The rural city of Binghamton in Broome County is home to Binghamton University, one of the most prestigious public colleges in the country. According to the 2020 census, 16.1% of the city’s 48,000 residents are aged 65 and older. Binghamton’s attraction includes its excellent discounted transit services, very low cost of living and impressive medical facilities. Known as The Parlor City due to the numerous mansions constructed in the 19th century, the city’s other links to the past include being home to six of the last remaining antique carousels in the world. There’s also a zoo and plenty of popular shops and restaurants.

Assisted living is an attractive alternative for independent-minded seniors who now need help with daily chores, such as housekeeping. They offer clean and comfortable rooms, chef-prepared meals and numerous social and entertainment activities to engage their residents. The typical monthly fee is $5,097, which is approximately 6% more than average for New York.

This guide compares senior living costs in more detail and considers the benefits and drawbacks of living in Binghamton. It also lists some useful resources for the city’s older population.

Directory of Assisted Living Facilities in Binghamton, NY

Good Shepherd Fairview Home

80 Fairview Avenue, Binghamton, NY, 13904

Good Shepherd Fairview Home is located in Binghamton, New York, near Fairview Park and several restaurants, stores and a major highway. Residents and visitors consistently give the community high mark … (read more)
Good Shepherd Fairview Home is located in Binghamton, New York, near Fairview Park and several restaurants, stores and a major highway. Residents and visitors consistently give the community high mark … (read more)

Elizabeth Church Manor Nursing

861 Front Street, Binghamton, NY, 13905

Elizabeth Church Manor Nursing is located in Binghamton, New York, west of I-81 and Port Dickinson. It’s close to attractions, such as Cutler Botanic Garden, the Chenango River Walk and various casual … (read more)
Elizabeth Church Manor Nursing is located in Binghamton, New York, west of I-81 and Port Dickinson. It’s close to attractions, such as Cutler Botanic Garden, the Chenango River Walk and various casual … (read more)

Garden House for Adults

91 Walnut Street, Binghamton, NY, 13905


Metro Plaza Apartments

110 Chenango Place, Binghamton, NY, 13901


2018, 2021, 2022

The Hearth at Castle Gardens

1715 Castle Gardens Road, Vestal, NY, 13850

The Hearth at Castle Gardens is nestled on a quiet tree-lined street between the Susquehanna River and Route 17 in Vestal, New York. Loved ones remark that residents feel safe, comfortable and happy i … (read more)
The Hearth at Castle Gardens is nestled on a quiet tree-lined street between the Susquehanna River and Route 17 in Vestal, New York. Loved ones remark that residents feel safe, comfortable and happy i … (read more)

2015

Elderwood Village at Vestal

505 Clubhouse Road, Vestal, NY, 13850

I was impressed with Elderwood Village at Vestal. They were very welcoming. The person that showed me around was the nurse in charge and she was wonderful. The staff interacted with the residents and … (read more)
I was impressed with Elderwood Village at Vestal. They were very welcoming. The person that showed me around was the nurse in charge and she was wonderful. The staff interacted with the residents and … (read more)

Hilltop Campus

286 Deyo Hill Road, Johnson City, NY, 13790

Hilltop Campus is situated in the village of Johnson City, New York, near Choconut Center and north of Carpathian Hill. The community is praised by visitors for its clean, bright and well decorated ro … (read more)
Hilltop Campus is situated in the village of Johnson City, New York, near Choconut Center and north of Carpathian Hill. The community is praised by visitors for its clean, bright and well decorated ro … (read more)

Ideal Senior Living Center

601 High Avenue, Endicott, NY, 13760

Ideal Senior Living Center is located in Endicott, New York, east of the Roundtop Picnic Area park and various shops and restaurants. The facility offers private and semi-private units equipped with l … (read more)
Ideal Senior Living Center is located in Endicott, New York, east of the Roundtop Picnic Area park and various shops and restaurants. The facility offers private and semi-private units equipped with l … (read more)

What to Consider About Assisted Living in Binghamton

The New York State Department of Health monitors and licenses assisted living facilities in New York. It has the authority to conduct unannounced inspections to ensure licensed facilities continue to operate to the standards required and has the right to remove licenses from those that continually underperform.

