statewide advocacy initiative helps resolve complaints and concerns. The ombudsman can also help older adults locate a nursing home suitable for their needs. 

(800) 803-7174

MMAP is a free statewide program that empowers older adults to make informed decisions about their health insurance. Trained counselors can advise on a variety of insurance benefit-related topics including prescription drug assistance, Medicare options and Medicaid eligibility. Seniors can also receive assistance in understanding their medical bills and finding long-term care insurance plans. 

(800) 442-1713

MI Choice is a statewide waiver program for low-income seniors who wish to delay the need to relocate to a nursing home. Services available to seniors who are eligible for Medicaid can include in-home care, home nursing care and home-delivered meals. This program is free for Medicaid beneficiaries. 

(866) 400-9164

The Elder Law of Michigan nonprofit coordinates several assistance programs focused on the legal needs of seniors. Older adults can benefit from free legal advice and, in some cases, representation. The nonprofit can help seniors understand their pensions and apply for any benefit assistance programs they are eligible for. 

(231) 947-3780

Meals on Wheels is a low-cost food delivery service for homebound seniors in Traverse City aged 60 and above. Older adults can opt-in to receive daily hot lunches and frozen food for emergencies.