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The 10 Best Assisted Living Facilities in Elkridge, MD for 2024

Elkridge is located in age-friendly Howard County and is home to numerous parks, restaurants and shopping centers. The community has a fairly young population, with those aged 65 and over accounting for just over 7% of its 25,000 residents, but it has a broad scope of benefits for retirees. It has a generally comfortable climate, and its reliable public transportation system makes it easy to navigate, even without a private vehicle. It also has a range of programs and services to meet the needs of older residents and help them find the best long-term care solutions.

There are several assisted living facilities in the Elkridge region, helping older adults get the daily assistance they need while maintaining their connections to their community. These residential facilities provide daily meals, scheduled transportation and a variety of apartment floor plans for residents, and they have trained caregivers who administer personalized care services. The 2021 Genworth Cost of Care Survey shows that seniors in the Elkridge area pay about $4,750 per month for this type of care, which is in between the national and state median.

This guide for assisted living in Elkridge provides more information on local long-term care costs and highlights agencies that help seniors access the care they need.

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Assisted Living Facilities in Elkridge, Maryland

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What to Consider About Assisted Living in Elkridge

Assisted living facilities in Elkridge follow rules and guidelines set by the Maryland Department of Health, Office of Health Care Quality, which licenses all long-term care facilities in the state. The agency conducts background checks on prospective caregivers and sets minimum standards for care planning, staff training, building requirements and meal services.  

Benefits and Drawbacks of Assisted Living in Elkridge

  • The Regional Transportation Agency of Central Maryland operates fixed routes in the Elkridge region, helping older adults attend errands, medical appointments and area points of destination. In addition to the regular service, the company operates RTA Mobility, which provides curb-to-curb shared-ride services for those unable to ride the regular bus. 
  • The air quality in the Elkridge region is good, which may benefit older adults with breathing or heart conditions. The American Lung Association gives the region an A for 24-hour particle pollution and a passing score for annual particle pollution. 
  • With year-round daytime temperatures ranging from 42 to 87 degrees, Elkridge ranks as one of the cooler cities in Maryland. On a 10-point comfort index, the city rates 8.3 compared to the national score of 7.8, indicating that a comparatively high number of days have comfortable temperatures, and humidity levels tend to be low. This may appeal to older adults who enjoy outdoor activities. 
  • Crime in Elkridge occurs at a rate comparable to the U.S. average. On a 100-point crime index, Elkridge’s violent crime rate is a point higher than the national score at 23.7, and the property crime score is nearly 10 points higher at 44.7. Seniors who are concerned about safety may appreciate the peace of mind assisted living provides. 
  • There are approximately 454 doctors per capita in Elkridge, which is more than double the national average and may support shorter wait times to see primary care providers and specialists. There are no hospitals within the city proper, but local seniors have access to numerous high-quality medical facilities in nearby Baltimore, including Ascension Saint Agnes Hospital and UM Baltimore Washington Medical Center.
  • Maryland’s tax laws are fairly retirement-friendly and may help older adults put more money toward their long-term care expenses. Social Security benefits and withdrawals from 401(k)s aren’t taxable at the state level. Public pensions are partially taxed, and private pensions are fully taxed. Maryland is the only state with an inheritance tax and an estate tax, which may be a consideration for some seniors.

Paying for Assisted Living in Elkridge

In Elkridge, seniors pay $4,750 per month for assisted living. 

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Elkridge charge $4,750 for services. This is a couple of hundred dollars higher than the national average of $4,500, but it’s about $150 less than the state median, indicating that this city is a comparatively affordable place to obtain care. Rates in Elkridge are about $100 higher than in Hagerstown, where care costs are the most competitive surveyed in the state at $4,630. In Salisbury, fees are closer to the state average at $4,980, and in Cumberland, seniors pay $5,248. 

Elkridge

$4,750

Maryland

$2,900

United States

$4,500

Salisbury

$4,980

Hagerstown

$4,630

Cumberland

$5,248

The Cost of Other Types of Senior Care

At $4,750 per month, assisted living is one of the cheapest long-term care options in Elkridge, coming in thousands below the cost of nursing home care, which averages $10,798 for semiprivate accommodations and $13,490 for private rooms. Home-based care is closer in cost to assisted living at $4,957 for homemaker services and $5,053 for a home health aide, but monthly rates don’t include living costs, making it a costlier option for many. Adult day health care is cheaper at $1,927 monthly.

Homemaker Services

$4,957

Home Health Aide

$5,053

Adult Day Health Care

$1,927

Assisted Living Facility

$4,750

Nursing Home (semiprivate room)

$10,798

Nursing Home (private room)

$13,490

Note: Care cost data for Elkridge was not available, so data for the closest city, Baltimore, was used instead. 

Financial Assistance for Assisted Living in Elkridge

Elkridge seniors have several programs that may provide aid for assisted living. Maryland’s Senior Assisted Living Group Home Subsidy (SALGHS) program helps those who reside in smaller ALPs, while the Optional State Supplement may help those in larger facilities. Medicaid offers three waivers, including the Community First Choice (CFC) program, Community Options (CO) Waiver and Increased Community Services (ICS) Waiver.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Elkridge

The Elkridge region has several resources to help older adults find the long-term care they need. Through the following programs and agencies, seniors in Elkridge can identify ways to pay for assisted living, connect with social and recreational activities and find services to supplement what they receive through long-term care.  

ResourceContactService
Elkridge 50+ Center(410) 313-5192The Elkridge 50+ Center is located within the local library and hosts a range of activities and programs for older adults in the city. It has a fitness center and provides a range of activities to meet varying interests, including creative arts classes, age-friendly fitness classes and special events throughout the year. The center publishes a monthly newsletter to help older adults track activities and programs.
Howard County Office on Aging & Independence(410) 313-1234The Howard County Office on Aging & Independence is the designated Maryland Access Point for the Elkridge region, serving as a single entry point for all state and federal programs and benefits for seniors. The office has information and referral specialists who help older adults find ways to pay for medical and long-term care expenses, and it has a long-term care ombudsman who advocates for those in assisted living. It also provides services, such as transportation, congregate meals and social and recreational activities.
Maryland Legal Aid - Howard County Office(410) 480-1057Maryland Legal Aid's Howard County office is in Annapolis, about 30 miles south of Elkridge. This office provides in-person and over-the-phone assistance with civil legal issues, such as estate planning, drafting wills and assigning powers of attorney. It can also help older adults apply for public benefits that may help them cover assisted living costs.
Volunteer Opportunities(410) 313-2022Elkridge seniors have access to a range of volunteer opportunities through the county, including serving as greeters at community events, maintaining public gardens, evaluating donated books at the public library and teaching classes at senior centers.
The Loan Closet of Howard County(410) 313-0363The Loan Closet of Howard County provides gently used durable medical equipment rentals to those who need them.

Assisted Living Laws and Regulations in Elkridge

Elkridge Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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