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The 3 Best Assisted Living Facilities in Somerset, KY for 2024

Our comprehensive listings and authentic reviews in Somerset, KY below include 4 Assisted Living facilities with 11 reviews. On average in Somerset, residents and their loved ones rate Assisted Living options 4.63 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Somerset, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Assisted Living Facilities in Somerset, Kentucky

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What to Consider About Assisted Living in Somerset

The Kentucky Department for Aging and Independent Living certifies assisted living communities in Somerset every year. The certification checklist ensures that each facility adheres to Kentucky Revised Statutes Chapter 194A and Kentucky Administrative Regulations Title 910.

Benefits and Drawbacks of Assisted Living in Somerset

  • Somerset is a very affordable place for seniors to live. The cost of living is 23.8% lower than the national average and 7.4% lower than the Kentucky average. Each cost index in Somerset is lower than the national average, including health care and transportation. These low costs can make it easier for families in the area to access assisted living services. 
  • Seniors in Somerset can exempt all of their social security and railroad retirement income from Kentucky income tax. All types of retirement income are exempt up to $31,110. Seniors also benefit from low sales tax in Kentucky, which is a flat 6% for all cities. Counties and municipalities are prohibited from raising the sales tax.
  • Since 2013, there have been zero days of high ozone pollution in Somerset. That’s why the American Lung Association gives Pulaski County an A for ozone pollution. The county also gets an A for particle pollution, so seniors can feel comfortable knowing that the air is healthy when they go outside. 
  • Somerset has a humid subtropical climate with warm summers and mild winters. As one of the wettest parts of the county, the city gets an average of 50 inches of rain per year. Snowfall levels, however, are just 10 inches per year. The high temperature in July averages 86 degrees. 
  • While property crime in Somerset is high compared to the national average, violent crime rates are 39% lower than the United States average. Families concerned about protecting their valuables can find assisted living facilities in Somerset that use high-tech security features, such as controlled access points and video surveillance. 

Paying for Assisted Living in Somerset

According to Genworth’s Cost of Care Survey for 2020, the average cost of assisted living in Somerset is $4,400 per month. This is similar to the national average of $4,300 but $700 more than the average for Kentucky, which is $3,699 per month.

The Cost of Assisted Living in Nearby Cities

While the average cost for assisted living in Somerset is high for Kentucky, it’s not the highest in the state. At $4,557 per month, Louisville has the most expensive assisted living costs in Kentucky. The Cincinnati, Ohio, metro area is very close to Somerset and has an average assisted living cost of $4,750 per month. Prices decrease a bit to the south and east in Elizabethtown, where the monthly average is $3,550.

Somerset

$4,400

Kentucky

$3,699

The United States

$4,300

Louisville

$4,557

Elizabethtown

$3,550

Cincinnati, OH

$4,750

The Cost of Other Types of Senior Care

Compared to assisted living, there are both more and less expensive senior care options in Somerset. Adult day health care is just $1,768 per month but may not be adequate for every family. Nursing home facilities, which cost $7,178 for a semiprivate room and $8,958 per month for a private room, offer a high level of care for seniors who need round-the-clock supervision. Home care in Somerset is almost the same cost as assisted living at $4,385 per month for both homemaker services and home health aides. 

Homemaker Services

$4,385

Home Health Aide

$4,385

Adult Day Health Care

$1,768

Assisted Living Facility

$4,400

Nursing Home Facility (semiprivate room)

$7,178

Nursing Home Facility (private room)

$8,958

Note: Care cost data for Somerset was not available, so data for the closest city, Lexington, was used instead.

Financial Assistance for Assisted Living in Somerset

While Kentucky does not use Medicaid to cover assisted living services, seniors who receive Supplemental Security Income and the optional state supplement may use this benefit toward expenses.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

Paying for Assisted Living Facilities in Kentucky

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Free Assisted Living Resources in Somerset

The city of Somerset and the state of Kentucky, often with help from the federal government, offer free resources for seniors in and out of assisted living communities. 

ResourceContactService
Lake Cumberland Area Development District(270) 866-4200The Lake Cumberland Area Development District operates a wealth of programs designed to help seniors and families with issues related to assisted living. The ombudsman program strives to protect the rights of assisted living residents by addressing reports of abuse and advocating at the local, state and federal level. The Kentucky State Health Insurance Assistance Program helps families obtain the health benefits they deserve. Low-income and disabled seniors can also get legal assistance from LCADD.
Kentucky Department of Veterans Affairs(859) 432-6121Senior veterans in Somerset can contact Region 16 of the Kentucky Department of Veterans Affairs to apply for benefits or resolve issues with their existing pensions. Field representatives can also help veterans obtain Aid & Attendance benefits, which are extra payments that fund caregiving services, including those provided in an assisted living facility. Surviving spouses and dependents may be eligible for these benefits.
Rocky Hollow Recreation Center(606) 679-1860Active seniors in Somerset can find many activities at the Rocky Hollow Recreation Center. Amenities at the center include a basketball court, walking track, community room and party room. This 38,000-square-foot facility also hosts SilverSneakers, an exercise class for older adults, and senior yoga. While many activities at the center are free for seniors, membership for special events and programs is available at a discount.
Center for Assistive Technology Services(859) 218-7979The Lexington chapter for CATS Network aims to ensure that every at-need senior in Somerset and the surrounding region has access to the assistive technology they need. It accomplishes this goal by loaning free equipment and providing demonstrations that show seniors how to use the technology. This program is operated by the University of Kentucky's Human Development Institute.

Assisted Living Laws and Regulations in Somerset

Somerset-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Assisted Living Laws and Regulations in Kentucky

Reviews of Communities Nearby

Assisted Living

Stuart

I visited this facility

Review of Highland Square

Highland Square was clean and modern. The staff was very knowledgeable and caring. It wasn't huge, so we liked the fact that they were limited to less than 50 residents or something. The food...

Read more

Assisted Living

Rebecca

I visited this facility

Review of Bluegrass Senior Living

There wasn't anything that I disliked about Bluegrass Senior Living. They were very nice, clean, and very well maintained. The staff was very nice and very informative. They were just like studio...

Read more

Assisted Living

Tammy

I visited this facility

Review of Highland Square

I didn't see anything at Highland Square that I didn't like. Everything that I saw was clean. They were friendly. The rooms were perfect. It was great. If that was a choice, that would be a good...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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