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Assisted Living Communities in Somerset, Kentucky

Located between Lake Cumberland and Daniel Boone National Forest, Somerset, KY, hosts 5 assisted living residences for seniors who need help with daily tasks. Surrounding areas contribute...

Directory of Assisted Living in Somerset, KY

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The Cost of Assisted Living in Somerset, KY and Nearby Cities

According to Genworth's 2024 Cost of Care Survey, assisted living costs $853 more than the state median in Somerset. Several comparable options exist nearby, such as Elizabethtown, where seniors typically pay $5,250. However, a few budget-friendly options exist farther away. Assisted living costs $4,740 in Bowling Green, but Owensboro offers the most affordable option, as care costs $2,380 less here than in Somerset.

Somerset

$5,188

Kentucky

$4,335

United States

$5,350

Elizabethtown

$5,250

Louisville

$5,342

Bowling Green

$4,740

Owensboro

$2,808

Paying for Assisted Living in Somerset

According to Genworth’s Cost of Care Survey for 2020, the average cost of assisted living in Somerset is $4,400 per month. This is similar to the national average of $4,300 but $700 more than the average for Kentucky, which is $3,699 per month.

Financial Assistance for Assisted Living in Somerset

While Kentucky does not use Medicaid to cover assisted living services, seniors who receive Supplemental Security Income and the optional state supplement may use this benefit toward expenses.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

The Cost of Other Types of Senior Living in Somerset, KY

Home health care ranks among Somerset's most affordable types of care, saving seniors up to $3,281 compared to assisted living while offering expanded medical services. However, seniors who need 24-hour medical support pay $3,937 more than assisted living for semi-private accommodations in a nursing home. Adult day care, the most budget-friendly form of support in Somerset, costs only $1,798.

Home Health Care

$1,907

Adult Day Health Care

$1,798

Assisted Living Facility

$5,188

Nursing Home Facility (semiprivate room)

$9,125

Note: Since data for Somerset is unavailable, we used data for the nearest city, Lexington, instead.

Free Assisted Living Resources in Somerset

The city of Somerset and the state of Kentucky, often with help from the federal government, offer free resources for seniors in and out of assisted living communities. 

ResourceContactService
Lake Cumberland Area Development District(270) 866-4200The Lake Cumberland Area Development District operates a wealth of programs designed to help seniors and families with issues related to assisted living. The ombudsman program strives to protect the rights of assisted living residents by addressing reports of abuse and advocating at the local, state and federal level. The Kentucky State Health Insurance Assistance Program helps families obtain the health benefits they deserve. Low-income and disabled seniors can also get legal assistance from LCADD.
Kentucky Department of Veterans Affairs(859) 432-6121Senior veterans in Somerset can contact Region 16 of the Kentucky Department of Veterans Affairs to apply for benefits or resolve issues with their existing pensions. Field representatives can also help veterans obtain Aid & Attendance benefits, which are extra payments that fund caregiving services, including those provided in an assisted living facility. Surviving spouses and dependents may be eligible for these benefits.
Rocky Hollow Recreation Center(606) 679-1860Active seniors in Somerset can find many activities at the Rocky Hollow Recreation Center. Amenities at the center include a basketball court, walking track, community room and party room. This 38,000-square-foot facility also hosts SilverSneakers, an exercise class for older adults, and senior yoga. While many activities at the center are free for seniors, membership for special events and programs is available at a discount.
Center for Assistive Technology Services(859) 218-7979The Lexington chapter for CATS Network aims to ensure that every at-need senior in Somerset and the surrounding region has access to the assistive technology they need. It accomplishes this goal by loaning free equipment and providing demonstrations that show seniors how to use the technology. This program is operated by the University of Kentucky's Human Development Institute.

Assisted Living Laws and Regulations in Somerset

Somerset-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Bob.111

I visited this facility

Review of The Neighborhood of Somerset

I went to The Neighborhood of Somerset. It was nice. When I was there, there were a couple of musicians playing gospel music, which I appreciated. The people seem to be happy. A couple of people I...

Read more

Assisted Living

Bob.111

I visited this facility

Review of Highland Square

I went to Highland Square. The person who took me on the tour was absolutely excellent. When I became short of breath, she said, "Let's sit down for a while." So we did. She got me water. We...

Read more

Assisted Living

Stuart

I visited this facility

Review of Highland Square

Highland Square was clean and modern. The staff was very knowledgeable and caring. It wasn't huge, so we liked the fact that they were limited to less than 50 residents or something. The food...

Read more

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Assisted Living near Somerset, KY

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Other Options in Somerset, KY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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