Communities in Jackson, MS

In terms of memory care costs, Jackson exceeds the state average by an additional $1,063 per month, although it remains slightly below the national average. Hattiesburg, on the other hand, offers a more affordable option, coming in at $283 per month less than Jackson. Gulfport is also less costly, with a difference of $688. In the neighboring city of New Orleans, LA, memory care costs undercut Jackson by a significant margin, with a reduction of $472 per month. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care in Jackson costs $5,438 per month, but costs at specific facilities can vary depending on plans and locations.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Mississippi page.

Nonmedical in-home care costs $2,006 less per month than memory care, and home health care providing light medical care from qualified medical professionals is $1,911 less. Assisted living communities are roughly $1,088 cheaper than memory care, but adult day health care is the least expensive option, at $4,030, which could be ideal for caregivers needing respite. Nursing home facility’s semiprivate rooms cost about $1,649 more per month for seniors who need intensive 24-hour care.

In Mississippi, memory care facilities are regulated and overseen by the Mississippi State Department of Health. The MSDH handles licensing and monitors various facilities, including memory care, to ensure all of Jackson’s communities comply with state regulations and standards. The MSDH has divisions that focus solely on long-term care and have specific regulations for memory care facilities.

• Jackson is an affordable city when compared to other cities throughout the state and nation. Based on the U.S. average of 100, Jackson receives a score of 81.8, which is nearly 20% less expensive. Grocery, housing and transportation are all accessible at lower costs, which makes Jackson attractive for the budget-conscious retiree.
• Weather-wise, Jackson is in a subtropical region with hot and humid summers and mild winters. Residents can enjoy 211 sunny days each year to soak up some of the outdoors, and the January low is about 35 degrees Fahrenheit.
• Jackson is a vibrant city in the Deep South with several cultural attractions and outdoor spaces. The Mississippi Museum of Art, Natchez Trace State Park and Clinton Nature Center may provide a serene environment for seniors with Alzheimer’s and dementia.
• Although the crime rates are higher in Jackson compared with national averages, seniors in memory care facilities are protected with 24/7 surveillance in a secure environment.
• Health care in Jackson is slightly more expensive than the national median, but residents also have access to 333 physicians per 100,000 people. This is higher than the U.S. average of 210.
• Mississippi is one of 12 states with no income tax on retirement income. Seniors in Jackson pay no state income taxes on Social Security benefits, IRAs, 401(k)s or pension plans. The median annual property tax in Mississippi is just $1,097, making it the sixth-lowest in the country.