Benefits and Drawbacks of Assisted Living in Binghamton

  • According to Sperling’s Best Places, Binghamton is one of the most affordable cities in New York. It has a cost of living index of 74.5, which is significantly below those of the state and the country, at 120.5 and 100, respectively. Of particular benefit to seniors is the health cost index of 99.5, which is also more favorable than the New York and U.S. indices.
  • Binghamton’s climate can be challenging for some older residents. Annual snowfall is typically 36 inches more than the national average of 28 and rainfall is slightly above the norm too. In winter, the population wraps itself up against temperatures of around 13 degrees. However, in summer, it’s common to see the dial hovering at a pleasant 80 degrees.
  • Binghamton’s crime statistics don’t make good reading. Records for violent and property crimes are very high when compared to the state and national averages. According to figures published by Neighborhood Scout, crime tends to be most common in the city center area just north of the Chenango River. The much larger outlying neighborhoods appear to be much safer, so there’s plenty of locations for seniors to consider. Additionally, assisted living facilities often have 24/7 security and staff permanently on-site.
  • The city’s primary medical facilities are the well-regarded UHS Binghamton General Hospital and Lourdes Hospital. Both facilities, and others, are staffed by a significant number of medical professionals registered to treat Medicare beneficiaries, so seniors are assured of affordable high-quality health care wherever they are in Binghamton.
  • Broome County provides several transportation options for seniors to help them attend medical appointments, go shopping and visit senior centers. They include fixed-route bus and door-to-door paratransit services at discounted rates for adults aged 65 and older who hold an Office for Aging ID Card, which can also be used to reduce payments for meals in senior centers.

Paying for Assisted Living in Binghamton

Data published in the 2020 Genworth Cost of Care Survey show that Binghamton’s seniors typically pay almost $300 per month more for assisted living than their peers in New York and $800 more than the average American.

The Cost of Assisted Living in Nearby Cities 

Although Binghamton’s costs are above average, they’re not the most expensive in the region. Seniors in Ithaca typically pay an extraordinary $13,500 per month for care in their assisted living communities. Although Elmira’s costs are much lower, at $5,624, they’re still $527 per month more than Binghamton. However, more affordable fees are available, such as in Syracuse, where they average at $4,703.

$5097

Binghamton

$4800

New York

$4300

The United States

$5624

Elmira

$13500

Ithaca

$4703

Syracuse

The Cost of Other Types of Senior Care 

In Binghamton, adult day health care centers offer the most affordable senior care, at $2,383 per month. Homemaker services typically cost $4,934, which is the same fee for home health aide services, a form of care that combines homemaker support with basic medical care. Assisted living communities are the least expensive option for care with accommodation, while nursing homes are the most expensive — typically $11,736 per month for a private room. However, it’s possible to pay around $190 less by choosing a semiprivate room.

$4934

Homemaker Services

$4934

Home Health Aide

$2383

Adult Day Health Care

$5097

Assisted Living Facility

$11543

Nursing Home Facility (semiprivate room)

$11736

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Binghamton

The Assisted Living Program offered by the state of New York will pay for a senior’s assisted living facilities as long as a high level of care is required for participants, equivalent to what one would receive in a nursing home. While non-Medicaid applicants are still admitted a small percentage of the time, 90 percent of the people in this program are on Medicaid.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New York page.

Paying for Assisted Living in New York

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Free Assisted Living Resources in Binghamton

There are numerous resources in Broome County for older residents, some of which are listed here. These resources can help seniors resolve disputes with their care providers, access good-quality medical equipment for little or no cost and play bigger roles in their communities through volunteering.

Resource

Contact

Service

(607) 729-1278

The loan closet is a service provided by Disabled American Veterans. It loans gently-used medical equipment to seniors who are members of the organization. These include wheelchairs, walkers and crutches. The organization also provides a ride service for veterans in and around Binghamton, in addition to other outreach programs aimed at helping those who served their country.

(607) 772-6214

Broome County manages several senior centers, including North Shore Towers in Binghamton. They are places where seniors can meet friends and participate in a range of mentally and physically stimulating activities, such as low-impact aerobics, chair yoga and watercolor painting. There are also traditional games, including bingo and pinochle and hot lunches are served on weekdays for a suggested donation of $3.50 per meal.

(607) 722-1251

The Long-Term Care Ombudsman advocates for the rights of seniors in residential care throughout New York State. Ombudsmen are often volunteers who freely support seniors, educating them on their rights and investigating complaints they have with their care, such as concerns about transfers and issues with food quality. The Long-Term Care Ombudsman is also a source of information for seniors comparing assisted living facilities as it can supply, free of charge, copies of inspection reports.

(607) 729-9166

Managed locally by the Catholic Charities of Broome County, RSVP is a national program that connects seniors who want to help their communities with agencies and nonprofits that rely on volunteers to provide their services. It enables seniors to use their life experiences and skills to benefit others. Work is varied and may include mentoring or teaching, but can also involve delivering meals to homebound seniors or driving others to medical appointments.

Assisted Living Laws and Regulations in Binghamton

Binghamton-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in New York are required to follow. Visit our Assisted Living in New York page for more information about these laws.

Assisted Living Laws and Regulations in New York