The 10 Best In Home Care Service in Jackson, MS for 2023
Recognized as one of the best cities for senior living in Caring’s 2022 Senior Living report, Jackson, Mississippi, appeals to seniors with its affordable health care services and comfortable year-round weather. Full of rich history, this charming Southern city is home to many museums, historic sites, a zoo and the country’s 10th largest planetarium. The Senior Services Division also offers additional recreational activities, special programs and meal services for those 60 or older. The Genworth 2021 Cost of Care Survey has home care services for Jackson seniors listed at an average of $3,432 per month. Home care is helpful for older adults who don’t require medical assistance. For light medical services, home health care is a better option. Jackson residents also have access to The University of Mississippi Medical Center, the state’s only academic health science center.
Below we’ve compiled a comprehensive directory of every home care provider in Jackson– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Jackson, MS
Home Instead – Clinton, MS
807 Monroe St, Clinton, MS, 39056
Merry Heart Personal Care & Sitting, LLC
501 Cobblestone Court, Madison, MS, 39110
Hopkins Home Care Locaters
47 Holly Ridge Rd, Indianola, MS, 38751
Genesis Homecare Services LLC
7 W Square Lake Rd, Jackson, MI, 48302
Comfort Keepers In Home Care
5888 Ridgewood Road, Suite C, Jackson, MS, 39211
Walk By Faith Not by Sight Homecare – Jackson, MS
2310 Highway 80 West Suite 2150 , Jackson, MS, 39204
Visiting Angels Living Assistance Services of Jackson, MS
2625 Ridgewood Rd #104 , Jackson, MS, 39216
Easy Home Care – Clinton, MS
123-A Highway 80 East Suite. #223, Clinton, MS, 39056
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Paying for Home Care in Jackson, MS
The Cost of Home Care in Jackson, MS
The cost of home care in Jackson is about $400 less than the Mississippi state average and $1,500 less than the national median. Higher monthly costs are found in the northern city of Oxford ($4,242) and to the south in Gulfport ($4,195). Hattiesburg also has more expensive rates ($4,004), while the eastern city of Meridian offers lower monthly costs than other areas of the state but still higher than Jackson’s, at $3,838.
The Cost of Home Care vs. Other Senior Care Options in Jackson, MS
Home care is about $100 less than home health care, which offers light medical services. Home health care is a better option for those who need medical care such as insulin or medication administration and physical or occupational therapy. Adult day care programs offer some of the lowest monthly care costs in the state but don’t include home visits. An assisted living facility costs more than in-home care and is a good option for those who require extra help with tasks. Nursing homes have some of the highest monthly rates and offer the most intensive services.
Financial Assistance for Home Care in Jackson, MS
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Jackson Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Jackson:
Central Mississippi Planning and Development District
Address: 1020 Centre Pointe Blvd., Pearl, MS 3920
Phone Number: (601) 981-1511
The CMPDD acts as the Area Agency on Aging for Jackson. To receive aid, individuals must be disabled or 60 years of age or above. Among other offerings, the agency installs emergency alert systems in elderly individuals’ homes and provides homemaker services. Nutritional support is another area of focus as is counseling on Medicare and similar topics.
Meals on Wheels
Address: 1100 W. Capitol St., Jackson, MS 39203
Phone Number: (601) 353-2759
Meals on Wheels is offered by the organization Stewpot. Its volunteers deliver hot lunchtime meals and interact with homebound seniors while providing an opportunity for socializing that may otherwise be rare. The Meals on Wheels service area is limited to locations near Stewpot’s office in Jackson. Stewpot also offers other services that may be of interest to older adults, including counseling and community clinics.
Jackson City Senior Services
Address: 1000 Metrocenter Drive, Suite 101, Jackson, MS 39209
Phone Number: (601) 960-0335
Jackson’s Senior Services Division runs several programs that help the city’s elders. The minimum age to receive assistance is 60. Home-delivered meals, nutrition education, transportation and information and referrals are among the division’s offerings. The agency also focuses on employment opportunities and special programs for seniors. Additionally, it operates recreational and home safety programs.
Hinds County Human Resource Agency
Address: 258 Maddox Road, Jackson, MS 39212
Phone Number: (601) 923-3930
This nonprofit agency focuses on serving vulnerable populations, including seniors and low-income individuals. The HCHRA is another organization that operates a home-delivered meals program. It also provides transportation. Households that earn $55,000 or less are eligible for free tax preparation services, and the HCHRA’s Low-Income Home Energy Assistance Program eases the financial burden of utility bills.
Office of Special Disability Programs
Address: 3895 Beasley Road, Jackson, MS 39213
Phone Number: (800) 443-1000
Older individuals with physical impairments may be eligible for help from the OSDP. This office provides case management, attendant care and transportation. Respite care is also available as are vehicle and home modifications. Additionally, the office makes it easier for clients to obtain durable medical equipment and supplies. Each client receives an individualized care plan.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
